Buy Cheap Las Vegas, NV Auto Insurance (2022)

Las Vegas, NV auto insurance rates average $546 a month. Minimum auto insurance requirements in Las Vegas, Nevada are 25/50/20 to comply with Nevada laws. To buy cheap auto insurance in Las Vegas, NV, compare Las Vegas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 14, 2022

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A Concise Overview

  • The most expensive auto insurance company in Las Vegas is Liberty Mutual
  • The most expensive auto insurance company in Las Vegas after a DUI is Travelers
  • Average auto insurance rates in Las Vegas, NV are $546/month

Finding affordable Las Vegas, Nevada auto insurance can be challenging, but everything you need to know to buy cheap Las Vegas, NV auto insurance with confidence is right here. Auto insurance rates in Las Vegas are affected by local factors as well as personal ones like your driving record.

See how Las Vegas, NV car insurance rates compare to Mesquite auto insurance rates, Boulder City auto insurance rates, and North Las Vegas auto insurance rates before you read more about the cost of auto insurance in Las Vegas.

Don’t buy Las Vegas, NV auto insurance until you’ve compared rates. Get free Las Vegas, Nevada auto insurance quotes when you enter your ZIP code above.

Las Vegas, NV Minimum Auto Insurance Requirements

The required auto insurance in Las Vegas, NV is 25/50/20 according to the auto insurance laws in Nevada. The minimum auto insurance in Las Vegas, Nevada is outlined here.

Minimum Required Auto Insurance Coverage in Las Vegas, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Las Vegas, NV Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Las Vegas, NV. Take a look at Las Vegas, Nevada auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Las Vegas, Nevada

Insurance Company Poor Fair Good
Allstate $9,346 $6,517 $5,507
American Family $9,050 $6,963 $6,023
Farmers $10,046 $7,998 $7,517
GEICO $5,416 $4,487 $3,557
Liberty Mutual $12,387 $7,544 $5,885
Nationwide $5,556 $4,588 $3,966
Progressive $6,102 $5,475 $5,110
State Farm $14,199 $5,608 $3,582
Travelers $8,369 $7,519 $7,105
USAA $5,234 $3,186 $2,615

Buy Cheap Las Vegas, NV Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Las Vegas, Nevada auto insurance rates? Find out how car insurance rates in Las Vegas, NV are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Las Vegas, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,236 $4,182 $3,961 $4,181 $14,177 $17,070 $4,490 $4,691
American Family $4,278 $4,278 $3,819 $3,819 $14,474 $18,921 $4,278 $4,895
Farmers $5,038 $5,183 $4,611 $5,235 $16,811 $17,935 $6,703 $6,647
GEICO $3,382 $3,280 $3,477 $3,597 $8,413 $7,614 $3,331 $2,801
Liberty Mutual $4,176 $4,529 $4,194 $4,768 $19,663 $21,960 $4,691 $4,860
Nationwide $3,157 $3,221 $2,876 $3,050 $7,971 $9,542 $3,779 $4,031
Progressive $2,983 $2,520 $2,590 $2,591 $13,100 $14,168 $3,444 $3,102
State Farm $4,689 $4,689 $4,274 $4,274 $14,618 $18,719 $5,258 $5,849
Travelers $2,908 $2,947 $2,788 $2,791 $16,261 $26,881 $3,218 $3,518
USAA $2,409 $2,361 $2,326 $2,301 $6,465 $7,273 $3,054 $3,238

Buy Cheap Las Vegas, NV Auto Insurance for Teen Drivers

Auto insurance for teenagers in Las Vegas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Las Vegas, NV are listed here.

Annual Auto Insurance Rates for Teen Drivers in Las Vegas, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,177 $17,070
American Family $14,474 $18,921
Farmers $16,811 $17,935
GEICO $8,413 $7,614
Liberty Mutual $19,663 $21,960
Nationwide $7,971 $9,542
Progressive $13,100 $14,168
State Farm $14,618 $18,719
Travelers $16,261 $26,881
USAA $6,465 $7,273

Buy Cheap Las Vegas, NV Auto Insurance for Seniors

You can save on senior auto insurance rates in Las Vegas, Nevada by comparing Las Vegas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Las Vegas, NV here.

