Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Honda CR-Z insurance costs around $187 less per year than the average vehicle

Don’t worry about Honda CR-Z insurance rates breaking the bank. Honda CR-Z insurance costs around $187 less per year than the average vehicle. Learn what you can do to save on Honda CR-Z insurance rates in our comprehensive guide.

You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda CR-Z Insurance Cost

The average Honda CR-Z auto insurance rates are $1,332 a year or $111 a month.

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Are Honda CR-Zs Expensive to Insure?

The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Honda Accord Hybrid, Chrysler Pacifica Hybrid, and Ford Fusion Hybrid.

Vehicle Comprehensive Collision Liability Total
Honda Accord Hybrid $362 $718 $316 $1,532
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Ford Fusion Hybrid $322 $656 $466 $1,644
Lexus GS 450h $394 $774 $398 $1,724
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Toyota Prius $306 $512 $332 $1,286
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-Z Insurance?

The Honda CR-Z trim and model you choose can impact the total price you will pay for Honda CR-Z insurance coverage.

Age of the Vehicle

The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Honda CR-Z cost $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.

Model Year Comprehensive Collision Liability Total
2016 Honda CR-Z $298 $446 $430 $1,332
2015 Honda CR-Z $282 $430 $442 $1,312
2014 Honda CR-Z $270 $400 $452 $1,280
2013 Honda CR-Z $260 $376 $456 $1,250
2012 Honda CR-Z $248 $338 $460 $1,204
2011 Honda CR-Z $232 $310 $460 $1,160
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Driver Age

Driver age can have a significant impact on Honda CR-Z auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Honda CR-Z auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-Z car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z car insurance with violations on their driving record.

Honda CR-Z Safety Ratings

Your Honda CR-Z auto insurance rates are tied to the Honda CR-Z’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda CR-Z Crash Test Ratings

The crash test ratings of the Honda CR-Z can impact your Honda CR-Z car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Honda CR-Z 3 HB FWD 4 stars 4 stars 3 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-Z Safety Features

Having a variety of safety features on your Honda CR-Z can help lower your insurance costs. The Honda CR-Z’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda CR-Z Insurance Loss Probability

The lower percentage means lower Honda CR-Z car insurance rates; higher percentages mean higher Honda CR-Z auto insurance rates. Insurance loss probability on the Honda CR-Z fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 6%
Property Damage -13%
Comprehensive -17%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Honda CR-Z Finance and Insurance Cost

If you are financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Honda CR-Z Insurance

There are several ways you can save even more on your Honda CR-Z car insurance rates. Take a look at the following five tips:

  • Ask About Loyalty Discounts
  • Don’t Skimp On Honda CR-Z Liability Coverage
  • Use an Accurate Job Title When Requesting Honda CR-Z Auto Insurance
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Renew Your Honda CR-Z Insurance Coverage to Avoid Lapses

Top Honda CR-Z Insurance Companies

Who is the top car insurance company for Honda CR-Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-Z offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda CR-Z Insurance Quotes Online

Start comparing Honda CR-Z auto insurance quotes for free by using our FREE online comparison tool.