Buy Cheap New Port Richey, FL Auto Insurance in 2023
New Port Richey, FL auto insurance rates average $445 a month. Minimum auto insurance requirements in New Port Richey, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in New Port Richey, FL, compare New Port Richey auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in New Port Richey is Allstate
- Average auto insurance rates in New Port Richey, FL after a DUI are $6,446/year
- Average auto insurance rates in New Port Richey, FL are $445/month
Finding affordable New Port Richey, Florida auto insurance can be challenging, but everything you need to know to buy cheap New Port Richey, FL auto insurance with confidence is right here. Auto insurance rates in New Port Richey are affected by local factors as well as personal ones like your driving record.
See how New Port Richey, FL car insurance rates compare to Jacksonville auto insurance rates, Hialeah auto insurance rates, and Port St. Lucie auto insurance rates before you read more about the cost of auto insurance in New Port Richey.
Don’t buy New Port Richey, FL auto insurance until you’ve compared rates. Get free New Port Richey, Florida auto insurance quotes when you enter your ZIP code above.
New Port Richey, FL Minimum Auto Insurance Requirements
The required auto insurance in New Port Richey, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in New Port Richey, Florida is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap New Port Richey, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in New Port Richey, FL. Take a look at New Port Richey, Florida auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,232 | $7,724 | $6,247 |
| Geico | $6,741 | $4,084 | $3,070 |
| Liberty Mutual | $7,849 | $5,721 | $4,609 |
| Nationwide | $6,089 | $4,464 | $4,035 |
| Progressive | $7,974 | $5,673 | $4,708 |
| State Farm | $4,932 | $3,227 | $2,642 |
| USAA | $5,434 | $2,662 | $1,927 |
Buy Cheap New Port Richey, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect New Port Richey, Florida auto insurance rates? Find out how car insurance rates in New Port Richey, FL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,281 | $5,086 | $4,645 | $4,735 | $18,855 | $20,712 | $5,241 | $5,318 |
| Geico | $3,673 | $3,691 | $3,431 | $3,431 | $6,529 | $8,153 | $4,045 | $4,099 |
| Liberty Mutual | $4,150 | $4,150 | $3,790 | $3,790 | $8,929 | $13,837 | $4,150 | $5,682 |
| Nationwide | $3,388 | $3,344 | $3,020 | $3,125 | $8,239 | $10,157 | $3,737 | $3,891 |
| Progressive | $4,134 | $3,853 | $3,524 | $3,776 | $11,616 | $12,517 | $4,930 | $4,595 |
| State Farm | $2,247 | $2,247 | $2,037 | $2,037 | $6,607 | $8,452 | $2,502 | $2,673 |
| USAA | $1,918 | $1,883 | $1,808 | $1,784 | $6,681 | $7,685 | $2,394 | $2,575 |
Buy Cheap New Port Richey, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in New Port Richey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Port Richey, FL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $18,855 | $20,712 |
| Geico | $6,529 | $8,153 |
| Liberty Mutual | $8,929 | $13,837 |
| Nationwide | $8,239 | $10,157 |
| Progressive | $11,616 | $12,517 |
| State Farm | $6,607 | $8,452 |
| USAA | $6,681 | $7,685 |
Buy Cheap New Port Richey, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in New Port Richey, Florida by comparing New Port Richey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Port Richey, FL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,645 | $4,735 |
| Geico | $3,431 | $3,431 |
| Liberty Mutual | $3,790 | $3,790 |
| Nationwide | $3,020 | $3,125 |
| Progressive | $3,524 | $3,776 |
| State Farm | $2,037 | $2,037 |
| USAA | $1,808 | $1,784 |
Find Cheap Auto Insurance Rates in New Port Richey, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of New Port Richey, Florida auto insurance. Compare New Port Richey, FL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,395 | $9,263 | $10,544 |
| Geico | $3,677 | $4,809 | $5,409 |
| Liberty Mutual | $5,521 | $6,169 | $6,489 |
| Nationwide | $3,747 | $5,071 | $5,770 |
| Progressive | $4,851 | $6,296 | $7,208 |
| State Farm | $3,038 | $3,696 | $4,067 |
| USAA | $2,811 | $3,479 | $3,733 |
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Find Cheap New Port Richey, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in New Port Richey. Compare auto insurance rates in New Port Richey, FL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,482 | $8,986 |
| Geico | $4,609 | $4,654 |
| Liberty Mutual | $5,859 | $6,261 |
| Nationwide | $4,863 | $4,863 |
| Progressive | $6,118 | $6,118 |
| State Farm | $3,475 | $3,726 |
| USAA | $3,303 | $3,379 |
Find Cheap New Port Richey, FL Auto Insurance Rates by Driving Record
Auto insurance rates in New Port Richey, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Port Richey, FL, take a look at the average cost for various violations versus rates for a clean driving record in New Port Richey.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,500 | $9,020 | $10,063 | $8,354 |
| Geico | $3,225 | $4,123 | $6,138 | $5,039 |
| Liberty Mutual | $4,282 | $5,650 | $8,346 | $5,961 |
| Nationwide | $4,139 | $4,550 | $6,155 | $4,606 |
| Progressive | $4,852 | $7,122 | $6,030 | $6,469 |
