Buy Cheap Jaguar XF Auto Insurance in 2023
Average auto insurance rates for a Jaguar XF cost $1,766 a year, or around $147 a month. Comprehensive, collision, and liability insurance cost around $430, $628, and $498, respectively.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jul 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,766 a year or $147 each month
- A liability-only policy costs around $708 a year or $59 each month
- Highest rates are for teenage drivers at around $6,455 a year or $538 each month
- Good drivers can save as much as $728 a year by earning policy discounts
- Jaguar XF insurance costs around $247 more per year than the average vehicle
Jaguar XF insurance rates can be expensive. Jaguar XF insurance costs around $247 more per year than the average vehicle. Read our comprehensive guide to learn what factors affect these rates and what you can do to earn lower rates.
You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.
Jaguar XF Insurance Cost
The average Jaguar XF auto insurance rates are $1,766 a year or $147 a month.
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Are Jaguar XFs Expensive to Insure?
The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Mercedes-Benz CLS 550, Audi S7, and Jaguar XE.
Read More: Buy Cheap Porsche Auto Insurance
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
What Impacts the Cost of Jaguar XF Insurance?
The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.
Age of the Vehicle
Older Jaguar XF models generally cost less to insure. For example, auto insurance rates for a 2018 Jaguar XF are $1,766, while 2010 Jaguar XF rates are $1,398, a difference of $368.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Jaguar XF | $406 | $804 | $398 | $1,766 |
| 2017 Jaguar XF | $394 | $784 | $416 | $1,752 |
| 2016 Jaguar XF | $380 | $752 | $430 | $1,720 |
| 2015 Jaguar XF | $358 | $726 | $442 | $1,684 |
| 2014 Jaguar XF | $344 | $674 | $452 | $1,628 |
| 2013 Jaguar XF | $332 | $634 | $456 | $1,580 |
| 2012 Jaguar XF | $318 | $568 | $460 | $1,504 |
| 2011 Jaguar XF | $296 | $522 | $460 | $1,436 |
| 2010 Jaguar XF | $286 | $490 | $464 | $1,398 |
Driver Age
Driver age can have a significant impact on the cost of Jaguar XF auto insurance. For example, 20-year-old drivers pay as much as $2,238 more each year for their Jaguar XF auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Jacksonville may pay $1,060 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Jaguar XF car insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF car insurance with violations on their driving record.
Jaguar XF Safety Ratings
The Jaguar XF’s safety ratings will affect your Jaguar XF car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Crash Test Ratings
Good Jaguar XF crash test ratings can lower your Jaguar XF auto insurance rates. See Jaguar XF crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jaguar XF Sportbrake 5HB AWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF Sportbrake SW AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF Sportbrake 5 HB AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jaguar XF Safety Features
The Jaguar XF safety features can help lower insurance costs. The 2020 Jaguar XF has the following safety features:
- 360° Surround Camera
- Stereo Vision Camera and Autonomous Emergency Braking
- Advanced Parking Aids
- Traffic Sign Recognition with Adaptive Speed Limiter
- Lane Keep Assist and Driver Condition Monitor
- Blind Spot Assist and Reverse Traffic Detection
Jaguar XF Insurance Loss Probability
The lower percentage means lower Jaguar XF car insurance rates; higher percentages mean higher Jaguar XF auto insurance rates. Insurance loss probability on the Jaguar XF fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 69% |
|---|---|
| Property Damage | 1% |
| Comprehensive | 91% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Finance and Insurance Cost
If you are financing a Jaguar XF, most lenders will require your carry higher Jaguar XF coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XF auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Jaguar XF Insurance
Save more on your Jaguar XF car insurance rates. Take a look at the following five strategies that will get you the best Jaguar XF auto insurance rates possible.
- Ask Your Insurance Company About Jaguar XF Discounts
- Work with a Direct Insurer Instead of an Insurance Broker for Your Jaguar XF
- Check Reviews and State Complaints Before You Choose an Insurer
- Start Searching for New Jaguar XF Car Insurance a Month Before Your Renewal
- Use Paperless Billing for Your Jaguar XF Insurance Policy
Top Jaguar XF Insurance Companies
Who is the best auto insurance company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I find cheap insurance for my Jaguar F-TYPE in 2023?
Here are a few tips to find affordable insurance for your Jaguar F-TYPE:
- Shop around and compare quotes from different insurance providers.
- Maintain a clean driving record to qualify for lower premiums.
- Consider increasing your deductible, which may lower your premium.
- Install anti-theft devices or safety features that may result in discounts.
- Bundle your auto insurance with other policies, such as home or renters insurance, to save money.
Are there any specific factors that may affect the cost of Jaguar F-TYPE insurance?
Several factors can influence the cost of insurance for a Jaguar F-TYPE, including:
- Your age, driving experience, and claims history.
- The model and trim level of your Jaguar F-TYPE.
- Your location, as rates can vary based on the area’s crime rates and accident statistics.
- The intended use of the vehicle (personal or business) and annual mileage.
- The coverage limits and deductibles you choose.
- Your credit score, as some insurers consider it when determining premiums.
Are there any disadvantages to buying cheap insurance for a luxury car like the Jaguar F-TYPE?
While buying cheap insurance can save you money, there are a few potential downsides:
- Limited coverage: Cheap insurance plans may have lower coverage limits, leaving you vulnerable to potential expenses in case of an accident or damage.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of a claim.
- Fewer benefits: Cheap insurance plans may offer fewer additional benefits or features, such as roadside assistance or rental car coverage.
- Less customer support: Some budget insurance providers may offer limited customer support or have slower claims processing times.
What are the advantages of buying cheap insurance for a Jaguar F-TYPE?
There are a few benefits to consider when purchasing affordable insurance for your Jaguar F-TYPE:
- Cost savings: Cheap insurance plans can help you save money on your premiums, leaving more funds available for other expenses.
- Basic coverage: While cheap insurance may offer lower limits, it typically covers the essential aspects required by law, such as liability coverage.
- Accessibility: Affordable insurance plans are often more accessible, allowing you to meet legal requirements and obtain coverage for your vehicle.
- Tailored options: Some insurance providers offer customizable plans, allowing you to choose specific coverage options that meet your needs and budget.
Are there any specific discounts available for Jaguar F-TYPE auto insurance?
Yes, insurance providers often offer various discounts that can help reduce the cost of Jaguar F-TYPE auto insurance. Some common discounts include:
- Good driver discount: If you have a clean driving record without any accidents or traffic violations, you may qualify for a lower premium.
- Safety features discount: Installing safety features like anti-lock brakes, airbags, and an anti-theft system can lead to discounts.
- Multi-policy discount: Bundling your Jaguar F-TYPE insurance with other policies, such as home or renters insurance, may result in discounted rates.
- Good student discount: If you or someone on your policy is a full-time student with good grades, you might be eligible for a discount.
- Low mileage discount: If you drive your Jaguar F-TYPE less frequently, some insurers offer discounts for maintaining low annual mileage.
Compare Quotes From Top Companies and Save
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.