Buy Cheap Kia Sorento Auto Insurance in 2024
Average Kia Sorento auto insurance rates cost $1,414 a year, or around $118 a month. You can find cheap Kia Sorento insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $831 a year.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 15, 2021
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Key takeaways:
- Full coverage costs around $1,414 a year or $118 each month
- A liability-only policy costs around $567 a year or $47 each month
- Highest rates are for teenage drivers at around $5,168 a year or $431 each month
- Good drivers can save as much as $583 a year by earning policy discounts
- Kia Sorento insurance costs around $105 less per year than the average vehicle
Kia Sorento insurance rates don’t need to empty drivers’ bank accounts. Good drivers can save as much as $583 a year by earning policy discounts. Our guide breaks down insurance rates for a Kia Sorento, so read on to learn more about ways to save.
You can start comparing quotes for Kia Sorento car insurance rates from some of the best car insurance companies by using our free online tool now.
Kia Sorento Insurance Cost
The average Kia Sorento auto insurance rates are $1,414 a year or $118 a month.
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Are Kia Sorentos Expensive to Insure?
The chart below details how Kia Sorento insurance rates compare to other SUVs like the Toyota Land Cruiser, Infiniti QX60, and Acura MDX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
What Impacts the Cost of Kia Sorento Insurance?
The Kia Sorento trim and model you choose can impact the total price you will pay for Kia Sorento auto insurance coverage.
Age of the Vehicle
The average Kia Sorento car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Kia Sorento are $1,414, while 2011 Kia Sorento rates are $1,182, a difference of $232.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Kia Sorento | $322 | $562 | $372 | $1,414 |
| 2019 Kia Sorento | $306 | $542 | $390 | $1,396 |
| 2018 Kia Sorento | $294 | $536 | $398 | $1,386 |
| 2017 Kia Sorento | $284 | $524 | $416 | $1,382 |
| 2016 Kia Sorento | $274 | $502 | $430 | $1,364 |
| 2015 Kia Sorento | $260 | $484 | $442 | $1,344 |
| 2014 Kia Sorento | $250 | $450 | $452 | $1,310 |
| 2013 Kia Sorento | $240 | $424 | $456 | $1,278 |
| 2012 Kia Sorento | $230 | $380 | $460 | $1,228 |
| 2011 Kia Sorento | $214 | $350 | $460 | $1,182 |
Driver Age
Driver age can have a significant effect on Kia Sorento car insurance rates. As an example, a 30-year-old driver pays around $62 more each year for their Kia Sorento car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Kia Sorento insurance rates. For example, drivers in Los Angeles may pay $202 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Kia Sorento car insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sorento car insurance with violations on their driving record.
Kia Sorento Safety Ratings
Your Kia Sorento car insurance rates are tied to the safety ratings of the Kia Sorento. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sorento Crash Test Ratings
Kia Sorento crash test ratings will affect your Kia Sorento car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Sorento Safety Features
The more safety features you have on your Kia Sorento, the more likely it is that you can earn a discount. The Kia Sorento’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Kia Sorento Insurance Loss Probability
Review the Kia Sorento car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Kia Sorento auto insurance costs; higher percentages mean higher Kia Sorento auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -18% |
| Personal Injury | 10% |
| Medical Payment | 11% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
Kia Sorento Finance and Insurance Cost
If you are financing a Kia Sorento, most lenders will require your carry higher Kia Sorento coverages including comprehensive coverage, so be sure to compare Kia Sorento car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Sorento Insurance
You have more options at your disposal to save money on your Kia Sorento auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Kia Sorento car insurance rates
- Move to the Countryside
- Ask About Mature Driver Discounts for Drivers Over 50
- Take a Defensive Driving Course or Any Driver’s Education Course
- Never Drink and Drive Your Kia Sorento
- Understand that Insurance Companies Can’t Change Your Kia Sorento Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
Top Kia Sorento Insurance Companies
Who is the top auto insurance company for Kia Sorento insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Sorento auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Sorento offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Kia Sorento car insurance rates from some of the best car insurance companies by using our free online tool now.