Compare Volvo XC60 Insurance Quotes [Rates + Cheap Coverage Guide]

Average auto insurance rates for a Volvo XC60 cost $1,316 a year, or around $110 a month. Comprehensive, collision, and liability insurance cost around $321, $468, and $371, respectively.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,316 a year or $110 each month
  • A liability-only policy costs around $527 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,810 a year or $401 each month
  • Good drivers can save as much as $543 a year by earning policy discounts
  • Volvo XC60 insurance costs around $203 less per year than the average vehicle

Volvo XC60 insurance rates average $1,316 a year or $110 a month for full coverage. The highest rates are for teens who will pay around $4,810 a year or $401 a month since they’re considered high-risk with little driving experience.

Good drives save up to $543 a year in policy discounts. Let’s take a look at Volvo XC60 insurance rates, safety ratings, and more.

You can start comparing quotes for Volvo XC60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC60 Insurance Cost

The average Volvo XC60 car insurance rates are $1,316 a year or $110 a month.

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Are Volvo XC60s Expensive to Insure?

The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Jeep Compass, Mercedes-Benz GLE 350, and Subaru Forester.

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
Jeep Compass $294 $500 $372 $1,324
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Subaru Forester $346 $512 $332 $1,326
Chevrolet Traverse $336 $470 $316 $1,258
Toyota Land Cruiser $420 $774 $398 $1,750
Ford Edge $266 $500 $372 $1,296
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC60 Insurance?

You might have noticed that there is a multitude of factors that impact Volvo XC60 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volvo XC60.

Age of the Vehicle

The average Volvo XC60 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Volvo XC60 costs $1,316, while 2010 Volvo XC60 insurance costs are $1,074, a difference of $242.

Model Year Comprehensive Collision Liability Total
2018 Volvo XC60 $306 $536 $338 $1,316
2017 Volvo XC60 $296 $524 $354 $1,310
2016 Volvo XC60 $286 $502 $364 $1,288
2015 Volvo XC60 $270 $484 $376 $1,266
2014 Volvo XC60 $260 $450 $384 $1,230
2013 Volvo XC60 $250 $424 $388 $1,198
2012 Volvo XC60 $240 $380 $390 $1,146
2011 Volvo XC60 $224 $350 $390 $1,100
2010 Volvo XC60 $216 $328 $394 $1,074
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Driver Age

Driver age can have a significant effect on the cost of Volvo XC60 car insurance. For example, a 20-year-old driver could pay around $134 more each month for their Volvo XC60 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Los Angeles may pay $487 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC60 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.

Volvo XC60 Safety Ratings

Your Volvo XC60 auto insurance rates are influenced by the Volvo XC60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo XC60 Crash Test Ratings

Volvo XC60 crash test ratings will affect your Volvo XC60 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC60 Safety Features

The Volvo XC60 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volvo XC60 auto insurance rates. The Volvo XC60’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning

Volvo XC60 Insurance Loss Probability

The Volvo XC60’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo XC60 auto insurance rates; higher percentages mean higher Volvo XC60 car insurance rates.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage -26%
Comprehensive -30%
Personal Injury -40%
Medical Payment -47%
Bodily Injury -45%
Source: Insurance Institute for Highway Safety
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Volvo XC60 Finance and Insurance Cost

If you are financing a Volvo XC60, you will pay more if you purchase Volvo XC60 car insurance at the dealership, so be sure to shop around and compare Volvo XC60 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Volvo XC60 Insurance

There are several ways you can save even more on your Volvo XC60 car insurance rates. Take a look at the following five tips:

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Ask Your Insurance Company About Volvo XC60 Discounts
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Volvo XC60
  • Ask About a Student Away from Home Discount
  • Make Sure You’re Raising a Safe Driver

Top Volvo XC60 Insurance Companies

Who is the top auto insurance company for Volvo XC60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC60 Insurance Quotes Online

You can start comparing quotes for Volvo XC60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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