Buy Cheap Fremont, MI Auto Insurance (2022)

Fremont, MI auto insurance rates average $752 a month. Minimum auto insurance requirements in Fremont, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Fremont, MI, compare Fremont auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Fremont, MI for teens drivers are $16,954/year
  • The most expensive auto insurance company in Fremont after a DUI is Allstate
  • Average auto insurance rates in Fremont, MI after a DUI are $14,928/year

Finding affordable Fremont, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Fremont, MI auto insurance with confidence is right here. Auto insurance rates in Fremont are affected by local factors as well as personal ones like your driving record.

See how Fremont, MI car insurance rates compare to Troy auto insurance rates, Dearborn auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Fremont.

Don’t buy Fremont, MI auto insurance until you’ve compared rates. Get free Fremont, Michigan auto insurance quotes when you enter your ZIP code above.

Fremont, MI Minimum Auto Insurance Requirements

The required auto insurance in Fremont, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Fremont, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Fremont, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fremont, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fremont, MI. Take a look at Fremont, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fremont, Michigan

Insurance Company Poor Fair Good
Allstate $30,569 $16,939 $12,993
Farmers $7,573 $5,000 $4,615
GEICO $7,170 $5,273 $4,291
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $7,389 $5,569 $4,737
Progressive $5,907 $4,973 $4,490
State Farm $16,984 $8,605 $5,851
Travelers $6,813 $6,608 $6,525
USAA $5,333 $3,035 $2,314

Buy Cheap Fremont, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fremont, Michigan auto insurance rates? Find out how car insurance rates in Fremont, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fremont, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,681 $14,681 $13,611 $13,611 $36,902 $36,902 $15,474 $15,474
Farmers $4,354 $4,354 $4,061 $4,061 $9,613 $9,613 $4,889 $4,889
GEICO $3,911 $3,911 $3,958 $3,958 $10,706 $10,706 $3,737 $3,737
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,204 $4,204 $3,741 $3,741 $11,040 $11,040 $4,607 $4,607
Progressive $3,012 $2,820 $2,657 $2,950 $10,981 $11,761 $3,515 $3,290
State Farm $6,432 $6,432 $5,927 $5,927 $22,024 $22,024 $7,536 $7,536
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,602 $2,477 $2,443 $2,317 $6,339 $6,054 $3,182 $3,071

Buy Cheap Fremont, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fremont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fremont, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fremont, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,902 $36,902
Farmers $9,613 $9,613
GEICO $10,706 $10,706
Liberty Mutual $31,589 $31,589
Nationwide $11,040 $11,040
Progressive $10,981 $11,761
State Farm $22,024 $22,024
Travelers $13,395 $13,395
USAA $6,339 $6,054

Buy Cheap Fremont, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Fremont, Michigan by comparing Fremont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fremont, MI here.

Annual Auto Insurance Rates for Senior Drivers in Fremont, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,611 $13,611
Farmers $4,061 $4,061
GEICO $3,958 $3,958
Liberty Mutual $13,368 $13,368
Nationwide $3,741 $3,741
Progressive $2,657 $2,950
State Farm $5,927 $5,927
Travelers $3,858 $3,858
USAA $2,443 $2,317

Find Cheap Auto Insurance Rates in Fremont, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fremont, Michigan auto insurance. Compare Fremont, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fremont, Michigan

Insurance Company Low Medium High
Allstate $19,727 $20,206 $20,568
Farmers $5,584 $5,716 $5,888
GEICO $5,234 $5,531 $5,970
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $6,169 $5,799 $5,726
Progressive $4,977 $5,129 $5,264
State Farm $9,993 $10,540 $10,906
Travelers $6,575 $6,656 $6,715
USAA $3,463 $3,568 $3,650

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Find Cheap Fremont, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fremont. Compare auto insurance rates in Fremont, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fremont, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,167 $20,167
Farmers $5,729 $5,729
GEICO $5,449 $5,708
Liberty Mutual $17,375 $18,605
Nationwide $5,898 $5,898
Progressive $5,123 $5,123
State Farm $10,202 $10,757
Travelers $6,611 $6,686
USAA $3,520 $3,601

Find Cheap Fremont, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Fremont, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fremont, MI, take a look at the average cost for various violations versus rates for a clean driving record in Fremont.

Annual Fremont, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,787 $13,067 $44,083 $13,732
Farmers $4,820 $6,131 $6,055 $5,912
GEICO $2,001 $4,157 $12,503 $3,652
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $5,048 $6,735 $6,124 $5,684
Progressive $4,354 $5,696 $5,123 $5,321
State Farm $6,773 $8,062 $17,088 $9,996
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,867 $3,569 $4,682 $3,125

Find Cheap Fremont, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fremont, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Fremont for less when you shop around and compare rates from multiple Fremont, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fremont, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,083
Farmers $6,055
GEICO $12,503
Liberty Mutual $28,365
Nationwide $6,124
Progressive $5,123
State Farm $17,088
Travelers $10,331
USAA $4,682

Winners by Category: Where to Buy Cheap Auto Insurance in Fremont, MI

Compare rates from the cheapest auto insurance companies in Fremont, MI for your needs. Take a look at how Fremont, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fremont, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fremont, Michigan Auto Insurance Companies

If you’re looking for the cheapest Fremont, MI auto insurance companies overall, you can compare them here. Find the best price for Fremont, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Fremont, Michigan

Insurance Company Average Annual Rates
Allstate $20,167
Farmers $5,729
GEICO $5,578
Liberty Mutual $17,990
Nationwide $5,898
Progressive $5,123
State Farm $10,480
Travelers $6,649
USAA $3,561

What affects Fremont, Michigan auto insurance rates?

Local factors affect auto insurance rates in Fremont, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Fremont auto insurance rates.

Auto Theft in Fremont

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fremont, MI auto theft show a total of 3 vehicle thefts annually.

Commute Times in Fremont

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fremont, MI is 16.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Fremont, MI

You can buy cheap Fremont, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fremont, Michigan auto insurance quotes from top companies.

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