Subaru Impreza Insurance [Guide + Free Quotes]

Auto insurance rates for a Subaru Impreza average $1,428 a year, or around $119 a month. Finding Subaru Impreza teenager insurance rates can cost on average $5,219 a year, so shop around to find cheap coverage.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,428 a year or $119 each month
  • A liability-only policy costs around $572 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,219 a year or $435 each month
  • Good drivers can save as much as $589 a year by earning policy discounts
  • Subaru Impreza insurance costs around $91 less per year than the average vehicle

Subaru Impreza insurance rates don’t need to be complicated. Full coverage for a Subaru Impreza costs around $1,428 a year or $119 each month. Easy. Read on learn what drivers can do to save on Subaru Impreza insurance rates.

You can start comparing quotes for Subaru Impreza car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Impreza Insurance Cost

The average car insurance costs for a Subaru Impreza are $1,428 a year or $119 a month.

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Are Subaru Imprezas Expensive to Insure?

The chart below details how Subaru Impreza insurance rates compare to other sedans like the Chevrolet Cruze, Buick Regal, and Subaru WRX.

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Chevrolet Cruze $308 $594 $372 $1,432
Buick Regal $306 $536 $398 $1,398
Subaru WRX $320 $566 $338 $1,360
Chrysler 300 $332 $626 $398 $1,514
Chevrolet Impala $280 $532 $372 $1,342
Chevrolet Malibu $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Impreza Insurance?

Even though the average annual rate for the Subaru Impreza is $1,428, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru Impreza.

Age of the Vehicle

Older Subaru Impreza models generally cost less to insure. For example, car insurance rates for a 2020 Subaru Impreza are $1,428, while 2010 Subaru Impreza rates are $1,166, a difference of $262.

Model Year Comprehensive Collision Liability Total
2020 Subaru Impreza $336 $562 $372 $1,428
2019 Subaru Impreza $320 $542 $390 $1,410
2018 Subaru Impreza $306 $536 $398 $1,398
2017 Subaru Impreza $296 $524 $416 $1,394
2016 Subaru Impreza $286 $502 $430 $1,376
2015 Subaru Impreza $270 $484 $442 $1,354
2014 Subaru Impreza $260 $450 $452 $1,320
2013 Subaru Impreza $250 $424 $456 $1,288
2012 Subaru Impreza $240 $380 $460 $1,238
2011 Subaru Impreza $224 $350 $460 $1,192
2010 Subaru Impreza $216 $328 $464 $1,166
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Driver Age

Driver age can have a significant effect on the cost of Subaru Impreza car insurance. For example, a 20-year-old driver could pay around $146 more each month for their Subaru Impreza car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Subaru Impreza insurance rates. For example, drivers in Los Angeles may pay $204 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Subaru Impreza car insurance rates. Teens and drivers in their 20’s see the highest jump in their Subaru Impreza car insurance with violations on their driving record.

Subaru Impreza Safety Ratings

Your Subaru Impreza auto insurance rates are tied to the Subaru Impreza’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru Impreza Crash Test Ratings

Good Subaru Impreza crash test ratings mean the VW is safer, which could mean cheaper Subaru Impreza car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2020 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Subaru Impreza SW AWD 5 stars 4 stars 5 stars 5 stars
2016 Subaru Impreza 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru Impreza Safety Features

The numerous safety features of the Subaru Impreza help contribute to lower insurance rates. The 2020 Subaru Impreza has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Impreza Insurance Loss Probability

Another contributing factor that affects Subaru Impreza car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive 10%
Personal Injury -21%
Medical Payment -22%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety
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Subaru Impreza Finance and Insurance Cost

If you are financing a Subaru Impreza, most lenders will require your carry higher Subaru Impreza coverages including comprehensive coverage, so be sure to compare Subaru Impreza car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Subaru Impreza Insurance

You have more options at your disposal to save money on your Subaru Impreza auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Subaru Impreza car insurance rates

  • Choose Automatic Payments or EFT for Your Subaru Impreza Insurance Policy
  • Improve Your Credit Score
  • Remove Young Drivers from Your Subaru Impreza Insurance Plan
  • Drive Your Subaru Impreza Safely
  • Ask for a New Subaru Impreza Auto Insurance Rate Based on Your Improved Credit Score

Top Subaru Impreza Insurance Companies

Who is the best auto insurance company for Subaru Impreza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Impreza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru Impreza offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
4
5
5
2014
2
1
2
2
2013
3
2
3
3
2012
2
2
2
2
2011

Crash Avoidence Features

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