Buy Cheap Gwinn, MI Auto Insurance in 2023
Gwinn, MI auto insurance rates average $704 a month. Minimum auto insurance requirements in Gwinn, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Gwinn, MI, compare Gwinn auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gwinn, MI are $704/month
- Average auto insurance rates in Gwinn, MI for teens drivers are $15,855/year
- Average auto insurance rates in Gwinn, MI after a DUI are $13,961/year
Finding affordable Gwinn, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Gwinn, MI auto insurance with confidence is right here. Auto insurance rates in Gwinn are affected by local factors as well as personal ones like your driving record.
See how Gwinn, MI car insurance rates compare to Troy auto insurance rates, Warren auto insurance rates, and Flint auto insurance rates before you read more about the cost of auto insurance in Gwinn.
Don’t buy Gwinn, MI auto insurance until you’ve compared rates. Get free Gwinn, Michigan auto insurance quotes when you enter your ZIP code above.
Gwinn, MI Minimum Auto Insurance Requirements
The required auto insurance in Gwinn, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Gwinn, Michigan is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Gwinn, MI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Gwinn, MI. Take a look at Gwinn, Michigan auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $29,571 | $16,285 | $12,295 |
| Farmers | $5,852 | $3,951 | $3,661 |
| Geico | $6,104 | $4,497 | $3,665 |
| Liberty Mutual | $27,174 | $15,706 | $8,682 |
| Nationwide | $6,547 | $4,963 | $4,242 |
| Progressive | $4,879 | $4,125 | $3,742 |
| State Farm | $15,339 | $7,783 | $5,299 |
| Travelers | $7,919 | $7,680 | $7,583 |
| USAA | $5,217 | $2,972 | $2,277 |
Buy Cheap Gwinn, MI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Gwinn, Michigan auto insurance rates? Find out how car insurance rates in Gwinn, MI are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,412 | $14,412 | $13,431 | $13,431 | $34,530 | $34,530 | $15,163 | $15,163 |
| Farmers | $3,377 | $3,377 | $3,144 | $3,144 | $7,638 | $7,638 | $3,794 | $3,794 |
| Geico | $3,265 | $3,265 | $3,311 | $3,311 | $9,314 | $9,314 | $3,131 | $3,131 |
| Liberty Mutual | $12,802 | $12,802 | $12,673 | $12,673 | $30,473 | $30,473 | $12,802 | $12,802 |
| Nationwide | $3,742 | $3,742 | $3,325 | $3,325 | $9,836 | $9,836 | $4,099 | $4,099 |
| Progressive | $2,502 | $2,359 | $2,217 | $2,438 | $9,056 | $9,743 | $2,914 | $2,760 |
| State Farm | $5,777 | $5,777 | $5,341 | $5,341 | $20,000 | $20,000 | $6,776 | $6,776 |
| Travelers | $5,193 | $5,193 | $4,461 | $4,461 | $15,616 | $15,616 | $5,639 | $5,639 |
| USAA | $2,528 | $2,417 | $2,374 | $2,258 | $6,232 | $5,983 | $3,105 | $3,010 |
Buy Cheap Gwinn, MI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Gwinn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gwinn, MI are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $34,530 | $34,530 |
| Farmers | $7,638 | $7,638 |
| Geico | $9,314 | $9,314 |
| Liberty Mutual | $30,473 | $30,473 |
| Nationwide | $9,836 | $9,836 |
| Progressive | $9,056 | $9,743 |
| State Farm | $20,000 | $20,000 |
| Travelers | $15,616 | $15,616 |
| USAA | $6,232 | $5,983 |
Buy Cheap Gwinn, MI Auto Insurance for Seniors
You can save on senior auto insurance rates in Gwinn, Michigan by comparing Gwinn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gwinn, MI here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,431 | $13,431 |
| Farmers | $3,144 | $3,144 |
| Geico | $3,311 | $3,311 |
| Liberty Mutual | $12,673 | $12,673 |