| State Farm | $3,290 | $3,911 | $3,600 | $3,600 |
| USAA | $2,607 | $3,232 | $4,788 | $2,737 |
Find Cheap New Port Richey, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in New Port Richey, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in New Port Richey for less when you shop around and compare rates from multiple New Port Richey, FL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,063 |
| Geico | $6,138 |
| Liberty Mutual | $8,346 |
| Nationwide | $6,155 |
| Progressive | $6,030 |
| State Farm | $3,600 |
| USAA | $4,788 |
Winners by Category: Where to Buy Cheap Auto Insurance in New Port Richey, FL
Compare rates from the cheapest auto insurance companies in New Port Richey, FL for your needs. Take a look at how New Port Richey, Florida auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap New Port Richey, Florida Auto Insurance Companies
If you’re looking for the cheapest New Port Richey, FL auto insurance companies overall, you can compare them here. Find the best price for New Port Richey, Florida car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,734 |
| Geico | $4,631 |
| Liberty Mutual | $6,060 |
| Nationwide | $4,863 |
| Progressive | $6,118 |
| State Farm | $3,600 |
| USAA | $3,341 |
What affects New Port Richey, Florida auto insurance rates?
Local factors affect auto insurance rates in New Port Richey, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact New Port Richey auto insurance rates.
Auto Theft in New Port Richey
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for New Port Richey, FL auto theft show a total of 32 vehicle thefts annually.
Commute Times in New Port Richey
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Port Richey, FL is 30.1 minutes according to City-Data.
Traffic in New Port Richey
How is traffic in New Port Richey, Florida? Inrix data shows that New Port Richey, FL traffic makes it the 694th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in New Port Richey, FL
You can buy cheap New Port Richey, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Port Richey, Florida auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when buying auto insurance in New Port Richey, FL?
When purchasing auto insurance in New Port Richey, FL, there are several factors to consider. These include the coverage options you need, your budget, the insurance company’s reputation and customer service, the deductible amount, the limits of liability coverage, and any additional features or discounts available.
How can I find cheap auto insurance in New Port Richey, FL?
To find cheap auto insurance in New Port Richey, FL, you can follow these tips:
- Compare quotes from multiple insurance companies to get the best rate.
- Maintain a good driving record, as a clean history can lower your premiums.
- Opt for higher deductibles if you can afford to pay more out of pocket in case of an accident.
- Bundle your auto insurance with other policies, such as homeowner’s insurance, to get a multi-policy discount.
- Inquire about any discounts available, such as safe driver discounts, low-mileage discounts, or good student discounts.
What types of coverage should I consider for my auto insurance in New Port Richey, FL?
It’s important to consider different types of coverage when purchasing auto insurance in New Port Richey, FL. Some common coverage options include:
- Liability coverage: This covers bodily injury and property damage liability in case you’re at fault in an accident.
- Collision coverage: This covers the cost of repairs or replacement if your vehicle is damaged in a collision.
- Comprehensive coverage: This covers non-collision-related damage, such as theft, vandalism, or natural disasters.
- Personal injury protection (PIP): This covers medical expenses and lost wages for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance.
Are there any specific auto insurance requirements in New Port Richey, FL?
Yes, Florida law requires all drivers to carry a minimum amount of auto insurance coverage. The minimum requirements in New Port Richey, FL, are:
- $10,000 in personal injury protection (PIP) coverage
- $10,000 in property damage liability (PDL) coverage
Can I purchase auto insurance online in New Port Richey, FL?
Yes, you can purchase auto insurance online in New Port Richey, FL. Many insurance companies offer the option to get quotes, compare coverage options, and even buy policies through their websites. It’s a convenient way to shop for insurance and often allows you to access competitive rates.
What should I do if I’m involved in an accident in New Port Richey, FL?
If you’re involved in an accident in New Port Richey, FL, take the following steps:
- Ensure your safety and the safety of others involved by moving to a safe location if possible.
- Call the police to report the accident and provide them with accurate and detailed information.
- Exchange contact and insurance information with the other party involved.
- Take photos of the accident scene and any damage to vehicles.
- Contact your insurance company as soon as possible to report the accident and initiate the claims process.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.