Buy Cheap Jaguar XF Auto Insurance in 2023
Average auto insurance rates for a Jaguar XF cost $1,766 a year, or around $147 a month. Comprehensive, collision, and liability insurance cost around $430, $628, and $498, respectively.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,766 a year or $147 each month
- A liability-only policy costs around $708 a year or $59 each month
- Highest rates are for teenage drivers at around $6,455 a year or $538 each month
- Good drivers can save as much as $728 a year by earning policy discounts
- Jaguar XF insurance costs around $247 more per year than the average vehicle
Jaguar XF insurance rates can be expensive. Jaguar XF insurance costs around $247 more per year than the average vehicle. Read our comprehensive guide to learn what factors affect these rates and what you can do to earn lower rates.
You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.
Jaguar XF Insurance Cost
The average Jaguar XF auto insurance rates are $1,766 a year or $147 a month.
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Are Jaguar XFs Expensive to Insure?
The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Mercedes-Benz CLS 550, Audi S7, and Jaguar XE.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
What Impacts the Cost of Jaguar XF Insurance?
The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.
Age of the Vehicle
Older Jaguar XF models generally cost less to insure. For example, auto insurance rates for a 2018 Jaguar XF are $1,766, while 2010 Jaguar XF rates are $1,398, a difference of $368.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Jaguar XF | $406 | $804 | $398 | $1,766 |
| 2017 Jaguar XF | $394 | $784 | $416 | $1,752 |
| 2016 Jaguar XF | $380 | $752 | $430 | $1,720 |
| 2015 Jaguar XF | $358 | $726 | $442 | $1,684 |
| 2014 Jaguar XF | $344 | $674 | $452 | $1,628 |
| 2013 Jaguar XF | $332 | $634 | $456 | $1,580 |
| 2012 Jaguar XF | $318 | $568 | $460 | $1,504 |
| 2011 Jaguar XF | $296 | $522 | $460 | $1,436 |
| 2010 Jaguar XF | $286 | $490 | $464 | $1,398 |
Driver Age
Driver age can have a significant impact on the cost of Jaguar XF auto insurance. For example, 20-year-old drivers pay as much as $2,238 more each year for their Jaguar XF auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Jacksonville may pay $1,060 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Jaguar XF car insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF car insurance with violations on their driving record.
Jaguar XF Safety Ratings
The Jaguar XF’s safety ratings will affect your Jaguar XF car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Crash Test Ratings
Good Jaguar XF crash test ratings can lower your Jaguar XF auto insurance rates. See Jaguar XF crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jaguar XF Sportbrake 5HB AWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF Sportbrake SW AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF Sportbrake 5 HB AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jaguar XF Safety Features
The Jaguar XF safety features can help lower insurance costs. The 2020 Jaguar XF has the following safety features:
- 360° Surround Camera
- Stereo Vision Camera and Autonomous Emergency Braking
- Advanced Parking Aids
- Traffic Sign Recognition with Adaptive Speed Limiter
- Lane Keep Assist and Driver Condition Monitor
- Blind Spot Assist and Reverse Traffic Detection
Jaguar XF Insurance Loss Probability
The lower percentage means lower Jaguar XF car insurance rates; higher percentages mean higher Jaguar XF auto insurance rates. Insurance loss probability on the Jaguar XF fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 69% |
|---|---|
| Property Damage | 1% |
| Comprehensive | 91% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Finance and Insurance Cost
If you are financing a Jaguar XF, most lenders will require your carry higher Jaguar XF coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XF auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Jaguar XF Insurance
Save more on your Jaguar XF car insurance rates. Take a look at the following five strategies that will get you the best Jaguar XF auto insurance rates possible.
- Ask Your Insurance Company About Jaguar XF Discounts
- Work with a Direct Insurer Instead of an Insurance Broker for Your Jaguar XF
- Check Reviews and State Complaints Before You Choose an Insurer
- Start Searching for New Jaguar XF Car Insurance a Month Before Your Renewal
- Use Paperless Billing for Your Jaguar XF Insurance Policy
Top Jaguar XF Insurance Companies
Who is the best auto insurance company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|