Buy Cheap Gwinn, MI Auto Insurance (2022)

Gwinn, MI auto insurance rates average $704 a month. Minimum auto insurance requirements in Gwinn, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Gwinn, MI, compare Gwinn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Gwinn, MI are $704/month
  • Average auto insurance rates in Gwinn, MI for teens drivers are $15,855/year
  • Average auto insurance rates in Gwinn, MI after a DUI are $13,961/year

Finding affordable Gwinn, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Gwinn, MI auto insurance with confidence is right here. Auto insurance rates in Gwinn are affected by local factors as well as personal ones like your driving record.

See how Gwinn, MI car insurance rates compare to Troy auto insurance rates, Warren auto insurance rates, and Flint auto insurance rates before you read more about the cost of auto insurance in Gwinn.

Don’t buy Gwinn, MI auto insurance until you’ve compared rates. Get free Gwinn, Michigan auto insurance quotes when you enter your ZIP code above.

Gwinn, MI Minimum Auto Insurance Requirements

The required auto insurance in Gwinn, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Gwinn, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Gwinn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Gwinn, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gwinn, MI. Take a look at Gwinn, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gwinn, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,852 $3,951 $3,661
GEICO $6,104 $4,497 $3,665
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $4,879 $4,125 $3,742
State Farm $15,339 $7,783 $5,299
Travelers $7,919 $7,680 $7,583
USAA $5,217 $2,972 $2,277

Buy Cheap Gwinn, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gwinn, Michigan auto insurance rates? Find out how car insurance rates in Gwinn, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gwinn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,377 $3,377 $3,144 $3,144 $7,638 $7,638 $3,794 $3,794
GEICO $3,265 $3,265 $3,311 $3,311 $9,314 $9,314 $3,131 $3,131
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,502 $2,359 $2,217 $2,438 $9,056 $9,743 $2,914 $2,760
State Farm $5,777 $5,777 $5,341 $5,341 $20,000 $20,000 $6,776 $6,776
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,528 $2,417 $2,374 $2,258 $6,232 $5,983 $3,105 $3,010

Buy Cheap Gwinn, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gwinn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gwinn, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gwinn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,638 $7,638
GEICO $9,314 $9,314
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,056 $9,743
State Farm $20,000 $20,000
Travelers $15,616 $15,616
USAA $6,232 $5,983

Buy Cheap Gwinn, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Gwinn, Michigan by comparing Gwinn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gwinn, MI here.

Annual Auto Insurance Rates for Senior Drivers in Gwinn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,144 $3,144
GEICO $3,311 $3,311
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,217 $2,438
State Farm $5,341 $5,341
Travelers $4,461 $4,461
USAA $2,374 $2,258

Find Cheap Auto Insurance Rates in Gwinn, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gwinn, Michigan auto insurance. Compare Gwinn, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gwinn, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,377 $4,478 $4,609
GEICO $4,447 $4,713 $5,105
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,133 $4,254 $4,359
State Farm $9,036 $9,527 $9,857
Travelers $7,640 $7,737 $7,805
USAA $3,380 $3,498 $3,588

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Find Cheap Gwinn, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gwinn. Compare auto insurance rates in Gwinn, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gwinn, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,488 $4,488
GEICO $4,646 $4,864
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,249 $4,249
State Farm $9,225 $9,722
Travelers $7,683 $7,771
USAA $3,449 $3,528

Find Cheap Gwinn, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Gwinn, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gwinn, MI, take a look at the average cost for various violations versus rates for a clean driving record in Gwinn.

Annual Gwinn, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,780 $4,805 $4,737 $4,631
GEICO $1,705 $3,550 $10,649 $3,117
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,633 $4,709 $4,245 $4,408
State Farm $6,066 $7,251 $15,548 $9,029
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,494 $4,591 $3,061

Find Cheap Gwinn, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gwinn, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Gwinn for less when you shop around and compare rates from multiple Gwinn, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gwinn, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,737
GEICO $10,649
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,245
State Farm $15,548
Travelers $12,018
USAA $4,591

Winners by Category: Where to Buy Cheap Auto Insurance in Gwinn, MI

Compare rates from the cheapest auto insurance companies in Gwinn, MI for your needs. Take a look at how Gwinn, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gwinn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Gwinn, Michigan Auto Insurance Companies

If you’re looking for the cheapest Gwinn, MI auto insurance companies overall, you can compare them here. Find the best price for Gwinn, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Gwinn, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,488
GEICO $4,755
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,249
State Farm $9,474
Travelers $7,727
USAA $3,489

What affects Gwinn, Michigan auto insurance rates?

Local factors affect auto insurance rates in Gwinn, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Gwinn auto insurance rates.

Commute Times in Gwinn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gwinn, MI is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Gwinn, MI

You can buy cheap Gwinn, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gwinn, Michigan auto insurance quotes from top companies.

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