How Much is Insurance for a Toyota Yaris?

If you want to buy Toyota Yaris insurance coverage then a policy will cost $108 per month ($1,290 per year) on average. Finding Toyota Yaris teenager insurance rates can cost on average $4,715 a year, so shop around to find cheap coverage.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Toyota Yaris insurance costs around $229 less per year than the average vehicle

Toyota Yaris insurance rates can be economical if drivers know how to save. Toyota Yaris insurance costs around $229 less per year than the average vehicle. Read on to learn how drivers can save on insurance rates for a Toyota Yaris.

You can start comparing quotes for Toyota Yaris car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Yaris Insurance Cost

The average Toyota Yaris car insurance rates are $1,290 a year or $108 a month.

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Are Toyota Yarises Expensive to Insure?

The chart below details how Toyota Yaris insurance rates compare to other hatchbacks like the FIAT 500L and Kia Soul.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
FIAT 500L $256 $478 $450 $1,364
Kia Soul $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Yaris Insurance?

The Toyota Yaris trim and model you choose will affect the total price you will pay for Toyota Yaris insurance coverage.

Age of the Vehicle

The average Toyota Yaris auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Toyota Yaris cost $1,290, while 2010 Toyota Yaris rates are $1,094, a difference of $196.

Model Year Comprehensive Collision Liability Total
2018 Toyota Yaris $256 $478 $398 $1,290
2017 Toyota Yaris $248 $466 $416 $1,288
2016 Toyota Yaris $240 $446 $430 $1,274
2015 Toyota Yaris $226 $430 $442 $1,256
2014 Toyota Yaris $218 $400 $452 $1,228
2013 Toyota Yaris $208 $376 $456 $1,198
2012 Toyota Yaris $200 $338 $460 $1,156
2011 Toyota Yaris $188 $310 $460 $1,116
2010 Toyota Yaris $180 $292 $464 $1,094
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Driver Age

Driver age can have a significant effect on the cost of Toyota Yaris car insurance. For example, a 20-year-old driver could pay around $131 more each month for their Toyota Yaris car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Yaris insurance rates. For example, drivers in Houston may pay $950 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Yaris auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Yaris car insurance with violations on their driving record.

Toyota Yaris Safety Ratings

Your Toyota Yaris car insurance rates are tied to the safety ratings of the Toyota Yaris. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Yaris Crash Test Ratings

Good Toyota Yaris crash test ratings mean the VW is safer, which could mean cheaper Toyota Yaris car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2019 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2018 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2018 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2017 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Toyota Yaris 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2017 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2016 Toyota Yaris Liftback 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2016 Toyota Yaris Liftback 3 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Yaris Safety Features

Having a variety of safety features on your Toyota Yaris can help lower your Toyota Yaris insurance costs. The Toyota Yaris’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Yaris Insurance Loss Probability

The lower percentage means lower Toyota Yaris car insurance rates; higher percentages mean higher Toyota Yaris auto insurance rates. Insurance loss probability on the Toyota Yaris fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive -8%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Yaris Finance and Insurance Cost

If you are financing a Toyota Yaris, you will pay more if you purchase Toyota Yaris auto insurance at the dealership, so be sure to shop around and compare Toyota Yaris auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Yaris Insurance

You have more options at your disposal to save money on your Toyota Yaris auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Toyota Yaris car insurance rates

  • Don’t Always Pick the Cheapest Toyota Yaris Insurance Policy
  • Get Toyota Yaris Auto Insurance Through Costco
  • Ask About Toyota Yaris Safety Discounts
  • Reduce Your Coverage on an Older Toyota Yaris
  • Drive Your Toyota Yaris Safely

Top Toyota Yaris Insurance Companies

Several top car insurance companies offer competitive rates for the Toyota Yaris rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Toyota Yaris drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Yaris Insurance Quotes Online

You can start comparing quotes for Toyota Yaris insurance from some of the top car insurance companies by using our free online tool today.

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