Buy Cheap Melbourne, AR Auto Insurance (2021)

Melbourne, AR auto insurance rates average $351 a month. Minimum auto insurance requirements in Melbourne, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Melbourne, AR, compare Melbourne auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Melbourne, AR after a DUI are $5,040/year
  • Average auto insurance rates in Melbourne, AR for teens drivers are $8,533/year
  • Average auto insurance rates in Melbourne, AR are $351/month

Finding affordable Melbourne, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Melbourne, AR auto insurance with confidence is right here. Auto insurance rates in Melbourne are affected by local factors as well as personal ones like your driving record.

See how Melbourne, AR car insurance rates compare to Jonesboro auto insurance rates, Conway auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Melbourne.

Don’t buy Melbourne, AR auto insurance until you’ve compared rates. Get free Melbourne, Arkansas auto insurance quotes when you enter your ZIP code above.

Melbourne, AR Minimum Auto Insurance Requirements

The required auto insurance in Melbourne, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Melbourne, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Melbourne, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Melbourne, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Melbourne, AR. Take a look at Melbourne, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Melbourne, Arkansas

Insurance Company Poor Fair Good
Allstate $6,490 $4,963 $4,029
Farmers $5,141 $4,294 $4,092
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,590 $5,598 $5,200
State Farm $4,313 $2,595 $2,019
Travelers $6,816 $5,680 $5,307
USAA $2,718 $1,857 $1,583

Buy Cheap Melbourne, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Melbourne, Arkansas auto insurance rates? Find out how car insurance rates in Melbourne, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melbourne, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,934 $2,960 $2,607 $2,790 $10,552 $12,644 $3,253 $3,546
Farmers $2,488 $2,481 $2,228 $2,335 $10,147 $10,522 $2,851 $3,017
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,098 $2,949 $2,542 $2,653 $12,869 $14,514 $3,715 $4,028
State Farm $1,932 $1,932 $1,704 $1,704 $5,251 $6,633 $2,170 $2,478
Travelers $2,231 $2,275 $2,195 $2,203 $12,826 $20,596 $2,381 $2,767
USAA $1,270 $1,283 $1,179 $1,188 $3,960 $4,148 $1,633 $1,761

Buy Cheap Melbourne, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Melbourne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Melbourne, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Melbourne, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,552 $12,644
Farmers $10,147 $10,522
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,869 $14,514
State Farm $5,251 $6,633
Travelers $12,826 $20,596
USAA $3,960 $4,148

Buy Cheap Melbourne, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Melbourne, Arkansas by comparing Melbourne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Melbourne, AR here.

Annual Auto Insurance Rates for Senior Drivers in Melbourne, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,607 $2,790
Farmers $2,228 $2,335
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,542 $2,653
State Farm $1,704 $1,704
Travelers $2,195 $2,203
USAA $1,179 $1,188

Find Cheap Auto Insurance Rates in Melbourne, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Melbourne, Arkansas auto insurance. Compare Melbourne, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melbourne, Arkansas

Insurance Company Low Medium High
Allstate $5,030 $5,158 $5,294
Farmers $4,306 $4,466 $4,754
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,405 $5,718 $6,266
State Farm $2,855 $2,973 $3,099
Travelers $5,655 $5,951 $6,197
USAA $1,966 $2,045 $2,147

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Find Cheap Melbourne, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Melbourne. Compare auto insurance rates in Melbourne, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Melbourne, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,161 $5,161
Farmers $4,509 $4,509
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,796 $5,796
State Farm $2,905 $3,046
Travelers $5,934 $5,934
USAA $1,994 $2,111

Find Cheap Melbourne, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Melbourne, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Melbourne, AR, take a look at the average cost for various violations versus rates for a clean driving record in Melbourne.

Annual Melbourne, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,261 $5,353 $5,943 $5,086
Farmers $3,815 $4,877 $4,762 $4,581
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,998 $6,931 $5,248 $6,007
State Farm $2,752 $3,199 $2,976 $2,976
Travelers $4,975 $5,141 $7,510 $6,110
USAA $1,580 $2,000 $2,879 $1,752

Find Cheap Melbourne, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Melbourne, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Melbourne for less when you shop around and compare rates from multiple Melbourne, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Melbourne, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,943
Farmers $4,762
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,248
State Farm $2,976
Travelers $7,510
USAA $2,879

Winners by Category: Where to Buy Cheap Auto Insurance in Melbourne, AR

Compare rates from the cheapest auto insurance companies in Melbourne, AR for your needs. Take a look at how Melbourne, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Melbourne, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Melbourne, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Melbourne, AR auto insurance companies overall, you can compare them here. Find the best price for Melbourne, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Melbourne, Arkansas

Insurance Company Average Annual Rates
Allstate $5,161
Farmers $4,509
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,796
State Farm $2,976
Travelers $5,934
USAA $2,053

What affects Melbourne, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Melbourne, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Melbourne auto insurance rates.

Commute Times in Melbourne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Melbourne, AR is 13.9 minutes according to City-Data.

Traffic in Melbourne

How is traffic in Melbourne, Arkansas? Inrix data shows that Melbourne, AR traffic makes it the 53rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Melbourne, AR

You can buy cheap Melbourne, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Melbourne, Arkansas auto insurance quotes from top companies.

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