Insurance and Driving Laws

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What happens if you get caught driving without a license?

While there are many reasons you may be driving without a license, none of them are legal. In most cases, you will be charged with a misdemeanor and can expect fines and maybe jail time, depending on your state. However, if you are driving with a revoked or suspended license, you may be facing a...

While there are many reasons you may be driving without a li...

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How long does a ticket stay on your record?

Almost every driver has received a ticket for either speeding or causing an accident. Not only do you have the inconvenience of getting the ticket, but you also have to pay a fine and endure an increase in your auto insurance rates. Therefore, exactly how long does a ticket stay on your record? Unfortunately, there...

Almost every driver has received a ticket for either speedin...

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How many points does it take to suspend a license in New York?

If you habitually speed, text while driving, or don’t pay attention to traffic signals, you could quickly rack up points on your New York driver’s license. How many points are needed to suspend a license in NY? While you need 11 points to suspend your license in NY, you can actually accumulate those pretty quickly....

If you habitually speed, text while driving, or don’t ...

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How many points do you get on your license after receiving a speeding ticket?

It can happen to anyone — you’re driving along your usual route on the way to work, not paying quite as much attention as you probably should be. You’re moving with the speed of traffic when you see something no one wants to detect — the flash of red and blue lights behind you. Receiving...

It can happen to anyone — you’re driving along your usua...

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Minimum Auto Insurance Required by State

A Concise Overview Minimum car insurance requirements vary from state to state. Only two states don’t require minimum auto insurance. The national average for liability-only car insurance is $47 a month. Usually, the minimum auto insurance required is not enough coverage in the event of an accident. In most instances, there is minimum car insurance...

A Concise Overview Minimum car insurance requirements vary f...

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Can your car get repossessed for not having insurance?

A Concise Overview: A financial lender can repossess your car if you don’t follow the terms of the auto loan contract, including keeping full coverage auto insurance for the duration of the contract. If your auto insurance lapses, that will cost you in the form of higher auto insurance rates. Creditors must keep you informed...

A Concise Overview: A financial lender can repossess your ca...

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Can I get a car out of impound without insurance?

Your car can be towed to an impound lot for a plethora of reasons. If you do not promptly remove your vehicle from the lot, your car will likely be sold at an auction. To avoid this, it is important for you to understand the process of repossession and how much it costs for an...

Your car can be towed to an impound lot for a plethora of re...

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