Buy Cheap Silver Springs, FL Auto Insurance (2021)

Silver Springs, FL auto insurance rates average $310 a month. Minimum auto insurance requirements in Silver Springs, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Silver Springs, FL, compare Silver Springs auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Silver Springs, FL are $310/month
  • The most expensive auto insurance company in Silver Springs is Allstate
  • The most expensive auto insurance company in Silver Springs after a DUI is Allstate

Finding affordable Silver Springs, Florida auto insurance can be challenging, but everything you need to know to buy cheap Silver Springs, FL auto insurance with confidence is right here. Auto insurance rates in Silver Springs are affected by local factors as well as personal ones like your driving record.

See how Silver Springs, FL car insurance rates compare to Hialeah auto insurance rates, Miami auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Silver Springs.

Don’t buy Silver Springs, FL auto insurance until you’ve compared rates. Get free Silver Springs, Florida auto insurance quotes when you enter your ZIP code above.

Silver Springs, FL Minimum Auto Insurance Requirements

The required auto insurance in Silver Springs, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Silver Springs, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Silver Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Silver Springs, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Silver Springs, FL. Take a look at Silver Springs, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Silver Springs, Florida

Insurance Company Poor Fair Good
Allstate $7,863 $4,990 $4,064
GEICO $4,499 $2,734 $2,061
Liberty Mutual $5,050 $3,746 $3,067
Nationwide $4,340 $3,195 $2,891
Progressive $6,424 $4,554 $3,791
State Farm $3,612 $2,389 $1,970
USAA $3,691 $1,807 $1,314

Buy Cheap Silver Springs, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Silver Springs, Florida auto insurance rates? Find out how car insurance rates in Silver Springs, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,386 $3,073 $3,123 $11,921 $12,870 $3,568 $3,631
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,786 $2,786 $2,566 $2,566 $5,711 $8,711 $2,786 $3,721
Nationwide $2,446 $2,417 $2,192 $2,264 $5,829 $7,171 $2,688 $2,797
Progressive $3,311 $3,120 $2,844 $3,049 $9,204 $10,066 $3,970 $3,821
State Farm $1,682 $1,682 $1,530 $1,530 $4,824 $6,149 $1,861 $1,997
USAA $1,318 $1,296 $1,232 $1,221 $4,482 $5,201 $1,642 $1,770

Buy Cheap Silver Springs, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Silver Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Silver Springs, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Silver Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,921 $12,870
GEICO $4,368 $5,520
Liberty Mutual $5,711 $8,711
Nationwide $5,829 $7,171
Progressive $9,204 $10,066
State Farm $4,824 $6,149
USAA $4,482 $5,201

Buy Cheap Silver Springs, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Silver Springs, Florida by comparing Silver Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Silver Springs, FL here.

Annual Auto Insurance Rates for Senior Drivers in Silver Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,073 $3,123
GEICO $2,284 $2,284
Liberty Mutual $2,566 $2,566
Nationwide $2,192 $2,264
Progressive $2,844 $3,049
State Farm $1,530 $1,530
USAA $1,232 $1,221

Find Cheap Auto Insurance Rates in Silver Springs, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Silver Springs, Florida auto insurance. Compare Silver Springs, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Springs, Florida

Insurance Company Low Medium High
Allstate $4,526 $5,890 $6,500
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,636 $4,007 $4,220
Nationwide $2,774 $3,609 $4,044
Progressive $4,198 $5,027 $5,544
State Farm $2,267 $2,718 $2,985
USAA $1,970 $2,348 $2,493

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Silver Springs, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Silver Springs. Compare auto insurance rates in Silver Springs, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Silver Springs, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,478 $5,800
GEICO $3,082 $3,113
Liberty Mutual $3,832 $4,077
Nationwide $3,475 $3,475
Progressive $4,923 $4,923
State Farm $2,569 $2,745
USAA $2,245 $2,296

Find Cheap Silver Springs, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Silver Springs, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Silver Springs, FL, take a look at the average cost for various violations versus rates for a clean driving record in Silver Springs.

Annual Silver Springs, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,881 $5,816 $6,453 $5,405
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,898 $3,713 $5,310 $3,896
Nationwide $2,978 $3,258 $4,365 $3,300
Progressive $3,900 $5,741 $4,835 $5,216
State Farm $2,434 $2,880 $2,657 $2,657
USAA $1,779 $2,195 $3,242 $1,865

Find Cheap Silver Springs, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Silver Springs, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Silver Springs for less when you shop around and compare rates from multiple Silver Springs, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Silver Springs, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,453
GEICO $4,093
Liberty Mutual $5,310
Nationwide $4,365
Progressive $4,835
State Farm $2,657
USAA $3,242

Winners by Category: Where to Buy Cheap Auto Insurance in Silver Springs, FL

Compare rates from the cheapest auto insurance companies in Silver Springs, FL for your needs. Take a look at how Silver Springs, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Silver Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Silver Springs, Florida Auto Insurance Companies

If you’re looking for the cheapest Silver Springs, FL auto insurance companies overall, you can compare them here. Find the best price for Silver Springs, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Silver Springs, Florida

Insurance Company Average Annual Rates
Allstate $5,639
GEICO $3,098
Liberty Mutual $3,954
Nationwide $3,475
Progressive $4,923
State Farm $2,657
USAA $2,270

What affects Silver Springs, Florida auto insurance rates?

Local factors affect auto insurance rates in Silver Springs, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Silver Springs auto insurance rates.

Commute Times in Silver Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Silver Springs, FL is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Silver Springs, FL

You can buy cheap Silver Springs, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Silver Springs, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption