Buy Cheap Henderson, NV Auto Insurance (2022)

Henderson, NV auto insurance rates average $484 a month. Minimum auto insurance requirements in Henderson, Nevada are 25/50/20 to comply with Nevada laws. To buy cheap auto insurance in Henderson, NV, compare Henderson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Henderson, NV after a DUI are $6,952/year
  • Average auto insurance rates in Henderson, NV are $484/month
  • The most expensive auto insurance company in Henderson after a DUI is Travelers

Finding affordable Henderson, Nevada auto insurance can be challenging, but everything you need to know to buy cheap Henderson, NV auto insurance with confidence is right here. Auto insurance rates in Henderson are affected by local factors as well as personal ones like your driving record.

See how Henderson, NV car insurance rates compare to Sparks auto insurance rates, Mesquite auto insurance rates, and Boulder City auto insurance rates before you read more about the cost of auto insurance in Henderson.

Don’t buy Henderson, NV auto insurance until you’ve compared rates. Get free Henderson, Nevada auto insurance quotes when you enter your ZIP code above.

Henderson, NV Minimum Auto Insurance Requirements

The required auto insurance in Henderson, NV is 25/50/20 according to the auto insurance laws in Nevada. The minimum auto insurance in Henderson, Nevada is outlined here.

Minimum Required Auto Insurance Coverage in Henderson, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Henderson, NV Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Henderson, NV. Take a look at Henderson, Nevada auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Henderson, Nevada

Insurance Company Poor Fair Good
Allstate $8,352 $5,856 $4,955
American Family $8,065 $6,223 $5,391
Farmers $8,453 $6,760 $6,356
GEICO $4,995 $4,139 $3,284
Liberty Mutual $10,705 $6,530 $5,101
Nationwide $4,984 $4,118 $3,562
Progressive $5,290 $4,748 $4,434
State Farm $12,817 $5,059 $3,228
Travelers $7,208 $6,476 $6,119
USAA $5,175 $3,147 $2,583

Buy Cheap Henderson, NV Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Henderson, Nevada auto insurance rates? Find out how car insurance rates in Henderson, NV are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henderson, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,813 $3,769 $3,560 $3,757 $12,665 $15,246 $4,049 $4,242
American Family $3,826 $3,826 $3,420 $3,420 $12,920 $16,869 $3,826 $4,371
Farmers $4,233 $4,353 $3,863 $4,385 $14,220 $15,184 $5,649 $5,629
GEICO $3,124 $3,025 $3,207 $3,301 $7,757 $7,029 $3,079 $2,593
Liberty Mutual $3,636 $3,938 $3,609 $4,096 $16,969 $18,953 $4,096 $4,265
Nationwide $2,841 $2,898 $2,591 $2,746 $7,135 $8,541 $3,396 $3,621
Progressive $2,587 $2,196 $2,252 $2,252 $11,336 $12,267 $2,992 $2,710
State Farm $4,229 $4,229 $3,852 $3,852 $13,199 $16,888 $4,742 $5,287
Travelers $2,519 $2,552 $2,416 $2,417 $13,993 $23,075 $2,788 $3,049
USAA $2,383 $2,335 $2,300 $2,276 $6,386 $7,184 $3,019 $3,201

Buy Cheap Henderson, NV Auto Insurance for Teen Drivers

Auto insurance for teenagers in Henderson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Henderson, NV are listed here.

Annual Auto Insurance Rates for Teen Drivers in Henderson, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,665 $15,246
American Family $12,920 $16,869
Farmers $14,220 $15,184
GEICO $7,757 $7,029
Liberty Mutual $16,969 $18,953
Nationwide $7,135 $8,541
Progressive $11,336 $12,267
State Farm $13,199 $16,888
Travelers $13,993 $23,075
USAA $6,386 $7,184

Buy Cheap Henderson, NV Auto Insurance for Seniors

You can save on senior auto insurance rates in Henderson, Nevada by comparing Henderson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Henderson, NV here.

Annual Auto Insurance Rates for Senior Drivers in Henderson, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,757
American Family $3,420 $3,420
Farmers $3,863 $4,385
GEICO $3,207 $3,301
Liberty Mutual $3,609 $4,096
Nationwide $2,591 $2,746
Progressive $2,252 $2,252
State Farm $3,852 $3,852
Travelers $2,416 $2,417
USAA $2,300 $2,276

Find Cheap Auto Insurance Rates in Henderson, NV by Coverage Level

The amount of coverage you choose is a big factor in the cost of Henderson, Nevada auto insurance. Compare Henderson, NV auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henderson, Nevada

Insurance Company Low Medium High
Allstate $5,387 $6,508 $7,268
American Family $6,156 $6,953 $6,570
Farmers $6,413 $7,095 $8,060
GEICO $3,642 $4,027 $4,750
Liberty Mutual $6,694 $7,344 $8,299
Nationwide $4,089 $4,220 $4,355
Progressive $4,097 $4,612 $5,764
State Farm $6,353 $7,006 $7,745
Travelers $5,860 $6,616 $7,327
USAA $3,184 $3,593 $4,129

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Find Cheap Henderson, NV Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Henderson. Compare auto insurance rates in Henderson, NV by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Henderson, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,388 $6,388
American Family $6,467 $6,652
Farmers $7,189 $7,189
GEICO $4,065 $4,213
Liberty Mutual $7,445 $7,445
Nationwide $4,221 $4,221
Progressive $4,824 $4,824
State Farm $6,824 $7,245
Travelers $6,601 $6,601
USAA $3,587 $3,683

Find Cheap Henderson, NV Auto Insurance Rates by ZIP Code

Auto insurance rates in Henderson, Nevada can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Henderson, NV to see how much where you live in Henderson affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Henderson, Nevada

ZIP Code Average Annual Rates
89002 $5,583
89011 $5,810
89012 $5,687
89014 $5,964
89015 $5,592
89044 $5,713
89052 $5,986
89074 $6,094

Find Cheap Henderson, NV Auto Insurance Rates by Driving Record

Auto insurance rates in Henderson, Nevada are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Henderson, NV, take a look at the average cost for various violations versus rates for a clean driving record in Henderson.

Annual Henderson, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $6,382 $7,648 $6,111
American Family $5,269 $7,311 $7,873 $5,785
Farmers $5,986 $7,636 $7,937 $7,199
GEICO $2,840 $4,641 $5,581 $3,496
Liberty Mutual $5,431 $8,712 $8,750 $6,889
Nationwide $3,392 $4,356 $5,430 $3,706
Progressive $4,010 $5,554 $5,057 $4,676
State Farm $6,382 $7,688 $7,035 $7,035
Travelers $4,704 $7,039 $8,995 $5,667
USAA $2,747 $3,474 $5,214 $3,106

Find Cheap Henderson, NV Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Henderson, Nevada is higher than for a clean driving record. You can buy auto insurance after a DUI in Henderson for less when you shop around and compare rates from multiple Henderson, NV auto insurance companies.

Annual Auto Insurance Rates After a DUI in Henderson, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,648
American Family $7,873
Farmers $7,937
GEICO $5,581
Liberty Mutual $8,750
Nationwide $5,430
Progressive $5,057
State Farm $7,035
Travelers $8,995
USAA $5,214

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Winners by Category: Where to Buy Cheap Auto Insurance in Henderson, NV

Compare rates from the cheapest auto insurance companies in Henderson, NV for your needs. Take a look at how Henderson, Nevada auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Henderson, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Henderson, Nevada Auto Insurance Companies

If you’re looking for the cheapest Henderson, NV auto insurance companies overall, you can compare them here. Find the best price for Henderson, Nevada car insurance by company.

Average Annual Auto Insurance Rates by Company in Henderson, Nevada

Insurance Company Average Annual Rates
Allstate $6,388
American Family $6,560
Farmers $7,189
GEICO $4,139
Liberty Mutual $7,445
Nationwide $4,221
Progressive $4,824
State Farm $7,035
Travelers $6,601
USAA $3,635

What affects Henderson, Nevada auto insurance rates?

Local factors affect auto insurance rates in Henderson, NV, including traffic, theft statistics, and commute length. Take a look at the things that impact Henderson auto insurance rates.

Auto Theft in Henderson

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Henderson, NV auto theft show a total of 681 vehicle thefts annually.

Commute Times in Henderson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Henderson, NV is 23.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Henderson, NV

You can buy cheap Henderson, NV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Henderson, Nevada auto insurance quotes from top companies.

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