How to Find Cheap GMC Yukon XL Insurance Quotes

If you want to buy affordable GMC Yukon XL insurance coverage then you should know that a policy will cost $121 per month ($1,454 per year) on average. On average, comprehensive coverage costs $354, collision coverage costs $517, and liability coverage costs $410 for GMC Yukon XL insurance.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • GMC Yukon XL insurance costs around $65 less per year than the average vehicle

Don’t fret about the price of GMC Yukon XL insurance rates. Good drivers can save as much as $599 a year by earning policy discounts. Keep reading to learn what else drivers can do to save on insurance rates for a GMC Yukon XL.

You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Yukon XL Insurance Cost

The average GMC Yukon XL auto insurance costs are $1,454 a year or $121 a month.

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Are GMC Yukon XLs Expensive to Insure?

The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Cadillac Escalade ESV, Jeep Grand Cherokee, and Toyota Sequoia.

Vehicle Comprehensive Collision Liability Total
GMC Yukon XL $362 $562 $372 $1,454
Cadillac Escalade ESV $464 $720 $390 $1,732
Jeep Grand Cherokee $322 $562 $372 $1,414
Toyota Sequoia $332 $566 $398 $1,454
Cadillac XT5 $376 $718 $372 $1,624
Infiniti QX60 $404 $750 $372 $1,684
BMW X5 $444 $750 $372 $1,724
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon XL Insurance?

The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL insurance coverage.

Age of the Vehicle

Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon XL $362 $562 $372 $1,454
2019 GMC Yukon XL $346 $542 $390 $1,436
2018 GMC Yukon XL $332 $536 $398 $1,424
2017 GMC Yukon XL $320 $524 $416 $1,418
2016 GMC Yukon XL $310 $502 $430 $1,400
2015 GMC Yukon XL $292 $484 $442 $1,376
2014 GMC Yukon XL $282 $450 $452 $1,342
2013 GMC Yukon XL $270 $424 $456 $1,308
2012 GMC Yukon XL $258 $380 $460 $1,256
2011 GMC Yukon XL $242 $350 $460 $1,210
2010 GMC Yukon XL $234 $328 $464 $1,184
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Driver Age

Driver age can have a significant effect on the cost of GMC Yukon XL car insurance. For example, a 20-year-old driver could pay around $148 more each month for their GMC Yukon XL car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in Jacksonville may pay $872 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your GMC Yukon XL auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL car insurance with violations on their driving record.

GMC Yukon XL Safety Ratings

The GMC Yukon XL’s safety ratings will affect your GMC Yukon XL car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Crash Test Ratings

Not only do good GMC Yukon XL crash test ratings mean you are better protected in a crash, but good GMC Yukon XL crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Yukon XL Safety Features

Having a variety of safety features on your GMC Yukon XL can help lower your insurance costs. The 2020 GMC Yukon XL’s safety features include:

  • Following Distance Indicator
  • Front and Rear Park Assist
  • IntelliBeam Auto High Beams
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert
  • Automatic Emergency Braking
  • Forward Collision Alert
  • Front Pedestrian Braking

GMC Yukon XL Insurance Loss Probability

The lower percentage means lower GMC Yukon XL car insurance costs; higher percentages mean higher GMC Yukon XL car insurance costs. Compare the following GMC Yukon XL auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 11%
Property Damage -1%
Comprehensive 37%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Finance and Insurance Cost

If you are financing a GMC Yukon XL, most lenders will require your carry higher GMC Yukon XL coverage options including comprehensive coverage, so be sure to shop around and compare GMC Yukon XL auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on GMC Yukon XL Insurance

You have more options at your disposal to save money on your GMC Yukon XL car insurance costs. For example, try these five tips:

  • Get a Plan with Only Liability Coverage If You’re Driving an Older GMC Yukon XL
  • Compare GMC Yukon XL Quotes Online
  • Take a Refresher Course as an Older Driver
  • Spy on Your Teen Driver
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top GMC Yukon XL Insurance Companies

Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Yukon XL Insurance Quotes Online

You can start comparing quotes for GMC Yukon XL auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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