Buy Cheap West Memphis, AR Auto Insurance (2021)

West Memphis, AR auto insurance rates average $357 a month. Minimum auto insurance requirements in West Memphis, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in West Memphis, AR, compare West Memphis auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in West Memphis after a DUI is Travelers
  • Average auto insurance rates in West Memphis, AR after a DUI are $5,172/year
  • The most expensive auto insurance company in West Memphis is Travelers

Finding affordable West Memphis, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap West Memphis, AR auto insurance with confidence is right here. Auto insurance rates in West Memphis are affected by local factors as well as personal ones like your driving record.

See how West Memphis, AR car insurance rates compare to Fayetteville auto insurance rates, Hot Springs auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in West Memphis.

Don’t buy West Memphis, AR auto insurance until you’ve compared rates. Get free West Memphis, Arkansas auto insurance quotes when you enter your ZIP code above.

West Memphis, AR Minimum Auto Insurance Requirements

The required auto insurance in West Memphis, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in West Memphis, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in West Memphis, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap West Memphis, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Memphis, AR. Take a look at West Memphis, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Memphis, Arkansas

Insurance Company Poor Fair Good
Allstate $7,200 $5,518 $4,468
Farmers $4,735 $3,974 $3,785
GEICO $4,142 $3,407 $2,825
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,672 $3,764 $3,430
Progressive $5,765 $4,934 $4,595
State Farm $4,419 $2,658 $2,068
Travelers $7,425 $6,208 $5,805
USAA $3,305 $2,257 $1,924

Buy Cheap West Memphis, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Memphis, Arkansas auto insurance rates? Find out how car insurance rates in West Memphis, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Memphis, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,207 $2,850 $3,048 $11,899 $14,299 $3,516 $3,818
Farmers $2,244 $2,233 $2,004 $2,111 $9,555 $9,901 $2,569 $2,700
GEICO $2,498 $2,467 $2,303 $2,239 $6,597 $6,603 $2,461 $2,495
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,685 $2,734 $2,411 $2,546 $6,539 $8,331 $3,077 $3,318
Progressive $2,672 $2,523 $2,200 $2,300 $11,497 $12,946 $3,193 $3,453
State Farm $1,873 $1,873 $1,695 $1,695 $5,633 $7,082 $2,116 $2,421
Travelers $2,365 $2,406 $2,355 $2,359 $14,148 $22,752 $2,542 $2,907
USAA $1,511 $1,522 $1,404 $1,406 $4,924 $5,141 $1,955 $2,101

Buy Cheap West Memphis, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Memphis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Memphis, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Memphis, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,899 $14,299
Farmers $9,555 $9,901
GEICO $6,597 $6,603
Liberty Mutual $8,580 $9,444
Nationwide $6,539 $8,331
Progressive $11,497 $12,946
State Farm $5,633 $7,082
Travelers $14,148 $22,752
USAA $4,924 $5,141

Buy Cheap West Memphis, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in West Memphis, Arkansas by comparing West Memphis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Memphis, AR here.

Annual Auto Insurance Rates for Senior Drivers in West Memphis, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,850 $3,048
Farmers $2,004 $2,111
GEICO $2,303 $2,239
Liberty Mutual $2,288 $2,555
Nationwide $2,411 $2,546
Progressive $2,200 $2,300
State Farm $1,695 $1,695
Travelers $2,355 $2,359
USAA $1,404 $1,406

Find Cheap Auto Insurance Rates in West Memphis, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Memphis, Arkansas auto insurance. Compare West Memphis, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Memphis, Arkansas

Insurance Company Low Medium High
Allstate $5,573 $5,725 $5,888
Farmers $3,944 $4,118 $4,432
GEICO $3,290 $3,457 $3,627
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,970 $3,872 $4,023
Progressive $4,644 $5,002 $5,648
State Farm $2,872 $3,047 $3,226
Travelers $6,153 $6,496 $6,789
USAA $2,392 $2,487 $2,608

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Find Cheap West Memphis, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Memphis. Compare auto insurance rates in West Memphis, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Memphis, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,729 $5,729
Farmers $4,165 $4,165
GEICO $3,433 $3,484
Liberty Mutual $4,134 $4,134
Nationwide $3,955 $3,955
Progressive $5,098 $5,098
State Farm $2,972 $3,125
Travelers $6,479 $6,479
USAA $2,425 $2,566

Find Cheap West Memphis, AR Auto Insurance Rates by Driving Record

Auto insurance rates in West Memphis, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Memphis, AR, take a look at the average cost for various violations versus rates for a clean driving record in West Memphis.

Annual West Memphis, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $5,941 $6,627 $5,646
Farmers $3,519 $4,516 $4,411 $4,214
GEICO $2,354 $3,600 $5,344 $2,534
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,076 $3,976 $5,382 $3,387
Progressive $4,392 $6,119 $4,618 $5,264
State Farm $2,784 $3,313 $3,048 $3,048
Travelers $5,423 $5,602 $8,233 $6,658
USAA $1,907 $2,431 $3,526 $2,117

Find Cheap West Memphis, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Memphis, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in West Memphis for less when you shop around and compare rates from multiple West Memphis, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Memphis, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,627
Farmers $4,411
GEICO $5,344
Liberty Mutual $5,360
Nationwide $5,382
Progressive $4,618
State Farm $3,048
Travelers $8,233
USAA $3,526

Winners by Category: Where to Buy Cheap Auto Insurance in West Memphis, AR

Compare rates from the cheapest auto insurance companies in West Memphis, AR for your needs. Take a look at how West Memphis, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Memphis, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap West Memphis, Arkansas Auto Insurance Companies

If you’re looking for the cheapest West Memphis, AR auto insurance companies overall, you can compare them here. Find the best price for West Memphis, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in West Memphis, Arkansas

Insurance Company Average Annual Rates
Allstate $5,729
Farmers $4,165
GEICO $3,458
Liberty Mutual $4,134
Nationwide $3,955
Progressive $5,098
State Farm $3,048
Travelers $6,479
USAA $2,495

What affects West Memphis, Arkansas auto insurance rates?

Local factors affect auto insurance rates in West Memphis, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact West Memphis auto insurance rates.

Commute Times in West Memphis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Memphis, AR is 18.1 minutes according to City-Data.

Compare Auto Insurance Quotes in West Memphis, AR

You can buy cheap West Memphis, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Memphis, Arkansas auto insurance quotes from top companies.

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