UPDATED: Jul 31, 2020
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- Full coverage costs around $1,258 a year or $105 each month
- A liability-only policy costs around $505 a year or $42 each month
- Highest rates are for teenage drivers at around $4,598 a year or $383 each month
- Good drivers can save as much as $519 a year by earning policy discounts
- Jeep Patriot insurance costs around $261 less per year than the average vehicle
Jeep Patriot insurance rates don’t need to be expensive. Jeep Patriot insurance costs around $261 less per year than the average vehicle. Our guide covers insurance rates for a Jeep Patriot and ways to save, so read on.
You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Patriot Insurance Cost
The average Jeep Patriot car insurance rates are $1,258 a year or $105 a month.
Are Jeep Patriots Expensive to Insure?
The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Audi Q3, Audi Q7, and Volkswagen Tiguan.
|Hyundai Santa Fe||$294||$562||$372||$1,386|
|Mercedes-Benz GLS 450||$458||$894||$398||$1,908|
|Mercedes-Benz GLA 250||$370||$714||$450||$1,714|
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Patriot Insurance?
The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot insurance coverage.
Age of the Vehicle
Older Jeep Patriot models generally cost less to insure. For example, auto insurance for a 2017 Jeep Patriot costs $1,258, while 2010 Jeep Patriot insurance costs are $1,074, a difference of $184.
|2017 Jeep Patriot||$248||$436||$416||$1,258|
|2016 Jeep Patriot||$240||$418||$430||$1,246|
|2015 Jeep Patriot||$226||$404||$442||$1,230|
|2014 Jeep Patriot||$218||$374||$452||$1,202|
|2013 Jeep Patriot||$208||$352||$456||$1,174|
|2012 Jeep Patriot||$200||$316||$460||$1,134|
|2011 Jeep Patriot||$188||$292||$460||$1,098|
|2010 Jeep Patriot||$180||$272||$464||$1,074|
Driver age can have a significant impact on Jeep Patriot auto insurance rates. For instance, a 30-year-old driver may pay $55 more each year for Jeep Patriot auto insurance than a 40-year-old driver.
Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Los Angeles may pay $692 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Jeep Patriot auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot car insurance with violations on their driving record.
Jeep Patriot Safety Ratings
Your Jeep Patriot auto insurance rates are influenced by the Jeep Patriot’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Poor|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Jeep Patriot Crash Test Ratings
Good Jeep Patriot crash test ratings can lower your Jeep Patriot auto insurance rates. See Jeep Patriot crash test results below:
|2017 Jeep Patriot SUV FWD||4 stars||3 stars||5 stars||3 stars|
|2017 Jeep Patriot SUV 4WD||4 stars||3 stars||5 stars||3 stars|
|2016 Jeep Patriot SUV 4WD||4 stars||3 stars||5 stars||3 stars|
|2016 Jeep Patriot SUV 2WD||4 stars||3 stars||5 stars||3 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Jeep Patriot Safety Features
Good Jeep Patriot safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Jeep Patriot are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Jeep Patriot Insurance Loss Probability
Another contributing factor that affects Jeep Patriot car insurance rates is the loss probability for each type of coverage.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Jeep Patriot Finance and Insurance Cost
If you are financing a Jeep Patriot, most lenders will require your carry higher Jeep Patriot coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Patriot car insurance rates from the best companies using our FREE tool below.
Ways to Save on Jeep Patriot Insurance
Drivers can end up saving more money on their Jeep Patriot car insurance rates by employing any one of the following strategies.
- Don’t Assume your Jeep Patriot is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Check Reviews and State Complaints Before You Choose an Insurer
- Make Sure You’re Raising a Safe Driver
- Ask About Discounts for People with Disabilities
- Ask Your Insurance Company About Jeep Patriot Discounts
Top Jeep Patriot Insurance Companies
Several insurance companies offer competitive rates for the Jeep Patriot based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Patriot drivers organized by market share.
|Source: Insurance Information Institute|
Compare Free Jeep Patriot Insurance Quotes Online
Save money by comparing Jeep Patriot insurance rates with free quotes online now!