Buy Cheap New Port Richey, FL Auto Insurance (2021)

New Port Richey, FL auto insurance rates average $445 a month. Minimum auto insurance requirements in New Port Richey, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in New Port Richey, FL, compare New Port Richey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in New Port Richey is Allstate
  • Average auto insurance rates in New Port Richey, FL after a DUI are $6,446/year
  • Average auto insurance rates in New Port Richey, FL are $445/month

Finding affordable New Port Richey, Florida auto insurance can be challenging, but everything you need to know to buy cheap New Port Richey, FL auto insurance with confidence is right here. Auto insurance rates in New Port Richey are affected by local factors as well as personal ones like your driving record.

See how New Port Richey, FL car insurance rates compare to Jacksonville auto insurance rates, Hialeah auto insurance rates, and Port St. Lucie auto insurance rates before you read more about the cost of auto insurance in New Port Richey.

Don’t buy New Port Richey, FL auto insurance until you’ve compared rates. Get free New Port Richey, Florida auto insurance quotes when you enter your ZIP code above.

New Port Richey, FL Minimum Auto Insurance Requirements

The required auto insurance in New Port Richey, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in New Port Richey, Florida is outlined here.

Minimum Required Auto Insurance Coverage in New Port Richey, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap New Port Richey, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Port Richey, FL. Take a look at New Port Richey, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Port Richey, Florida

Insurance Company Poor Fair Good
Allstate $12,232 $7,724 $6,247
GEICO $6,741 $4,084 $3,070
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,974 $5,673 $4,708
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

Buy Cheap New Port Richey, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Port Richey, Florida auto insurance rates? Find out how car insurance rates in New Port Richey, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Port Richey, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,281 $5,086 $4,645 $4,735 $18,855 $20,712 $5,241 $5,318
GEICO $3,673 $3,691 $3,431 $3,431 $6,529 $8,153 $4,045 $4,099
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $4,134 $3,853 $3,524 $3,776 $11,616 $12,517 $4,930 $4,595
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

Buy Cheap New Port Richey, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Port Richey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Port Richey, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Port Richey, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,855 $20,712
GEICO $6,529 $8,153
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,616 $12,517
State Farm $6,607 $8,452
USAA $6,681 $7,685

Buy Cheap New Port Richey, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in New Port Richey, Florida by comparing New Port Richey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Port Richey, FL here.

Annual Auto Insurance Rates for Senior Drivers in New Port Richey, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,735
GEICO $3,431 $3,431
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,524 $3,776
State Farm $2,037 $2,037
USAA $1,808 $1,784

Find Cheap Auto Insurance Rates in New Port Richey, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Port Richey, Florida auto insurance. Compare New Port Richey, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Port Richey, Florida

Insurance Company Low Medium High
Allstate $6,395 $9,263 $10,544
GEICO $3,677 $4,809 $5,409
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,851 $6,296 $7,208
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

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Find Cheap New Port Richey, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Port Richey. Compare auto insurance rates in New Port Richey, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Port Richey, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,482 $8,986
GEICO $4,609 $4,654
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $6,118 $6,118
State Farm $3,475 $3,726
USAA $3,303 $3,379

Find Cheap New Port Richey, FL Auto Insurance Rates by Driving Record

Auto insurance rates in New Port Richey, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Port Richey, FL, take a look at the average cost for various violations versus rates for a clean driving record in New Port Richey.

Annual New Port Richey, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,500 $9,020 $10,063 $8,354
GEICO $3,225 $4,123 $6,138 $5,039
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,852 $7,122 $6,030 $6,469
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Find Cheap New Port Richey, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Port Richey, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in New Port Richey for less when you shop around and compare rates from multiple New Port Richey, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Port Richey, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,063
GEICO $6,138
Liberty Mutual $8,346
Nationwide $6,155
Progressive $6,030
State Farm $3,600
USAA $4,788

Winners by Category: Where to Buy Cheap Auto Insurance in New Port Richey, FL

Compare rates from the cheapest auto insurance companies in New Port Richey, FL for your needs. Take a look at how New Port Richey, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Port Richey, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap New Port Richey, Florida Auto Insurance Companies

If you’re looking for the cheapest New Port Richey, FL auto insurance companies overall, you can compare them here. Find the best price for New Port Richey, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in New Port Richey, Florida

Insurance Company Average Annual Rates
Allstate $8,734
GEICO $4,631
Liberty Mutual $6,060
Nationwide $4,863
Progressive $6,118
State Farm $3,600
USAA $3,341

What affects New Port Richey, Florida auto insurance rates?

Local factors affect auto insurance rates in New Port Richey, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact New Port Richey auto insurance rates.

Auto Theft in New Port Richey

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for New Port Richey, FL auto theft show a total of 32 vehicle thefts annually.

Commute Times in New Port Richey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Port Richey, FL is 30.1 minutes according to City-Data.

Traffic in New Port Richey

How is traffic in New Port Richey, Florida? Inrix data shows that New Port Richey, FL traffic makes it the 694th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in New Port Richey, FL

You can buy cheap New Port Richey, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Port Richey, Florida auto insurance quotes from top companies.

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