UPDATED: Jul 31, 2020
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- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Volkswagen GTI insurance costs around $135 less per year than the average vehicle
Are you looking for cheap Volkswagen GTI insurance rates? Full coverage for a Volkswagen GTI costs around $1,384 a year or $115 each month. Learn what drivers can do to save on insurance rates for a Volkswagen GTI in our comprehensive guide.
You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen GTI Insurance Cost
The average Volkswagen GTI auto insurance rates are $1,384 a year or $115 a month.
Are Volkswagen GTIs Expensive to Insure?
The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Honda Fit, Volkswagen Golf R, and Volkswagen Golf.
|Volkswagen Golf R||$372||$660||$390||$1,580|
|Ford Focus RS||$332||$656||$398||$1,544|
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen GTI Insurance?
The Volkswagen GTI trim and model you choose can impact the total price you will pay for Volkswagen GTI auto insurance coverage.
Age of the Vehicle
Older Volkswagen GTI models generally cost less to insure. For example, auto insurance for a 2014 Volkswagen GTI costs $1,384, while 2010 Volkswagen GTI insurance costs are $1,210, a difference of $174.
|2014 Volkswagen GTI||$250||$524||$452||$1,384|
|2013 Volkswagen GTI||$240||$494||$456||$1,348|
|2012 Volkswagen GTI||$230||$442||$460||$1,290|
|2011 Volkswagen GTI||$214||$408||$460||$1,240|
|2010 Volkswagen GTI||$206||$382||$464||$1,210|
Driver age can have a significant impact on the cost of Volkswagen GTI auto insurance. For example, 20-year-old drivers pay as much as $1,754 more each year for their Volkswagen GTI auto insurance than 40-year-old drivers.
Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Volkswagen GTI auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI car insurance with violations on their driving record.
Volkswagen GTI Safety Ratings
The Volkswagen GTI’s safety ratings will affect your Volkswagen GTI auto insurance rates. See the chart below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Acceptable|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Volkswagen GTI Crash Test Ratings
The crash test ratings of the Volkswagen GTI can impact your Volkswagen GTI car insurance rates.
|2014 Volkswagen GTI 4 DR FWD||N/R||N/R||N/R||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Volkswagen GTI Safety Features
Having a variety of safety features on your Volkswagen GTI can help lower your insurance costs. The 2020 Volkswagen GTI’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Volkswagen GTI Insurance Loss Probability
The Volkswagen GTI’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Volkswagen GTI, others are more favorable and lead to lower insurance rates.
|Insurance Coverage Category||Loss Rate|
|Property Damage||no data|
|Personal Injury||no data|
|Medical Payment||no data|
|Bodily Injury||no data|
|Source: Insurance Institute for Highway Safety|
Volkswagen GTI Finance and Insurance Cost
When financing a Volkswagen GTI, most lenders will require your carry higher Volkswagen GTI coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen GTI car insurance rates from the best companies using our FREE tool below.
Ways to Save on Volkswagen GTI Insurance
There are several ways you can save even more on your Volkswagen GTI car insurance rates. Take a look at the following five tips:
- Spy on Your Teen Driver
- Don’t Assume your Volkswagen GTI is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Make Sure You Use an Accredited Driver Safety Program
- Park Your Volkswagen GTI Somewhere Safe – like a Garage or Private Driveway
- Ask for a Volkswagen GTI Discount If You Have College Degree or Higher
Top Volkswagen GTI Insurance Companies
Who is the top auto insurance company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.
|Source: Insurance Information Institute|
Compare Free Volkswagen GTI Insurance Quotes Online
You can start comparing quotes for Volkswagen GTI insurance from some of the top car insurance companies by using our free online tool today.