Annual Auto Insurance Rates for Senior Drivers in Las Vegas, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,961 $4,181
American Family $3,819 $3,819
Farmers $4,611 $5,235
GEICO $3,477 $3,597
Liberty Mutual $4,194 $4,768
Nationwide $2,876 $3,050
Progressive $2,590 $2,591
State Farm $4,274 $4,274
Travelers $2,788 $2,791
USAA $2,326 $2,301

Find Cheap Auto Insurance Rates in Las Vegas, NV by Coverage Level

The amount of coverage you choose is a big factor in the cost of Las Vegas, Nevada auto insurance. Compare Las Vegas, NV auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Las Vegas, Nevada

Insurance Company Low Medium High
Allstate $5,922 $7,268 $8,179
American Family $6,906 $7,788 $7,342
Farmers $7,553 $8,400 $9,608
GEICO $3,928 $4,358 $5,174
Liberty Mutual $7,664 $8,475 $9,677
Nationwide $4,547 $4,704 $4,859
Progressive $4,680 $5,301 $6,706
State Farm $7,015 $7,764 $8,610
Travelers $6,785 $7,680 $8,528
USAA $3,218 $3,635 $4,182

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Find Cheap Las Vegas, NV Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Las Vegas. Compare auto insurance rates in Las Vegas, NV by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Las Vegas, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,123 $7,123
American Family $7,241 $7,449
Farmers $8,520 $8,520
GEICO $4,404 $4,570
Liberty Mutual $8,605 $8,605
Nationwide $4,703 $4,703
Progressive $5,562 $5,562
State Farm $7,562 $8,031
Travelers $7,664 $7,664
USAA $3,630 $3,727

Find Cheap Las Vegas, NV Auto Insurance Rates by ZIP Code

Auto insurance rates in Las Vegas, Nevada can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Las Vegas, NV to see how much where you live in Las Vegas affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Las Vegas, Nevada

ZIP Code Average Annual Rates
89101 $7,487
89102 $7,376
89104 $7,360
89106 $7,374
89107 $7,255
89108 $6,830
89110 $7,189
89117 $6,861
89124 $5,228
89128 $6,592
89129 $6,215
89130 $6,440
89131 $6,017
89134 $6,069
89138 $6,130
89143 $5,908
89144 $6,124
89145 $6,586
89146 $7,074
89149 $6,034
89156 $6,904
89158 $6,508
89161 $6,462
89165 $6,119
89166 $5,539
89179 $6,584
89199 $6,285

Find Cheap Las Vegas, NV Auto Insurance Rates by Driving Record

Auto insurance rates in Las Vegas, Nevada are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Las Vegas, NV, take a look at the average cost for various violations versus rates for a clean driving record in Las Vegas.

Annual Las Vegas, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,027 $7,128 $8,528 $6,811
American Family $5,904 $8,185 $8,810 $6,481
Farmers $7,081 $9,051 $9,428 $8,521
GEICO $3,074 $5,039 $6,049 $3,786
Liberty Mutual $6,264 $10,082 $10,116 $7,960
Nationwide $3,771 $4,855 $6,063 $4,124
Progressive $4,615 $6,412 $5,830 $5,392
State Farm $7,073 $8,519 $7,796 $7,796
Travelers $5,458 $8,172 $10,450 $6,576
USAA $2,778 $3,513 $5,282 $3,140

Find Cheap Las Vegas, NV Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Las Vegas, Nevada is higher than for a clean driving record. You can buy auto insurance after a DUI in Las Vegas for less when you shop around and compare rates from multiple Las Vegas, NV auto insurance companies.

Annual Auto Insurance Rates After a DUI in Las Vegas, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,528
American Family $8,810
Farmers $9,428
GEICO $6,049
Liberty Mutual $10,116
Nationwide $6,063
Progressive $5,830
State Farm $7,796
Travelers $10,450
USAA $5,282

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Winners by Category: Where to Buy Cheap Auto Insurance in Las Vegas, NV

Compare rates from the cheapest auto insurance companies in Las Vegas, NV for your needs. Take a look at how Las Vegas, Nevada auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Las Vegas, Nevada

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Las Vegas, Nevada Auto Insurance Companies

If you’re looking for the cheapest Las Vegas, NV auto insurance companies overall, you can compare them here. Find the best price for Las Vegas, Nevada car insurance by company.

Average Annual Auto Insurance Rates by Company in Las Vegas, Nevada

Insurance Company Average Annual Rates
Allstate $7,123
American Family $7,345
Farmers $8,520
GEICO $4,487
Liberty Mutual $8,605
Nationwide $4,703
Progressive $5,562
State Farm $7,796
Travelers $7,664
USAA $3,678

What affects Las Vegas, Nevada auto insurance rates?

Local factors affect auto insurance rates in Las Vegas, NV, including traffic, theft statistics, and commute length. Take a look at the things that impact Las Vegas auto insurance rates.

Commute Times in Las Vegas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Las Vegas, NV is 26.1 minutes according to City-Data.

Traffic in Las Vegas

How is traffic in Las Vegas, Nevada? Inrix data shows that Las Vegas, NV traffic makes it the 477th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Las Vegas, NV

You can buy cheap Las Vegas, NV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Las Vegas, Nevada auto insurance quotes from top companies.

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