UPDATED: Oct 27, 2020
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- Full coverage costs around $1,416 a year or $118 each month
- A liability-only policy costs around $568 a year or $47 each month
- Highest rates are for teenage drivers at around $5,175 a year or $431 each month
- Good drivers can save as much as $584 a year by earning policy discounts
- Cadillac ATS insurance costs around $103 less per year than the average vehicle
It is possible to find cheap Cadillac ATS insurance rates. Cadillac ATS insurance costs around $103 less per year than the average vehicle. Read on to learn what you can do to save on insurance rates for your Cadillac ATS.
You can start comparing quotes for Cadillac ATS car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac ATS Insurance Cost
The average Cadillac ATS auto insurance costs are $1,416 a year or $118 a month.
Are Cadillac ATSs Expensive to Insure?
The chart below details how Cadillac ATS insurance rates compare to other sedans like the Ford Focus, Subaru Impreza, and Chevrolet Impala.
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac ATS Insurance?
The Cadillac ATS trim and model you choose will affect the total price you will pay for Cadillac ATS insurance coverage.
Age of the Vehicle
The average Cadillac ATS car insurance rates are higher for newer models. For example, car insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.
|2018 Cadillac ATS||$294||$566||$398||$1,416|
|2017 Cadillac ATS||$284||$552||$416||$1,410|
|2016 Cadillac ATS||$274||$530||$430||$1,392|
|2015 Cadillac ATS||$260||$512||$442||$1,372|
|2014 Cadillac ATS||$250||$474||$452||$1,334|
|2013 Cadillac ATS||$240||$446||$456||$1,300|
Driver age can have a significant impact on Cadillac ATS auto insurance rates. For example, 20-year-old drivers pay approximately $1,732 more each year for their Cadillac ATS auto insurance than 30-year-old drivers.
Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in Los Angeles may pay $202 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac ATS car insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS car insurance with violations on their driving record.
Cadillac ATS Safety Ratings
Your Cadillac ATS auto insurance rates are tied to the Cadillac ATS’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Cadillac ATS Crash Test Ratings
Good Cadillac ATS crash test ratings can lower your Cadillac ATS auto insurance rates. See Cadillac ATS crash test results below:
|2019 Cadillac ATS-V 4 DR RWD||N/R||N/R||N/R||N/R|
|2019 Cadillac ATS-V 2DR RWD||N/R||N/R||N/R||N/R|
|2019 Cadillac ATS 2DR RWD||N/R||N/R||N/R||N/R|
|2019 Cadillac ATS 2DR AWD||N/R||N/R||N/R||N/R|
|2018 Cadillac ATS-V 4 DR RWD||4 stars||4 stars||5 stars||5 stars|
|2018 Cadillac ATS-V 2DR RWD||N/R||N/R||N/R||N/R|
|2018 Cadillac ATS 4 DR RWD||5 stars||5 stars||5 stars||5 stars|
|2018 Cadillac ATS 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2018 Cadillac ATS 2DR RWD||N/R||N/R||N/R||N/R|
|2018 Cadillac ATS 2DR AWD||N/R||N/R||N/R||N/R|
|2017 Cadillac ATS-V 4 DR RWD||4 stars||4 stars||5 stars||5 stars|
|2017 Cadillac ATS-V 2DR RWD||N/R||N/R||N/R||N/R|
|2017 Cadillac ATS 4 DR RWD||5 stars||5 stars||5 stars||5 stars|
|2017 Cadillac ATS 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2017 Cadillac ATS 2DR RWD||N/R||N/R||N/R||N/R|
|2017 Cadillac ATS 2DR AWD||N/R||N/R||N/R||N/R|
|2016 Cadillac ATS-V 4 DR RWD||N/R||N/R||5 stars||5 stars|
|2016 Cadillac ATS V-Series 2DR RWD||N/R||N/R||N/R||N/R|
|2016 Cadillac ATS 4 DR RWD||5 stars||5 stars||5 stars||5 stars|
|2016 Cadillac ATS 4 DR AWD||5 stars||5 stars||5 stars||5 stars|
|2016 Cadillac ATS 2DR RWD||N/R||N/R||N/R||N/R|
|2016 Cadillac ATS 2DR AWD||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Cadillac ATS Safety Features
The Cadillac ATS safety features can help lower insurance costs. The 2020 Cadillac ATS has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Front Tow Hooks
- Traction Control
- Emergency Trunk Release
Cadillac ATS Insurance Loss Probability
The Cadillac ATS’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac ATS auto insurance costs; higher percentages mean higher Cadillac ATS auto insurance costs.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Cadillac ATS Finance and Insurance Cost
When financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS car insurance rates from the best companies using our FREE tool below.
Ways to Save on Cadillac ATS Insurance
There are several ways you can save even more on your Cadillac ATS car insurance rates. Take a look at the following five tips:
- Get Cadillac ATS Auto Insurance Through Costco
- Take a Defensive Driving Course or Any Driver’s Education Course
- Buy a Dashcam for Your Cadillac ATS
- Remove Unnecessary Insurance Once Your Cadillac ATS is Paid Off
- Avoid the Temptation to File a Claim for Minor Incidents
Top Cadillac ATS Insurance Companies
The best auto insurance companies for Cadillac ATS car insurance rates will offer competitive rates, discounts, and account for the Cadillac ATS’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
|Source: Insurance Information Institute|
Compare Free Cadillac ATS Insurance Quotes Online
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