Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,514 a year or $126 each month
  • A liability-only policy costs around $607 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,534 a year or $461 each month
  • Good drivers can save as much as $624 a year by earning policy discounts
  • Chrysler 300 insurance costs around $5 less per year than the average vehicle

Chrysler 300 insurance rates average $1,514 a year or $126 a month for full coverage, which is nearly the average for all vehicles.

Good drivers can save up to $624 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Chrysler 300 insurance rates, safety ratings, and more.

You can start comparing quotes for Chrysler 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler 300 Insurance Cost

The average Chrysler 300 car insurance rates are $1,514 a year or $126 a month.

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Are Chrysler 300s Expensive to Insure?

The chart below details how Chrysler 300 insurance rates compare to other sedans like the MINI Hardtop 4 Door, Ford Fusion, and Audi S3.

Vehicle Comprehensive Collision Liability Total
Chrysler 300 $332 $626 $398 $1,514
MINI Hardtop 4 Door $294 $566 $398 $1,416
Ford Fusion $336 $626 $372 $1,492
Audi S3 $356 $744 $264 $1,474
Mazda 3 $308 $562 $372 $1,400
Nissan Altima $306 $570 $390 $1,424
Subaru Impreza $320 $542 $390 $1,410
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler 300 Insurance?

The Chrysler 300 trim and model you choose can impact the total price you will pay for Chrysler 300 car insurance coverage.

Age of the Vehicle

Older Chrysler 300 models generally cost less to insure. For example, car insurance for a 2018 Chrysler 300 costs $1,514, while 2010 Chrysler 300 insurance costs are $1,238, a difference of $276.

Model Year Comprehensive Collision Liability Total
2018 Chrysler 300 $332 $626 $398 $1,514
2017 Chrysler 300 $320 $610 $416 $1,504
2016 Chrysler 300 $310 $586 $430 $1,484
2015 Chrysler 300 $292 $564 $442 $1,456
2014 Chrysler 300 $282 $524 $452 $1,416
2013 Chrysler 300 $270 $494 $456 $1,378
2012 Chrysler 300 $258 $442 $460 $1,318
2011 Chrysler 300 $242 $408 $460 $1,268
2010 Chrysler 300 $234 $382 $464 $1,238
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Driver Age

Driver age can have a significant effect on Chrysler 300 car insurance rates. For example, 20-year-old drivers pay $1,851 more for their Chrysler 300 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in New York may pay $923 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler 300 auto insurance rates with violations on their driving record.

Chrysler 300 Safety Ratings

Your Chrysler 300 auto insurance rates are tied to the Chrysler 300’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chrysler 300 Crash Test Ratings

Not only do good Chrysler 300 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chrysler 300 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2020 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler 300 Safety Features

The Chrysler 300 safety features can help lower insurance costs. According to AutoBlog, the 2020 Chrysler 300 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler 300 Insurance Loss Probability

The lower percentage means lower Chrysler 300 car insurance rates; higher percentages mean higher Chrysler 300 auto insurance rates. Insurance loss probability on the Chrysler 300 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage 3%
Comprehensive 78%
Personal Injury 34%
Medical Payment 36%
Bodily Injury 14%
Source: Insurance Institute for Highway Safety
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Chrysler 300 Finance and Insurance Cost

If you are financing a Chrysler 300, most lenders will require your carry higher Chrysler 300 coverages including comprehensive coverage, so be sure to compare Chrysler 300 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chrysler 300 Insurance

There are many ways that you can save on Chrysler 300 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chrysler 300 car insurance rates low.

  • Take a Refresher Course as an Older Driver
  • Consider Using a Tracking Device on Your Chrysler 300
  • Install an Aftermarket Anti-Theft Device for Your Chrysler 300
  • Compare Chrysler 300 Quotes for Free Online
  • Ask About Loyalty Discounts

Top Chrysler 300 Insurance Companies

Who is the top car insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler 300 Insurance Quotes Online

Save on your Chrysler 300 car insurance rates by taking advantage of our FREE comparison tool.