Acura MDX Insurance Rates [Comprehensive Guide]

Auto insurance rates for an Acura MDX average $1,468 a year, or around $122 a month. Mature drivers with good driving records may find rates as low as $863 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,468 a year or $122 each month
  • A liability-only policy costs around $588 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,366 a year or $447 each month
  • Good drivers can save as much as $605 a year by earning policy discounts
  • Acura MDX insurance costs around $51 less per year than the average vehicle

Don’t stress about Acura MDX insurance rates. Good drivers can save as much as $605 a year by earning policy discounts. Read on to learn what else drivers can do to save on Acura MDX insurance rates.

You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura MDX Insurance Cost

The average car insurance costs for an Acura MDX are $1,468 a year or $122 a month.

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Are Acura MDXs Expensive to Insure?

The chart below details how Acura MDX insurance rates compare to other SUVs like the Volkswagen Tiguan, Volkswagen Atlas, and Subaru Forester.

Vehicle Comprehensive Collision Liability Total
Acura MDX $376 $562 $372 $1,468
Volkswagen Tiguan $306 $542 $332 $1,316
Volkswagen Atlas $358 $690 $390 $1,596
Subaru Forester $346 $512 $332 $1,326
Mazda CX-9 $332 $542 $390 $1,422
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
GMC Yukon $376 $594 $372 $1,500
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura MDX Insurance?

You might have noticed that there is a multitude of factors that impact Acura MDX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura MDX.

Age of the Vehicle

The average Acura MDX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Acura MDX cost $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.

Model Year Comprehensive Collision Liability Total
2020 Acura MDX $376 $562 $372 $1,468
2019 Acura MDX $358 $542 $390 $1,448
2018 Acura MDX $344 $536 $398 $1,436
2017 Acura MDX $332 $524 $416 $1,430
2016 Acura MDX $320 $502 $430 $1,410
2015 Acura MDX $304 $484 $442 $1,388
2014 Acura MDX $292 $450 $452 $1,352
2013 Acura MDX $280 $424 $456 $1,318
2012 Acura MDX $268 $380 $460 $1,266
2011 Acura MDX $250 $350 $460 $1,218
2010 Acura MDX $242 $328 $464 $1,192
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Driver Age

Driver age can have a significant effect on the cost of Acura MDX car insurance. For example, 30-year-old drivers pay approximately $65 more for their Acura MDX car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in Los Angeles may pay $543 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Acura MDX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura MDX car insurance rates with violations on their driving record.

Acura MDX Safety Ratings

Your Acura MDX car insurance rates are influenced by the safety ratings of the Acura MDX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura MDX Crash Test Ratings

Good Acura MDX crash test ratings mean the VW is safer, which could mean cheaper Acura MDX car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Acura MDX SPORT HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura MDX Safety Features

Acura MDX safety features can lower the cost of your insurance. The safety features for the 2020 Acura MDX include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura MDX Insurance Loss Probability

The Acura MDX’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Acura MDX, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -20%
Comprehensive 2%
Personal Injury -37%
Medical Payment -44%
Bodily Injury -37%
Source: Insurance Institute for Highway Safety
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Acura MDX Finance and Insurance Cost

When financing an Acura MDX, most lenders will require your carry higher Acura MDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura MDX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Acura MDX Insurance

You have more options at your disposal to save money on your Acura MDX car insurance costs. For example, try these five tips:

  • Park Your Acura MDX Somewhere Safe – like a Garage or Private Driveway
  • Buy a Dashcam for Your Acura MDX
  • Ask About Discounts for People with Disabilities
  • Provide Your Acura MDX VIN When Requesting Acura MDX Auto Insurance Quotes
  • Wait Six Years for Accidents to Disappear from Your Record

Top Acura MDX Insurance Companies

Who is the top car insurance company for Acura MDX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura MDX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura MDX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Acura MDX Insurance Quotes Online

You can start comparing quotes for Acura MDX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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