Buy Cheap Summerville, SC Auto Insurance (2022)

Summerville, SC auto insurance rates average $358 a month. Minimum auto insurance requirements in Summerville, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Summerville, SC, compare Summerville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Summerville after a DUI is Progressive
  • Average auto insurance rates in Summerville, SC for teens drivers are $8,185/year
  • Average auto insurance rates in Summerville, SC after a DUI are $4,900/year

Finding affordable Summerville, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Summerville, SC auto insurance with confidence is right here. Auto insurance rates in Summerville are affected by local factors as well as personal ones like your driving record.

See how Summerville, SC car insurance rates compare to Greenville auto insurance rates, Hilton Head Island auto insurance rates, and Charleston auto insurance rates before you read more about the cost of auto insurance in Summerville.

Don’t buy Summerville, SC auto insurance until you’ve compared rates. Get free Summerville, South Carolina auto insurance quotes when you enter your ZIP code above.

Summerville, SC Minimum Auto Insurance Requirements

The required auto insurance in Summerville, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Summerville, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Summerville, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Summerville, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Summerville, SC. Take a look at Summerville, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Summerville, South Carolina

Insurance Company Poor Fair Good
Allstate $5,436 $4,090 $3,453
Farmers $5,137 $4,342 $3,981
GEICO $5,131 $2,759 $2,202
Nationwide $5,198 $4,211 $3,684
Progressive $7,052 $6,179 $5,760
State Farm $4,792 $2,921 $2,294
USAA $5,949 $2,960 $2,591

Buy Cheap Summerville, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Summerville, South Carolina auto insurance rates? Find out how car insurance rates in Summerville, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summerville, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,858 $2,734 $2,734 $7,390 $9,423 $3,168 $3,447
Farmers $3,017 $3,035 $2,912 $3,130 $8,214 $8,953 $3,309 $3,324
GEICO $2,415 $2,415 $2,205 $2,205 $5,911 $6,044 $2,820 $2,895
Nationwide $2,939 $2,976 $2,639 $2,741 $7,261 $9,374 $3,338 $3,646
Progressive $3,441 $3,161 $2,957 $3,089 $14,256 $15,714 $3,942 $4,082
State Farm $2,083 $2,083 $1,894 $1,894 $6,094 $7,670 $2,342 $2,627
USAA $2,071 $2,080 $1,910 $1,916 $8,168 $8,931 $2,721 $2,870

Buy Cheap Summerville, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Summerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Summerville, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Summerville, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,390 $9,423
Farmers $8,214 $8,953
GEICO $5,911 $6,044
Nationwide $7,261 $9,374
Progressive $14,256 $15,714
State Farm $6,094 $7,670
USAA $8,168 $8,931

Buy Cheap Summerville, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Summerville, South Carolina by comparing Summerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Summerville, SC here.

Annual Auto Insurance Rates for Senior Drivers in Summerville, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,912 $3,130
GEICO $2,205 $2,205
Nationwide $2,639 $2,741
Progressive $2,957 $3,089
State Farm $1,894 $1,894
USAA $1,910 $1,916

Find Cheap Auto Insurance Rates in Summerville, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Summerville, South Carolina auto insurance. Compare Summerville, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summerville, South Carolina

Insurance Company Low Medium High
Allstate $4,067 $4,306 $4,606
Farmers $3,971 $4,483 $5,006
GEICO $3,117 $3,328 $3,647
Nationwide $4,287 $4,373 $4,434
Progressive $5,819 $6,240 $6,931
State Farm $3,075 $3,335 $3,598
USAA $3,587 $3,827 $4,086

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Find Cheap Summerville, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Summerville. Compare auto insurance rates in Summerville, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Summerville, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,234 $4,419
Farmers $4,487 $4,487
GEICO $3,345 $3,383
Nationwide $4,364 $4,364
Progressive $6,330 $6,330
State Farm $3,251 $3,421
USAA $3,792 $3,875

Find Cheap Summerville, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Summerville, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Summerville, SC, take a look at the average cost for various violations versus rates for a clean driving record in Summerville.

Annual Summerville, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,250 $5,176 $4,574 $4,306
Farmers $3,750 $5,176 $4,308 $4,712
GEICO $2,581 $3,319 $4,976 $2,581
Nationwide $3,465 $4,490 $5,684 $3,819
Progressive $5,181 $7,545 $6,328 $6,267
State Farm $3,022 $3,720 $3,301 $3,301
USAA $3,041 $3,756 $5,127 $3,409

Find Cheap Summerville, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Summerville, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Summerville for less when you shop around and compare rates from multiple Summerville, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Summerville, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,574
Farmers $4,308
GEICO $4,976
Nationwide $5,684
Progressive $6,328
State Farm $3,301
USAA $5,127

Winners by Category: Where to Buy Cheap Auto Insurance in Summerville, SC

Compare rates from the cheapest auto insurance companies in Summerville, SC for your needs. Take a look at how Summerville, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Summerville, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Summerville, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Summerville, SC auto insurance companies overall, you can compare them here. Find the best price for Summerville, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Summerville, South Carolina

Insurance Company Average Annual Rates
Allstate $4,326
Farmers $4,487
GEICO $3,364
Nationwide $4,364
Progressive $6,330
State Farm $3,336
USAA $3,833

What affects Summerville, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Summerville, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Summerville auto insurance rates.

Commute Times in Summerville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Summerville, SC is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Summerville, SC

You can buy cheap Summerville, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Summerville, South Carolina auto insurance quotes from top companies.

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