Kia K900 Insurance Rates [Coverage Guide]

Insurance rates for a Kia K900 average $1,610 a year, or around $134 a month. Mature drivers with good driving records may find rates as low as $946 a year.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Kia K900 insurance costs around $91 more per year than the average vehicle

Kia K900 insurance rates don’t need to be a complicated mess. Full coverage for a Kia K900 costs around $1,610 a year or $134 each month. Read on for a complete breakdown of insurance rate savings for a Kia K900.

You can start comparing quotes for Kia K900 car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia K900 Insurance Cost

The average auto insurance rates for a Kia K900 cost $1,610 a year or $134 a month.

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Are Kia K900s Expensive to Insure?

The chart below details how Kia K900 insurance rates compare to other luxury cars like the Lexus GS 350, Audi S7, and Mercedes-Benz CLS 550.

Vehicle Comprehensive Collision Liability Total
Lexus GS 350 $370 $714 $338 $1,558
Audi S7 $532 $1250 $398 $2,338
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
BMW M3 $406 $804 $398 $1,766
Volvo S90 $356 $714 $398 $1,626
Audi A7 $406 $834 $398 $1,796
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However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia K900 Insurance?

The Kia K900 trim and model you choose will affect the total price you will pay for Kia K900 insurance coverage.

Age of the Vehicle

The average Kia K900 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Kia K900 cost $1,610, while 2015 Kia K900 rates are $1,554, a difference of $56.

Model Year Comprehensive Collision Liability Total
2017 Kia K900 $368 $668 $416 $1,610
2016 Kia K900 $356 $640 $430 $1,584
2015 Kia K900 $336 $618 $442 $1,554
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Driver Age

Driver age can have a significant effect on the cost of Kia K900 car insurance. For example, a 20-year-old driver could pay around $164 more each month for their Kia K900 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Kia K900 insurance rates. For example, drivers in Phoenix may pay $885 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Kia K900 auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia K900 car insurance with violations on their driving record.

Kia K900 Safety Ratings

Your Kia K900 car insurance rates are influenced by the safety ratings of the Kia K900. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Kia K900 Crash Test Ratings

Good Kia K900 crash test ratings mean the VW is safer, which could mean cheaper Kia K900 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia K900 4 DR RWD N/R N/R N/R N/R
2020 Kia K900 4 DR AWD N/R N/R N/R N/R
2019 Kia K900 4 DR RWD N/R N/R N/R N/R
2019 Kia K900 4 DR AWD N/R N/R N/R N/R
2018 Kia K900 4 DR RWD N/R N/R N/R N/R
2017 Kia K900 4 DR RWD N/R N/R N/R N/R
2016 Kia K900 4 DR RWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Kia K900 Safety Features

The Kia K900 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Kia K900 auto insurance rates. The Kia K900’s safety features include:

  • Lane centering assist
  • Lane keep assist
  • Lane departure warning
  • Adaptive cruise control
  • Blind-spot monitoring with rear cross-traffic alert
  • Pedestrian detection
  • Driver attention monitor
  • Forward collision warning
  • Automatic emergency braking
  • Front and rear parking sensors
  • Surround-view parking camera
  • Adaptive headlights
  • Kia’s Safe Exit Assist

Kia K900 Finance and Insurance Cost

If you are financing a Kia K900, most lenders will require your carry higher Kia K900 coverage options including comprehensive coverage, so be sure to shop around and compare Kia K900 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Kia K900 Insurance

Save more on your Kia K900 car insurance rates. Take a look at the following five strategies that will get you the best Kia K900 auto insurance rates possible.

  • Renew Your Kia K900 Insurance Coverage to Avoid Lapses
  • Choose a Kia K900 with Cheaper Repair Costs
  • Ask About Seasonal Insurance for Your Kia K900
  • Bundle Your Kia K900 Auto Insurance with Home Insurance
  • Compare Kia K900 Quotes for Free Online

Top Kia K900 Insurance Companies

Who is the best company for Kia K900 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia K900 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia K900 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Kia K900 Insurance Quotes Online

You can start comparing quotes for Kia K900 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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