| Nationwide | $3,325 | $3,325 |
| Progressive | $2,217 | $2,438 |
| State Farm | $5,341 | $5,341 |
| Travelers | $4,461 | $4,461 |
| USAA | $2,374 | $2,258 |
Find Cheap Auto Insurance Rates in Gwinn, MI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Gwinn, Michigan auto insurance. Compare Gwinn, MI auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $18,944 | $19,423 | $19,784 |
| Farmers | $4,377 | $4,478 | $4,609 |
| Geico | $4,447 | $4,713 | $5,105 |
| Liberty Mutual | $16,785 | $17,149 | $17,629 |
| Nationwide | $5,484 | $5,164 | $5,104 |
| Progressive | $4,133 | $4,254 | $4,359 |
| State Farm | $9,036 | $9,527 | $9,857 |
| Travelers | $7,640 | $7,737 | $7,805 |
| USAA | $3,380 | $3,498 | $3,588 |
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Find Cheap Gwinn, MI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Gwinn. Compare auto insurance rates in Gwinn, MI by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $19,384 | $19,384 |
| Farmers | $4,488 | $4,488 |
| Geico | $4,646 | $4,864 |
| Liberty Mutual | $16,587 | $17,788 |
| Nationwide | $5,251 | $5,251 |
| Progressive | $4,249 | $4,249 |
| State Farm | $9,225 | $9,722 |
| Travelers | $7,683 | $7,771 |
| USAA | $3,449 | $3,528 |
Find Cheap Gwinn, MI Auto Insurance Rates by Driving Record
Auto insurance rates in Gwinn, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gwinn, MI, take a look at the average cost for various violations versus rates for a clean driving record in Gwinn.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,561 | $12,794 | $41,923 | $13,257 |
| Farmers | $3,780 | $4,805 | $4,737 | $4,631 |
| Geico | $1,705 | $3,550 | $10,649 | $3,117 |
| Liberty Mutual | $12,187 | $14,583 | $26,480 | $15,500 |
| Nationwide | $4,513 | $5,964 | $5,456 | $5,070 |
| Progressive | $3,633 | $4,709 | $4,245 | $4,408 |
| State Farm | $6,066 | $7,251 | $15,548 | $9,029 |
| Travelers | $5,235 | $7,468 | $12,018 | $6,188 |
| USAA | $2,808 | $3,494 | $4,591 | $3,061 |
Find Cheap Gwinn, MI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Gwinn, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Gwinn for less when you shop around and compare rates from multiple Gwinn, MI auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $41,923 |
| Farmers | $4,737 |
| Geico | $10,649 |
| Liberty Mutual | $26,480 |
| Nationwide | $5,456 |
| Progressive | $4,245 |
| State Farm | $15,548 |
| Travelers | $12,018 |
| USAA | $4,591 |
Winners by Category: Where to Buy Cheap Auto Insurance in Gwinn, MI
Compare rates from the cheapest auto insurance companies in Gwinn, MI for your needs. Take a look at how Gwinn, Michigan auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Find Cheap Gwinn, Michigan Auto Insurance Companies
If you’re looking for the cheapest Gwinn, MI auto insurance companies overall, you can compare them here. Find the best price for Gwinn, Michigan car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $19,384 |
| Farmers | $4,488 |
| Geico | $4,755 |
| Liberty Mutual | $17,188 |
| Nationwide | $5,251 |
| Progressive | $4,249 |
| State Farm | $9,474 |
| Travelers | $7,727 |
| USAA | $3,489 |
What affects Gwinn, Michigan auto insurance rates?
Local factors affect auto insurance rates in Gwinn, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Gwinn auto insurance rates.
Commute Times in Gwinn
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gwinn, MI is 22.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Gwinn, MI
You can buy cheap Gwinn, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gwinn, Michigan auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.