Buy Cheap Georgetown, OH Auto Insurance (2021)

Georgetown, OH auto insurance rates average $244 a month. Minimum auto insurance requirements in Georgetown, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Georgetown, OH, compare Georgetown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Georgetown is Liberty Mutual
  • Average auto insurance rates in Georgetown, OH after a DUI are $3,393/year
  • Average auto insurance rates in Georgetown, OH are $244/month

Finding affordable Georgetown, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Georgetown, OH auto insurance with confidence is right here. Auto insurance rates in Georgetown are affected by local factors as well as personal ones like your driving record.

See how Georgetown, OH car insurance rates compare to Hamilton auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Georgetown.

Don’t buy Georgetown, OH auto insurance until you’ve compared rates. Get free Georgetown, Ohio auto insurance quotes when you enter your ZIP code above.

Georgetown, OH Minimum Auto Insurance Requirements

The required auto insurance in Georgetown, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Georgetown, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Georgetown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Georgetown, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Georgetown, OH. Take a look at Georgetown, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Georgetown, Ohio

Insurance Company Poor Fair Good
Allstate $4,100 $2,973 $2,487
American Family $2,273 $1,552 $1,316
Farmers $4,019 $3,390 $3,230
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,051 $3,481 $3,246
State Farm $3,745 $2,314 $1,823
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

Buy Cheap Georgetown, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Georgetown, Ohio auto insurance rates? Find out how car insurance rates in Georgetown, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Georgetown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,153 $1,931 $2,068 $5,820 $6,655 $2,274 $2,439
American Family $1,066 $1,111 $972 $980 $3,291 $3,586 $1,314 $1,389
Farmers $1,896 $1,895 $1,671 $1,759 $8,239 $8,569 $2,121 $2,221
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,886 $1,791 $1,564 $1,613 $8,118 $9,164 $2,267 $2,340
State Farm $1,619 $1,619 $1,434 $1,434 $4,821 $6,077 $1,873 $2,140
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Georgetown, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Georgetown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Georgetown, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Georgetown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,820 $6,655
American Family $3,291 $3,586
Farmers $8,239 $8,569
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,118 $9,164
State Farm $4,821 $6,077
Travelers $6,363 $10,040
USAA $2,712 $3,025

Buy Cheap Georgetown, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Georgetown, Ohio by comparing Georgetown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Georgetown, OH here.

Annual Auto Insurance Rates for Senior Drivers in Georgetown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,068
American Family $972 $980
Farmers $1,671 $1,759
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,564 $1,613
State Farm $1,434 $1,434
Travelers $1,486 $1,480
USAA $841 $843

Find Cheap Auto Insurance Rates in Georgetown, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Georgetown, Ohio auto insurance. Compare Georgetown, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Georgetown, Ohio

Insurance Company Low Medium High
Allstate $3,083 $3,180 $3,296
American Family $1,682 $1,727 $1,732
Farmers $3,366 $3,494 $3,779
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,468 $3,566 $3,745
State Farm $2,513 $2,634 $2,734
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Find Cheap Georgetown, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Georgetown. Compare auto insurance rates in Georgetown, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Georgetown, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,187 $3,187
American Family $1,692 $1,735
Farmers $3,546 $3,546
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,593 $3,593
State Farm $2,563 $2,691
Travelers $3,222 $3,222
USAA $1,405 $1,516

Find Cheap Georgetown, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Georgetown, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Georgetown, OH, take a look at the average cost for various violations versus rates for a clean driving record in Georgetown.

Annual Georgetown, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,247 $3,775 $3,032
American Family $1,640 $1,738 $1,738 $1,738
Farmers $2,931 $3,765 $3,672 $3,818
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,102 $4,196 $3,299 $3,774
State Farm $2,407 $2,847 $2,627 $2,627
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Georgetown, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Georgetown, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Georgetown for less when you shop around and compare rates from multiple Georgetown, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Georgetown, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,775
American Family $1,738
Farmers $3,672
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,299
State Farm $2,627
Travelers $4,657
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Georgetown, OH

Compare rates from the cheapest auto insurance companies in Georgetown, OH for your needs. Take a look at how Georgetown, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Georgetown, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Georgetown, Ohio Auto Insurance Companies

If you’re looking for the cheapest Georgetown, OH auto insurance companies overall, you can compare them here. Find the best price for Georgetown, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Georgetown, Ohio

Insurance Company Average Annual Rates
Allstate $3,187
American Family $1,714
Farmers $3,546
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,593
State Farm $2,627
Travelers $3,222
USAA $1,460

What affects Georgetown, Ohio auto insurance rates?

Local factors affect auto insurance rates in Georgetown, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Georgetown auto insurance rates.

Auto Theft in Georgetown

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Georgetown, OH auto theft show a total of 6 vehicle thefts annually.

Commute Times in Georgetown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Georgetown, OH is 27.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Georgetown, OH

You can buy cheap Georgetown, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Georgetown, Ohio auto insurance quotes from top companies.

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