UPDATED: Jul 31, 2020
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- Full coverage costs around $1,332 a year or $111 each month
- A liability-only policy costs around $534 a year or $45 each month
- Highest rates are for teenage drivers at around $4,868 a year or $406 each month
- Good drivers can save as much as $549 a year by earning policy discounts
- Honda CR-Z insurance costs around $187 less per year than the average vehicle
Don’t worry about Honda CR-Z insurance rates breaking the bank. Honda CR-Z insurance costs around $187 less per year than the average vehicle. Learn what you can do to save on Honda CR-Z insurance rates in our comprehensive guide.
You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda CR-Z Insurance Cost
The average Honda CR-Z auto insurance rates are $1,332 a year or $111 a month.
Are Honda CR-Zs Expensive to Insure?
The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Honda Accord Hybrid, Chrysler Pacifica Hybrid, and Ford Fusion Hybrid.
|Honda Accord Hybrid||$362||$718||$316||$1,532|
|Chrysler Pacifica Hybrid||$370||$656||$338||$1,500|
|Ford Fusion Hybrid||$322||$656||$466||$1,644|
|Lexus GS 450h||$394||$774||$398||$1,724|
|Hyundai Sonata Hybrid||$322||$626||$420||$1,548|
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda CR-Z Insurance?
The Honda CR-Z trim and model you choose can impact the total price you will pay for Honda CR-Z insurance coverage.
Age of the Vehicle
The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Honda CR-Z cost $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.
|2016 Honda CR-Z||$298||$446||$430||$1,332|
|2015 Honda CR-Z||$282||$430||$442||$1,312|
|2014 Honda CR-Z||$270||$400||$452||$1,280|
|2013 Honda CR-Z||$260||$376||$456||$1,250|
|2012 Honda CR-Z||$248||$338||$460||$1,204|
|2011 Honda CR-Z||$232||$310||$460||$1,160|
Driver age can have a significant impact on Honda CR-Z auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Honda CR-Z auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Honda CR-Z car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z car insurance with violations on their driving record.
Honda CR-Z Safety Ratings
Your Honda CR-Z auto insurance rates are tied to the Honda CR-Z’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Not Tested|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Honda CR-Z Crash Test Ratings
The crash test ratings of the Honda CR-Z can impact your Honda CR-Z car insurance rates.
|2016 Honda CR-Z 3 HB FWD||4 stars||4 stars||3 stars||5 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Honda CR-Z Safety Features
Having a variety of safety features on your Honda CR-Z can help lower your insurance costs. The Honda CR-Z’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
Honda CR-Z Insurance Loss Probability
The lower percentage means lower Honda CR-Z car insurance rates; higher percentages mean higher Honda CR-Z auto insurance rates. Insurance loss probability on the Honda CR-Z fluctuates between each type of coverage.
|Insurance Coverage Category||Loss Rate|
|Medical Payment||no data|
|Bodily Injury||no data|
|Source: Insurance Institute for Highway Safety|
Honda CR-Z Finance and Insurance Cost
If you are financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z auto insurance quotes from the best auto insurance companies using our FREE tool below.
Ways to Save on Honda CR-Z Insurance
There are several ways you can save even more on your Honda CR-Z car insurance rates. Take a look at the following five tips:
- Ask About Loyalty Discounts
- Don’t Skimp On Honda CR-Z Liability Coverage
- Use an Accurate Job Title When Requesting Honda CR-Z Auto Insurance
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Renew Your Honda CR-Z Insurance Coverage to Avoid Lapses
Top Honda CR-Z Insurance Companies
Who is the top car insurance company for Honda CR-Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-Z offers.
|Source: Insurance Information Institute|
Compare Free Honda CR-Z Insurance Quotes Online
Start comparing Honda CR-Z auto insurance quotes for free by using our FREE online comparison tool.