Mitsubishi Lancer Insurance Cost Estimate

Insurance rates for a Mitsubishi Lancer average $1,516 a year, or around $126 a month. On average, comprehensive coverage costs $369, collision coverage costs $539, and liability coverage costs $428 for Mitsubishi Lancer insurance.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,516 a year or $126 each month
  • A liability-only policy costs around $608 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,541 a year or $462 each month
  • Good drivers can save as much as $625 a year by earning policy discounts
  • Mitsubishi Lancer insurance costs around $3 less per year than the average vehicle

Are you searching for cheap Mitsubishi Lancer insurance rates? Full coverage for a Mitsubishi Lancer costs around $1,516 a year or $126 each month. Our guide breaks down insurance rates for a Mitsubishi Lancer, so drivers can better understand how to save. Learn more.

You can start comparing quotes for Mitsubishi Lancer car insurance rates from some of the best car insurance companies by using our free online tool now.

Mitsubishi Lancer Insurance Cost

The average Mitsubishi Lancer auto insurance costs are $1,516 a year or $126 a month.

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Are Mitsubishi Lancers Expensive to Insure?

The chart below details how Mitsubishi Lancer insurance rates compare to other sedans like the Chevrolet Sonic, Ford Focus, and Nissan Maxima.

Vehicle Comprehensive Collision Liability Total
Chevrolet Sonic $270 $536 $398 $1,362
Ford Focus $244 $536 $398 $1,336
Nissan Maxima $372 $630 $390 $1,550
Infiniti Q50 $344 $686 $398 $1,586
Chevrolet Malibu $322 $532 $372 $1,384
Audi S4 $370 $744 $338 $1,588
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However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.

What Impacts the Cost of Mitsubishi Lancer Insurance?

The Mitsubishi Lancer trim and model you choose will affect the total price you will pay for Mitsubishi Lancer insurance coverage.

Age of the Vehicle

The average Mitsubishi Lancer car insurance rates are higher for newer models. For example, car insurance rates for a 2017 Mitsubishi Lancer are $1,516, while a 2010 Mitsubishi Lancer rates are $1,246, a difference of $270.

Model Year Comprehensive Collision Liability Total
2017 Mitsubishi Lancer $332 $610 $416 $1,516
2016 Mitsubishi Lancer $320 $586 $430 $1,494
2015 Mitsubishi Lancer $304 $564 $442 $1,468
2014 Mitsubishi Lancer $292 $524 $452 $1,426
2013 Mitsubishi Lancer $280 $494 $456 $1,388
2012 Mitsubishi Lancer $268 $442 $460 $1,328
2011 Mitsubishi Lancer $250 $408 $460 $1,276
2010 Mitsubishi Lancer $242 $382 $464 $1,246
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Driver Age

Driver age can have a significant impact on Mitsubishi Lancer auto insurance rates. As an example, a 40-year-old driver could pay $160 less each month for their Mitsubishi Lancer auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Mitsubishi Lancer insurance rates. For example, drivers in New York may pay $394 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Mitsubishi Lancer car insurance rates. Teens and drivers in their 20’s see the highest jump in their Mitsubishi Lancer car insurance with violations on their driving record.

Mitsubishi Lancer Safety Ratings

Your Mitsubishi Lancer auto insurance rates are influenced by the Mitsubishi Lancer’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mitsubishi Lancer Crash Test Ratings

Poor Mitsubishi Lancer crash test ratings could mean higher Mitsubishi Lancer car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2017 Mitsubishi Lancer 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Mitsubishi Lancer 4 DR AWD 4 stars 4 stars 4 stars 4 stars
2016 Mitsubishi Lancer 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2016 Mitsubishi Lancer 4 DR AWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mitsubishi Lancer Safety Features

The Mitsubishi Lancer safety features can help lower insurance costs. The Mitsubishi Lancer has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Mitsubishi Lancer Insurance Loss Probability

The Mitsubishi Lancer’s insurance loss probability varies between different coverage types. The lower percentage means lower Mitsubishi Lancer auto insurance costs; higher percentages mean higher Mitsubishi Lancer auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 53%
Property Damage 46%
Comprehensive 27%
Personal Injury 92%
Medical Payment 118%
Bodily Injury 72%
Source: Insurance Institute for Highway Safety
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Mitsubishi Lancer Finance and Insurance Cost

If you are financing a Mitsubishi Lancer, you will pay more if you purchase Mitsubishi Lancer car insurance at the dealership, so be sure to shop around and compare Mitsubishi Lancer car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mitsubishi Lancer Insurance

Save more on your Mitsubishi Lancer car insurance rates. Take a look at the following five strategies that will get you the best Mitsubishi Lancer auto insurance rates possible.

  • Buy a Dashcam for Your Mitsubishi Lancer
  • Pay Your Mitsubishi Lancer Insurance Upfront
  • Add a More Experienced Driver to Your Mitsubishi Lancer Policy
  • Make Sure You’re Raising a Safe Driver
  • Check Reviews and State Complaints Before You Choose an Insurer

Top Mitsubishi Lancer Insurance Companies

Who is the top car insurance company for Mitsubishi Lancer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mitsubishi Lancer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mitsubishi Lancer offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mitsubishi Lancer Insurance Quotes Online

You can start comparing quotes for Mitsubishi Lancer car insurance rates from some of the best car insurance companies by using our free online tool now.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
3
3
3
3
2014
3
3
3
3
2013
3
3
3
3
2012
3
3
3
3
2011

Crash Avoidence Features

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