Chevrolet Trax Insurance Cost [Rates + Coverage Guide]

If you want to buy Chevrolet Trax insurance coverage then a policy will cost $107 per month ($1,280 per year) on average. On average, Chevrolet Trax comprehensive insurance coverage costs $312, collision coverage costs $455, and liability coverage costs $361.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,280 a year or $107 each month
  • A liability-only policy costs around $513 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,678 a year or $390 each month
  • Good drivers can save as much as $528 a year by earning policy discounts
  • Chevrolet Trax insurance costs around $239 less per year than the average vehicle

Don’t let paying for Chevrolet Trax insurance rates stress you out. Good drivers can save as much as $528 a year by earning policy discounts. Read on to learn what else you can do to save on Chevrolet Trax insurance rates.

You can start comparing quotes for Chevrolet Trax car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Trax Insurance Cost

The average Chevrolet Trax auto insurance rates are $1,280 a year or $107 a month.

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Are Chevrolet Traxs Expensive to Insure?

The chart below details how Chevrolet Trax insurance rates compare to other crossovers like the Ford EcoSport, Hyundai Kona, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Chevrolet Trax $280 $470 $372 $1,280
Ford EcoSport $280 $500 $372 $1,310
Hyundai Kona $280 $500 $316 $1,232
Toyota RAV4 $280 $482 $390 $1,310
Nissan Rogue $268 $512 $440 $1,400
Mazda CX-5 $322 $532 $372 $1,384
Honda HR-V $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Trax Insurance?

The Chevrolet Trax trim and model you choose can impact the total price you will pay for Chevrolet Trax insurance coverage.

Age of the Vehicle

Older Chevrolet Trax models generally cost less to insure. For example, auto insurance rates for a 2020 Chevrolet Trax are $1,280, while 2015 Chevrolet Trax rates are $1,230, a difference of $50.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Trax $280 $470 $372 $1,280
2019 Chevrolet Trax $268 $452 $390 $1,268
2018 Chevrolet Trax $256 $448 $398 $1,260
2017 Chevrolet Trax $248 $436 $416 $1,258
2016 Chevrolet Trax $240 $418 $430 $1,246
2015 Chevrolet Trax $226 $404 $442 $1,230
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Driver Age

Driver age can have a significant effect on the cost of Chevrolet Trax car insurance. For example, 30-year-old drivers pay approximately $56 more for their Chevrolet Trax car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Trax insurance rates. For example, drivers in New York may pay $780 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Chevrolet Trax car insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Trax car insurance with violations on their driving record.

Chevrolet Trax Safety Ratings

Your Chevrolet Trax car insurance rates are tied to the safety ratings of the Chevrolet Trax. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Trax Crash Test Ratings

Poor Chevrolet Trax crash test ratings could mean higher Chevrolet Trax car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Trax Safety Features

Most drivers don’t realize that not only do Chevrolet Trax safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Trax auto insurance rates. The Chevrolet Trax’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chevrolet Trax Insurance Loss Probability

The Chevrolet Trax’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chevrolet Trax, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Chevrolet Trax Finance and Insurance Cost

If you are financing a Chevrolet Trax, you will pay more if you purchase Chevrolet Trax auto insurance at the dealership, so be sure to shop around and compare Chevrolet Trax auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Trax Insurance

Drivers can end up saving more money on their Chevrolet Trax car insurance rates by employing any one of the following strategies.

  • Choose a Chevrolet Trax with Cheaper Repair Costs
  • Consider Ride Sharing Services to Lower Your Chevrolet Trax Mileage
  • Use a Service Like Turo to Rent Out Your Chevrolet Trax
  • Choose Automatic Payments or EFT for Your Chevrolet Trax Insurance Policy
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top Chevrolet Trax Insurance Companies

Who is the top auto insurance company for Chevrolet Trax insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Trax auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Trax offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Trax Insurance Quotes Online

You can start comparing quotes for Chevrolet Trax auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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