Insurance and Driving Laws

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What happens if you get caught driving without a license?

While there are many reasons you may be driving without a license, none of them are legal. In most cases, you will be charged with a misdemeanor and can expect fines and maybe jail time, depending on your state. However, if you are driving with a revoked or suspended license, you may be facing a...

While there are many reasons you may be driving without a li...

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How long does a ticket stay on your record?

Almost every driver has received a ticket for either speeding or causing an accident. Not only do you have the inconvenience of getting the ticket, but you also have to pay a fine and endure an increase in your auto insurance rates. Therefore, exactly how long does a ticket stay on your record? Unfortunately, there...

Almost every driver has received a ticket for either speedin...

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How many points does it take to suspend a license in New York?

If you habitually speed, text while driving, or don’t pay attention to traffic signals, you could quickly rack up points on your New York driver’s license. How many points are needed to suspend a license in NY? While you need 11 points to suspend your license in NY, you can actually accumulate those pretty quickly....

If you habitually speed, text while driving, or don’t ...

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How many points do you get on your license after receiving a speeding ticket?

It can happen to anyone — you’re driving along your usual route on the way to work, not paying quite as much attention as you probably should be. You’re moving with the speed of traffic when you see something no one wants to detect — the flash of red and blue lights behind you. Receiving...

It can happen to anyone — you’re driving along your usua...

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FR-44 Insurance Coverage

If you’ve ever been in an accident, you know how quickly things can go south. However, getting behind the wheel after having too many drinks could get you in serious trouble. Most states have specific auto insurance coverage requirements for drivers considered high risk. For example, Florida and Virginia require an FR-44 form for drivers...

If you’ve ever been in an accident, you know how quickly t...

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Minimum Auto Insurance Required by State

Most states in the U.S. require that all drivers meet a minimum level of liability coverage. While minimum car insurance, each state has its types and levels of coverage that it requires. If you were to drive without car insurance or auto insurance levels that do not meet your state’s requirements, you might have to...

Most states in the U.S. require that all drivers meet a mini...

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Can your car get repossessed for not having insurance?

If you’re leasing a car, your car can get repossessed if you don’t have auto insurance coverage. Lenders require drivers to have auto insurance in the lease contract, so if you drop your auto insurance or stop making payments, your car will get repossessed.  Read on to learn more about car repossession for lack of...

If you’re leasing a car, your car can get repossessed if y...

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Can I get a car out of impound without insurance?

Your car can be towed to an impound lot for a plethora of reasons. If you do not promptly remove your vehicle from the lot, your car will likely be sold at an auction. To avoid this, it is important for you to understand the process of repossession and how much it costs for an...

Your car can be towed to an impound lot for a plethora of re...

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