Buy Cheap West Memphis, AR Auto Insurance in 2023
West Memphis, AR auto insurance rates average $357 a month. Minimum auto insurance requirements in West Memphis, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in West Memphis, AR, compare West Memphis auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in West Memphis after a DUI is Travelers
- Average auto insurance rates in West Memphis, AR after a DUI are $5,172/year
- The most expensive auto insurance company in West Memphis is Travelers
Finding affordable West Memphis, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap West Memphis, AR auto insurance with confidence is right here. Auto insurance rates in West Memphis are affected by local factors as well as personal ones like your driving record.
See how West Memphis, AR car insurance rates compare to Fayetteville auto insurance rates, Hot Springs auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in West Memphis.
Don’t buy West Memphis, AR auto insurance until you’ve compared rates. Get free West Memphis, Arkansas auto insurance quotes when you enter your ZIP code above.
West Memphis, AR Minimum Auto Insurance Requirements
The required auto insurance in West Memphis, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in West Memphis, Arkansas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap West Memphis, AR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in West Memphis, AR. Take a look at West Memphis, Arkansas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,200 | $5,518 | $4,468 |
| Farmers | $4,735 | $3,974 | $3,785 |
| Geico | $4,142 | $3,407 | $2,825 |
| Liberty Mutual | $5,978 | $3,605 | $2,820 |
| Nationwide | $4,672 | $3,764 | $3,430 |
| Progressive | $5,765 | $4,934 | $4,595 |
| State Farm | $4,419 | $2,658 | $2,068 |
| Travelers | $7,425 | $6,208 | $5,805 |
| USAA | $3,305 | $2,257 | $1,924 |
Buy Cheap West Memphis, AR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect West Memphis, Arkansas auto insurance rates? Find out how car insurance rates in West Memphis, AR are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,192 | $3,207 | $2,850 | $3,048 | $11,899 | $14,299 | $3,516 | $3,818 |
| Farmers | $2,244 | $2,233 | $2,004 | $2,111 | $9,555 | $9,901 | $2,569 | $2,700 |
| Geico | $2,498 | $2,467 | $2,303 | $2,239 | $6,597 | $6,603 | $2,461 | $2,495 |
| Liberty Mutual | $2,387 | $2,555 | $2,288 | $2,555 | $8,580 | $9,444 | $2,575 | $2,688 |
| Nationwide | $2,685 | $2,734 | $2,411 | $2,546 | $6,539 | $8,331 | $3,077 | $3,318 |
| Progressive | $2,672 | $2,523 | $2,200 | $2,300 | $11,497 | $12,946 | $3,193 | $3,453 |
| State Farm | $1,873 | $1,873 | $1,695 | $1,695 | $5,633 | $7,082 | $2,116 | $2,421 |
| Travelers | $2,365 | $2,406 | $2,355 | $2,359 | $14,148 | $22,752 | $2,542 | $2,907 |
| USAA | $1,511 | $1,522 | $1,404 | $1,406 | $4,924 | $5,141 | $1,955 | $2,101 |
Buy Cheap West Memphis, AR Auto Insurance for Teen Drivers
Auto insurance for teenagers in West Memphis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Memphis, AR are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,899 | $14,299 |
| Farmers | $9,555 | $9,901 |
| Geico | $6,597 | $6,603 |
| Liberty Mutual | $8,580 | $9,444 |
| Nationwide | $6,539 | $8,331 |
| Progressive | $11,497 | $12,946 |
| State Farm | $5,633 | $7,082 |
| Travelers | $14,148 | $22,752 |
| USAA | $4,924 | $5,141 |
Buy Cheap West Memphis, AR Auto Insurance for Seniors
You can save on senior auto insurance rates in West Memphis, Arkansas by comparing West Memphis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Memphis, AR here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,850 | $3,048 |
| Farmers | $2,004 | $2,111 |
| Geico | $2,303 | $2,239 |
| Liberty Mutual | $2,288 | $2,555 |
| Nationwide | $2,411 | $2,546 |
