Best GMC Sierra 2500HD Insurance Rates [How to Find Low Rates Online]

If you want to buy affordable GMC Sierra 2500HD insurance coverage then you should know that a policy will cost $133 per month ($1,592 per year) on average. On average, comprehensive coverage costs $388, collision coverage costs $566, and liability coverage costs $449 for GMC Sierra 2500HD insurance.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,592 a year or $133 each month
  • A liability-only policy costs around $638 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,819 a year or $485 each month
  • Good drivers can save as much as $656 a year by earning policy discounts
  • GMC Sierra 2500HD insurance costs around $73 more per year than the average vehicle

Are you looking for GMC Sierra 2500HD insurance rates? A liability-only policy costs around $638 a year or $53 each month. Learn about other ways to save in our guide, which goes over the important factors that determine your GMC Sierra 2500HD insurance rates.

You can start comparing quotes for GMC Sierra 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Sierra 2500HD Insurance Cost

The average GMC Sierra 2500HD car insurance rates are $1,592 a year or $133 a month.

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Are GMC Sierra 2500HDs Expensive to Insure?

The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Ford F-150, Chevrolet Silverado 2500HD, and Chevrolet Colorado.

Vehicle Comprehensive Collision Liability Total
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford F-150 $322 $470 $372 $1,322
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Chevrolet Colorado $254 $438 $372 $1,222
Honda Ridgeline $306 $536 $450 $1,472
Toyota Tundra $320 $512 $440 $1,452
GMC Sierra $336 $594 $372 $1,460
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Sierra 2500HD Insurance?

The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD insurance coverage.

Age of the Vehicle

Older GMC Sierra 2500HD models generally cost less to insure. For example, car insurance for a 2020 GMC Sierra 2500HD costs $1,592, while 2010 GMC Sierra 2500HD insurance costs are $1,302, a difference of $290.

Model Year Comprehensive Collision Liability Total
2020 GMC Sierra 2500HD $336 $656 $420 $1,592
2019 GMC Sierra 2500HD $320 $630 $440 $1,570
2018 GMC Sierra 2500HD $306 $626 $450 $1,562
2017 GMC Sierra 2500HD $296 $610 $470 $1,556
2016 GMC Sierra 2500HD $286 $586 $486 $1,538
2015 GMC Sierra 2500HD $270 $564 $500 $1,514
2014 GMC Sierra 2500HD $260 $524 $510 $1,474
2013 GMC Sierra 2500HD $250 $494 $514 $1,438
2012 GMC Sierra 2500HD $240 $442 $520 $1,382
2011 GMC Sierra 2500HD $224 $408 $520 $1,332
2010 GMC Sierra 2500HD $216 $382 $524 $1,302
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Driver Age

Driver age can have a significant impact on GMC Sierra 2500HD auto insurance rates. For example, 20-year-old drivers pay approximately $1,947 more each year for their GMC Sierra 2500HD auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in Los Angeles may pay $1,369 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of GMC Sierra 2500HD auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 2500HD car insurance with violations on their driving record.

GMC Sierra 2500HD Safety Ratings

The GMC Sierra 2500HD’s safety ratings will affect your GMC Sierra 2500HD car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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GMC Sierra 2500HD Crash Test Ratings

Poor GMC Sierra 2500HD crash test ratings could mean higher GMC Sierra 2500HD car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
GMC Sierra 2500HD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Sierra 2500HD Safety Features

The numerous safety features of the GMC Sierra 2500HD help contribute to lower insurance rates. The 2020 GMC Sierra 2500HD has the following safety features:

  • Front and rear park assist
  • GM’s rear camera mirror
  • Blind-spot monitors
  • Rear cross-traffic alerts
  • Forward collision warnings
  • Automatic emergency braking
  • Lane departure warnings
  • GM’s safety alert seat

GMC Sierra 2500HD Finance and Insurance Cost

If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD car insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Sierra 2500HD Insurance

If you want to reduce the cost of your GMC Sierra 2500HD insurance rates, follow these tips below:

  • Understand the Different Types of Auto Insurance for Your GMC Sierra 2500HD
  • Pay Your GMC Sierra 2500HD Insurance Upfront
  • Take Advantage of Referral Fees
  • Watch Your Insurer Closely When Your GMC Sierra 2500HD Needs Repairs
  • Bundle Your GMC Sierra 2500HD Auto Insurance with Home Insurance

Top GMC Sierra 2500HD Insurance Companies

Who is the top car insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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