Best Chevrolet Equinox Insurance Rates [Comprehensive Guide]

Getting Chevrolet Equinox insurance quotes will cost on average $114 per month ($1,370 per year). On average, Chevrolet Equinox comprehensive insurance coverage costs $334, collision coverage costs $487, and liability coverage costs $387.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Chevrolet Equinox insurance costs around $149 less per year than the average vehicle

Chevrolet Equinox insurance rates don’t need to stress drivers outs. Full coverage for a Chevrolet Equinox has a price range of around $1,370 a year or $114 each month. Our comprehensive guide breaks down Chevrolet Equinox insurance rates further so drivers can find savings. Learn more.

You can start comparing quotes for Chevrolet Equinox car insurance rates from some of the best car insurance companies by using our free online tool now.

How much does Chevrolet Equinox insurance cost?

The average auto insurance rates for a Chevrolet Equinox cost $1,370 a year or $114 a month.

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Are Chevrolet Equinoxes expensive to insure?

The chart below details how Chevrolet Equinox insurance rates compare to other crossovers like the FIAT 500X, Honda CR-V, and Kia Niro.

Vehicle Comprehensive Collision Liability Total
Chevrolet Equinox $308 $532 $372 $1,370
FIAT 500X $256 $506 $450 $1,392
Honda CR-V $280 $408 $316 $1,140
Kia Niro $282 $478 $398 $1,316
Toyota RAV4 $280 $482 $390 $1,310
Chevrolet Trax $280 $470 $372 $1,280
Hyundai Kona $280 $500 $316 $1,232
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What impacts the price range of Chevrolet Equinox insurance?

Even though the average annual rate for the Chevrolet Equinox is $1,370, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Equinox.

Age of the Vehicle

Older Chevrolet Equinox models generally cost less to insure. For example, auto insurance rates for a 2020 Chevrolet Equinox are $1,370, while 2010 Chevrolet Equinox rates are $1,130, a difference of $240.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Equinox $308 $532 $372 $1,370
2019 Chevrolet Equinox $294 $512 $390 $1,354
2018 Chevrolet Equinox $282 $506 $398 $1,344
2017 Chevrolet Equinox $272 $494 $416 $1,340
2016 Chevrolet Equinox $262 $474 $430 $1,324
2015 Chevrolet Equinox $248 $458 $442 $1,306
2014 Chevrolet Equinox $238 $424 $452 $1,272
2013 Chevrolet Equinox $230 $400 $456 $1,244
2012 Chevrolet Equinox $220 $358 $460 $1,196
2011 Chevrolet Equinox $206 $330 $460 $1,154
2010 Chevrolet Equinox $198 $310 $464 $1,130
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Driver Age

Driver age can have a significant impact on Chevrolet Equinox auto insurance rates. For example, 20-year-old drivers pay approximately $1,676 more each year for their Chevrolet Equinox auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Equinox insurance rates. For example, drivers in Los Angeles may pay $754 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Chevrolet Equinox car insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Equinox car insurance with violations on their driving record.

What are the Chevrolet Equinox safety ratings like?

Your Chevrolet Equinox car insurance rates are tied to the safety ratings of the Chevrolet Equinox. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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What are the Chevrolet Equinox crash test ratings?

The crash test ratings of the Chevrolet Equinox can impact your Chevrolet Equinox car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Equinox SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Equinox SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Equinox SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Equinox SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV FWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV FWD Early Release 4 stars 5 stars 4 stars 4 stars
2018 Chevrolet Equinox SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV AWD Early Release 4 stars 5 stars 4 stars 4 stars
2017 Chevrolet Equinox SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Chevrolet Equinox SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Chevrolet Equinox SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Chevrolet Equinox SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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What are the Chevrolet Equinox safety features?

The safety features of the Chevrolet Equinox can impact your Chevrolet Equinox car insurance rates. The Chevrolet Equinox has the following safety features:

  • Forward Collision Alert
  • Low-Speed Forward Automatic Braking
  • Front Pedestrian Braking
  • Adaptive Cruise Control
  • Lane Keep Assist with Lane Departure Warning
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert
  • Rear Vision Camera
  • Rear Park Assist

What is the Chevrolet Equinox insurance loss probability?

Insurance loss probability on the Chevrolet Equinox fluctuates between each type of coverage. The lower percentage means lower Chevrolet Equinox car insurance rates; higher percentages mean higher Chevrolet Equinox auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage -14%
Comprehensive -26%
Personal Injury 1%
Medical Payment 4%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety
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What is the price range of Chevrolet Equinox finance and insurance?

If you are financing a Chevrolet Equinox, most lenders will require your to carry higher Chevrolet Equinox coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Equinox auto insurance quotes from the best auto insurance companies using our FREE tool below.

What are some ways to save on Chevrolet Equinox insurance?

If you want to reduce the cost of your Chevrolet Equinox insurance rates, follow these tips below:

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Renew Your Chevrolet Equinox Insurance Coverage to Avoid Lapses
  • Remove Young Drivers from Your Chevrolet Equinox Insurance Plan
  • Use a Service Like Turo to Rent Out Your Chevrolet Equinox
  • Save Money on Young Driver Chevrolet Equinox Insurance By Mentioning Grades or GPA

What are the Top Chevrolet Equinox insurance companies?

Who is the top auto insurance company for Chevrolet Equinox insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Equinox auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Equinox offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Chevrolet Equinox car insurance rates by taking advantage of our FREE comparison tool.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
4
4
5
5
2014
4
4
5
5
2013
4
4
5
5
2012
4
4
5
5
2011
4
4
5
5

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Not Available

Lane Departure Warning

Optional

Land Departure Prevention

Not Available

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