Cadillac ATS Insurance Quotes [Rates + Comparison Guide]

Average auto insurance rates for a Cadillac ATS cost $1,416 a year, or around $118 a month. Good drivers can save as much as $2,184 a year over higher risk drivers.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,416 a year or $118 each month
  • A liability-only policy costs around $568 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,175 a year or $431 each month
  • Good drivers can save as much as $584 a year by earning policy discounts
  • Cadillac ATS insurance costs around $103 less per year than the average vehicle

It is possible to find cheap Cadillac ATS insurance rates. Cadillac ATS insurance costs around $103 less per year than the average vehicle. Read on to learn what you can do to save on insurance rates for your Cadillac ATS.

You can start comparing quotes for Cadillac ATS car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac ATS Insurance Cost

The average Cadillac ATS auto insurance costs are $1,416 a year or $118 a month.

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Are Cadillac ATSs Expensive to Insure?

The chart below details how Cadillac ATS insurance rates compare to other sedans like the Ford Focus, Subaru Impreza, and Chevrolet Impala.

Vehicle Comprehensive Collision Liability Total
Cadillac ATS $294 $566 $398 $1,416
Ford Focus $244 $536 $398 $1,336
Subaru Impreza $320 $542 $390 $1,410
Chevrolet Impala $280 $532 $372 $1,342
Toyota Avalon $320 $536 $338 $1,330
Subaru Legacy $370 $506 $338 $1,350
Buick Regal $306 $536 $398 $1,398
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac ATS Insurance?

The Cadillac ATS trim and model you choose will affect the total price you will pay for Cadillac ATS insurance coverage.

Age of the Vehicle

The average Cadillac ATS car insurance rates are higher for newer models. For example, car insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.

Model Year Comprehensive Collision Liability Total
2018 Cadillac ATS $294 $566 $398 $1,416
2017 Cadillac ATS $284 $552 $416 $1,410
2016 Cadillac ATS $274 $530 $430 $1,392
2015 Cadillac ATS $260 $512 $442 $1,372
2014 Cadillac ATS $250 $474 $452 $1,334
2013 Cadillac ATS $240 $446 $456 $1,300
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Driver Age

Driver age can have a significant impact on Cadillac ATS auto insurance rates. For example, 20-year-old drivers pay approximately $1,732 more each year for their Cadillac ATS auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in Los Angeles may pay $202 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac ATS car insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS car insurance with violations on their driving record.

Cadillac ATS Safety Ratings

Your Cadillac ATS auto insurance rates are tied to the Cadillac ATS’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Cadillac ATS Crash Test Ratings

Good Cadillac ATS crash test ratings can lower your Cadillac ATS auto insurance rates. See Cadillac ATS crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac ATS-V 4 DR RWD N/R N/R N/R N/R
2019 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2018 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2017 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2016 Cadillac ATS-V 4 DR RWD N/R N/R 5 stars 5 stars
2016 Cadillac ATS V-Series 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 2DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac ATS Safety Features

The Cadillac ATS safety features can help lower insurance costs. The 2020 Cadillac ATS has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Front Tow Hooks
  • Traction Control
  • Emergency Trunk Release

Cadillac ATS Insurance Loss Probability

The Cadillac ATS’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac ATS auto insurance costs; higher percentages mean higher Cadillac ATS auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 21%
Property Damage -3%
Comprehensive 3%
Personal Injury 7%
Medical Payment -4%
Bodily Injury -10%
Source: Insurance Institute for Highway Safety
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Cadillac ATS Finance and Insurance Cost

When financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac ATS Insurance

There are several ways you can save even more on your Cadillac ATS car insurance rates. Take a look at the following five tips:

  • Get Cadillac ATS Auto Insurance Through Costco
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Buy a Dashcam for Your Cadillac ATS
  • Remove Unnecessary Insurance Once Your Cadillac ATS is Paid Off
  • Avoid the Temptation to File a Claim for Minor Incidents

Top Cadillac ATS Insurance Companies

The best auto insurance companies for Cadillac ATS car insurance rates will offer competitive rates, discounts, and account for the Cadillac ATS’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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