Buy Cheap Safety Harbor, FL Auto Insurance (2021)

Safety Harbor, FL auto insurance rates average $442 a month. Minimum auto insurance requirements in Safety Harbor, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Safety Harbor, FL, compare Safety Harbor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Safety Harbor is Allstate
  • Average auto insurance rates in Safety Harbor, FL for teens drivers are $9,609/year
  • The most expensive auto insurance company in Safety Harbor after a DUI is Allstate

Finding affordable Safety Harbor, Florida auto insurance can be challenging, but everything you need to know to buy cheap Safety Harbor, FL auto insurance with confidence is right here. Auto insurance rates in Safety Harbor are affected by local factors as well as personal ones like your driving record.

See how Safety Harbor, FL car insurance rates compare to Jacksonville auto insurance rates, Cape Coral auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Safety Harbor.

Don’t buy Safety Harbor, FL auto insurance until you’ve compared rates. Get free Safety Harbor, Florida auto insurance quotes when you enter your ZIP code above.

Safety Harbor, FL Minimum Auto Insurance Requirements

The required auto insurance in Safety Harbor, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Safety Harbor, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Safety Harbor, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Safety Harbor, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Safety Harbor, FL. Take a look at Safety Harbor, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Safety Harbor, Florida

Insurance Company Poor Fair Good
Allstate $12,544 $7,876 $6,345
GEICO $6,429 $3,888 $2,918
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,920 $5,637 $4,682
State Farm $5,128 $3,327 $2,710
USAA $5,224 $2,582 $1,878

Buy Cheap Safety Harbor, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Safety Harbor, Florida auto insurance rates? Find out how car insurance rates in Safety Harbor, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Safety Harbor, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,504 $5,254 $4,813 $4,880 $19,178 $20,902 $5,397 $5,446
GEICO $3,487 $3,502 $3,265 $3,265 $6,232 $7,808 $3,841 $3,892
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $4,104 $3,821 $3,501 $3,751 $11,566 $12,458 $4,887 $4,548
State Farm $2,296 $2,296 $2,089 $2,089 $6,881 $8,820 $2,563 $2,740
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Buy Cheap Safety Harbor, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Safety Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Safety Harbor, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Safety Harbor, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,178 $20,902
GEICO $6,232 $7,808
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,566 $12,458
State Farm $6,881 $8,820
USAA $6,467 $7,447

Buy Cheap Safety Harbor, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Safety Harbor, Florida by comparing Safety Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Safety Harbor, FL here.

Annual Auto Insurance Rates for Senior Drivers in Safety Harbor, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,813 $4,880
GEICO $3,265 $3,265
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,501 $3,751
State Farm $2,089 $2,089
USAA $1,747 $1,722

Find Cheap Auto Insurance Rates in Safety Harbor, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Safety Harbor, Florida auto insurance. Compare Safety Harbor, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Safety Harbor, Florida

Insurance Company Low Medium High
Allstate $6,583 $9,451 $10,732
GEICO $3,417 $4,596 $5,222
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,812 $6,257 $7,169
State Farm $3,114 $3,827 $4,224
USAA $2,697 $3,367 $3,621

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Find Cheap Safety Harbor, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Safety Harbor. Compare auto insurance rates in Safety Harbor, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Safety Harbor, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,665 $9,178
GEICO $4,390 $4,433
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $6,079 $6,079
State Farm $3,592 $3,852
USAA $3,191 $3,265

Find Cheap Safety Harbor, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Safety Harbor, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Safety Harbor, FL, take a look at the average cost for various violations versus rates for a clean driving record in Safety Harbor.

Annual Safety Harbor, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,678 $9,237 $10,241 $8,532
GEICO $3,070 $3,926 $5,849 $4,800
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,813 $7,084 $5,991 $6,430
State Farm $3,394 $4,050 $3,722 $3,722
USAA $2,513 $3,120 $4,641 $2,638

Find Cheap Safety Harbor, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Safety Harbor, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Safety Harbor for less when you shop around and compare rates from multiple Safety Harbor, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Safety Harbor, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,241
GEICO $5,849
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,991
State Farm $3,722
USAA $4,641

Winners by Category: Where to Buy Cheap Auto Insurance in Safety Harbor, FL

Compare rates from the cheapest auto insurance companies in Safety Harbor, FL for your needs. Take a look at how Safety Harbor, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Safety Harbor, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Safety Harbor, Florida Auto Insurance Companies

If you’re looking for the cheapest Safety Harbor, FL auto insurance companies overall, you can compare them here. Find the best price for Safety Harbor, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Safety Harbor, Florida

Insurance Company Average Annual Rates
Allstate $8,922
GEICO $4,411
Liberty Mutual $5,982
Nationwide $4,816
Progressive $6,079
State Farm $3,722
USAA $3,228

What affects Safety Harbor, Florida auto insurance rates?

Local factors affect auto insurance rates in Safety Harbor, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Safety Harbor auto insurance rates.

Auto Theft in Safety Harbor

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Safety Harbor, FL auto theft show a total of 12 vehicle thefts annually.

Commute Times in Safety Harbor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Safety Harbor, FL is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Safety Harbor, FL

You can buy cheap Safety Harbor, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Safety Harbor, Florida auto insurance quotes from top companies.

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