Toyota C-HR Insurance Cost Estimate [Everything You Need to Know]

Insurance rates for a Toyota C-HR average $1,092 a year, or around $91 a month. Shop around to find cheap Toyota C-HR insurance rates. On average, Toyota C-HR comprehensive insurance coverage costs $266, collision coverage costs $388, and liability coverage costs $308.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Do you need help finding cheap Toyota C-HR insurance rates? Toyota C-HR insurance costs around $427 less per year than the average vehicle. Read on to learn what drivers can do to save on insurance rates for a Toyota C-HR.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR auto insurance rates are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Buick Envision, Infiniti QX30, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Buick Envision $320 $566 $398 $1,442
Infiniti QX30 $344 $686 $398 $1,586
Toyota RAV4 $280 $482 $390 $1,310
Mazda CX-3 $308 $500 $372 $1,338
Lincoln MKX $294 $596 $398 $1,446
Audi Q5 $362 $718 $372 $1,610
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

The Toyota C-HR trim and model you choose can impact the total price you will pay for Toyota C-HR insurance coverage.

Age of the Vehicle

The average Toyota C-HR auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant effect on Toyota C-HR car insurance rates. For example, 20-year-old drivers pay $1,336 more for their Toyota C-HR car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in New York may pay $666 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota C-HR auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR auto insurance rates with violations on their driving record.

Toyota C-HR Safety Ratings

Your Toyota C-HR car insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

Toyota C-HR crash test ratings will affect your Toyota C-HR car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

Good Toyota C-HR safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Toyota C-HR are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, most lenders will require your carry higher Toyota C-HR coverage options including comprehensive coverage, so be sure to shop around and compare Toyota C-HR car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

If you want to reduce the cost of your Toyota C-HR insurance rates, follow these tips below:

  • Take Public Transit Instead of Driving Your Toyota C-HR
  • Ask About Toyota C-HR Discounts If You Were Listed on Someone Else’s Policy
  • Ask About Retiree Discounts
  • Ask for a New Toyota C-HR Auto Insurance Rate Based on Your Improved Credit Score
  • Ask About Usage-Based Insurance for Your Toyota C-HR

Top Toyota C-HR Insurance Companies

Who is the best auto insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Toyota C-HR auto insurance quotes for free by using our FREE online comparison tool.

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