| Progressive | $2,200 | $2,300 |
| State Farm | $1,695 | $1,695 |
| Travelers | $2,355 | $2,359 |
| USAA | $1,404 | $1,406 |
Find Cheap Auto Insurance Rates in West Memphis, AR by Coverage Level
The amount of coverage you choose is a big factor in the cost of West Memphis, Arkansas auto insurance. Compare West Memphis, AR auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,573 | $5,725 | $5,888 |
| Farmers | $3,944 | $4,118 | $4,432 |
| Geico | $3,290 | $3,457 | $3,627 |
| Liberty Mutual | $3,986 | $4,103 | $4,313 |
| Nationwide | $3,970 | $3,872 | $4,023 |
| Progressive | $4,644 | $5,002 | $5,648 |
| State Farm | $2,872 | $3,047 | $3,226 |
| Travelers | $6,153 | $6,496 | $6,789 |
| USAA | $2,392 | $2,487 | $2,608 |
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Find Cheap West Memphis, AR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in West Memphis. Compare auto insurance rates in West Memphis, AR by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,729 | $5,729 |
| Farmers | $4,165 | $4,165 |
| Geico | $3,433 | $3,484 |
| Liberty Mutual | $4,134 | $4,134 |
| Nationwide | $3,955 | $3,955 |
| Progressive | $5,098 | $5,098 |
| State Farm | $2,972 | $3,125 |
| Travelers | $6,479 | $6,479 |
| USAA | $2,425 | $2,566 |
Find Cheap West Memphis, AR Auto Insurance Rates by Driving Record
Auto insurance rates in West Memphis, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Memphis, AR, take a look at the average cost for various violations versus rates for a clean driving record in West Memphis.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,702 | $5,941 | $6,627 | $5,646 |
| Farmers | $3,519 | $4,516 | $4,411 | $4,214 |
| Geico | $2,354 | $3,600 | $5,344 | $2,534 |
| Liberty Mutual | $2,812 | $4,582 | $5,360 | $3,782 |
| Nationwide | $3,076 | $3,976 | $5,382 | $3,387 |
| Progressive | $4,392 | $6,119 | $4,618 | $5,264 |
| State Farm | $2,784 | $3,313 | $3,048 | $3,048 |
| Travelers | $5,423 | $5,602 | $8,233 | $6,658 |
| USAA | $1,907 | $2,431 | $3,526 | $2,117 |
Find Cheap West Memphis, AR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in West Memphis, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in West Memphis for less when you shop around and compare rates from multiple West Memphis, AR auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,627 |
| Farmers | $4,411 |
| Geico | $5,344 |
| Liberty Mutual | $5,360 |
| Nationwide | $5,382 |
| Progressive | $4,618 |
| State Farm | $3,048 |
| Travelers | $8,233 |
| USAA | $3,526 |
Winners by Category: Where to Buy Cheap Auto Insurance in West Memphis, AR
Compare rates from the cheapest auto insurance companies in West Memphis, AR for your needs. Take a look at how West Memphis, Arkansas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap West Memphis, Arkansas Auto Insurance Companies
If you’re looking for the cheapest West Memphis, AR auto insurance companies overall, you can compare them here. Find the best price for West Memphis, Arkansas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,729 |
| Farmers | $4,165 |
| Geico | $3,458 |
| Liberty Mutual | $4,134 |
| Nationwide | $3,955 |
| Progressive | $5,098 |
| State Farm | $3,048 |
| Travelers | $6,479 |
| USAA | $2,495 |
What affects West Memphis, Arkansas auto insurance rates?
Local factors affect auto insurance rates in West Memphis, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact West Memphis auto insurance rates.
Commute Times in West Memphis
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Memphis, AR is 18.1 minutes according to City-Data.
Compare Auto Insurance Quotes in West Memphis, AR
You can buy cheap West Memphis, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Memphis, Arkansas auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.