Buy Cheap Lumberton, NC Auto Insurance (2022)

Lumberton, NC auto insurance rates average $326 a month. Minimum auto insurance requirements in Lumberton, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Lumberton, NC, compare Lumberton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Lumberton, NC are $326/month
  • The most expensive auto insurance company in Lumberton is Allstate
  • The most expensive auto insurance company in Lumberton after a DUI is Allstate

Finding affordable Lumberton, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Lumberton, NC auto insurance with confidence is right here. Auto insurance rates in Lumberton are affected by local factors as well as personal ones like your driving record.

See how Lumberton, NC car insurance rates compare to Durham auto insurance rates, High Point auto insurance rates, and Concord auto insurance rates before you read more about the cost of auto insurance in Lumberton.

Don’t buy Lumberton, NC auto insurance until you’ve compared rates. Get free Lumberton, North Carolina auto insurance quotes when you enter your ZIP code above.

Lumberton, NC Minimum Auto Insurance Requirements

The required auto insurance in Lumberton, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Lumberton, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Lumberton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lumberton, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lumberton, NC. Take a look at Lumberton, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lumberton, North Carolina

Insurance Company Poor Fair Good
Allstate $11,197 $7,200 $6,319
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,134 $2,718 $2,501
State Farm $5,055 $3,228 $2,505
Travelers $3,853 $3,464 $3,379

Buy Cheap Lumberton, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lumberton, North Carolina auto insurance rates? Find out how car insurance rates in Lumberton, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lumberton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,318 $6,318 $5,192 $5,192 $15,001 $15,001 $6,443 $6,443
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,095 $2,095 $1,918 $1,918 $4,799 $4,799 $2,326 $2,326
State Farm $3,143 $3,143 $2,717 $2,717 $4,639 $4,639 $3,886 $3,886
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

Buy Cheap Lumberton, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lumberton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lumberton, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lumberton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,001 $15,001
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,799 $4,799
State Farm $4,639 $4,639
Travelers $5,100 $5,100

Buy Cheap Lumberton, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in Lumberton, North Carolina by comparing Lumberton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lumberton, NC here.

Annual Auto Insurance Rates for Senior Drivers in Lumberton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,192 $5,192
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,918 $1,918
State Farm $2,717 $2,717
Travelers $3,012 $3,012

Find Cheap Auto Insurance Rates in Lumberton, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lumberton, North Carolina auto insurance. Compare Lumberton, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lumberton, North Carolina

Insurance Company Low Medium High
Allstate $7,908 $8,207 $8,601
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,606 $2,767 $2,980
State Farm $3,387 $3,575 $3,826
Travelers $3,377 $3,546 $3,774

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Find Cheap Lumberton, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lumberton. Compare auto insurance rates in Lumberton, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lumberton, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,239 $8,239
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,784 $2,784
State Farm $3,579 $3,613
Travelers $3,566 $3,566

Find Cheap Lumberton, NC Auto Insurance Rates by ZIP Code

Auto insurance rates in Lumberton, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lumberton, NC to see how much where you live in Lumberton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Lumberton, North Carolina

ZIP Code Average Annual Rates
28358 $3,508
28360 $3,573

Find Cheap Lumberton, NC Auto Insurance Rates by Driving Record

Auto insurance rates in Lumberton, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lumberton, NC, take a look at the average cost for various violations versus rates for a clean driving record in Lumberton.

Annual Lumberton, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,449 $7,843 $14,634 $6,028
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,323 $1,926 $6,017 $1,871
State Farm $1,921 $2,770 $6,923 $2,770
Travelers $2,028 $2,816 $6,707 $2,712

Find Cheap Lumberton, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lumberton, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Lumberton for less when you shop around and compare rates from multiple Lumberton, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lumberton, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,634
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,017
State Farm $6,923
Travelers $6,707

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Winners by Category: Where to Buy Cheap Auto Insurance in Lumberton, NC

Compare rates from the cheapest auto insurance companies in Lumberton, NC for your needs. Take a look at how Lumberton, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lumberton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Find Cheap Lumberton, North Carolina Auto Insurance Companies

If you’re looking for the cheapest Lumberton, NC auto insurance companies overall, you can compare them here. Find the best price for Lumberton, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Lumberton, North Carolina

Insurance Company Average Annual Rates
Allstate $8,239
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,784
State Farm $3,596
Travelers $3,566

What affects Lumberton, North Carolina auto insurance rates?

Local factors affect auto insurance rates in Lumberton, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Lumberton auto insurance rates.

Commute Times in Lumberton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lumberton, NC is 19.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Lumberton, NC

You can buy cheap Lumberton, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lumberton, North Carolina auto insurance quotes from top companies.

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