Best Buick Enclave Insurance Rates [Guide + Free Quotes]

Average auto insurance rates for a Buick Enclave cost $1,472 a year, or around $123 a month. Teens pay the highest rates at up to $5,380 a year, while good drivers may only pay $865.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,472 a year or $123 each month
  • A liability-only policy costs around $590 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,380 a year or $448 each month
  • Good drivers can save as much as $607 a year by earning policy discounts
  • Buick Enclave insurance costs around $47 less per year than the average vehicle

Don’t let Buick Enclave insurance rates stress you out. Good drivers can save as much as $607 a year by earning policy discounts. Learn what else you can do to save in our guide to Buick Enclave insurance rates.

You can start comparing quotes for Buick Enclave car insurance rates from some of the best car insurance companies by using our free online tool now.

Buick Enclave Insurance Cost

The average auto insurance rates for a Buick Enclave cost $1,472 a year or $123 a month.

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Are Buick Enclaves Expensive to Insure?

The chart below details how Buick Enclave insurance rates compare to other SUVs like the Mercedes-Benz GLS 450, Dodge Journey, and Dodge Durango.

Vehicle Comprehensive Collision Liability Total
Buick Enclave $348 $594 $372 $1,472
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Dodge Journey $322 $532 $372 $1,384
Dodge Durango $348 $562 $372 $1,440
Toyota Land Cruiser $420 $774 $398 $1,750
Ford Expedition $336 $532 $316 $1,320
Mitsubishi Outlander $306 $542 $332 $1,316
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However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick Enclave Insurance?

The Buick Enclave trim and model you choose can impact the total price you will pay for Buick Enclave insurance coverage.

Age of the Vehicle

Older Buick Enclave models generally cost less to insure. For example, car insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.

Model Year Comprehensive Collision Liability Total
2020 Buick Enclave $348 $594 $372 $1,472
2019 Buick Enclave $332 $570 $390 $1,450
2018 Buick Enclave $320 $566 $398 $1,442
2017 Buick Enclave $308 $552 $416 $1,434
2016 Buick Enclave $298 $530 $430 $1,416
2015 Buick Enclave $282 $512 $442 $1,394
2014 Buick Enclave $270 $474 $452 $1,354
2013 Buick Enclave $260 $446 $456 $1,320
2012 Buick Enclave $248 $400 $460 $1,266
2011 Buick Enclave $232 $368 $460 $1,218
2010 Buick Enclave $224 $346 $464 $1,192
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Driver Age

Driver age can have a significant effect on the cost of Buick Enclave car insurance. For example, 30-year-old drivers pay approximately $65 more for their Buick Enclave car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Buick Enclave auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick Enclave auto insurance rates with violations on their driving record.

Buick Enclave Safety Ratings

Your Buick Enclave car insurance rates are tied to the safety ratings of the Buick Enclave. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Buick Enclave Crash Test Ratings

Buick Enclave crash test ratings can impact your Buick Enclave car insurance rates. See Buick Enclave crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Buick Enclave SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Buick Enclave SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Buick Enclave SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Buick Enclave SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Buick Enclave SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Buick Enclave SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Buick Enclave Safety Features

The more safety features you have on your Buick Enclave, the more likely it is that you can earn a discount. The Buick Enclave’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Buick Enclave Insurance Loss Probability

The Buick Enclave’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Buick Enclave, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -15%
Property Damage 1%
Comprehensive -17%
Personal Injury -33%
Medical Payment -37%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety
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Buick Enclave Finance and Insurance Cost

If you are financing a Buick Enclave, you will pay more if you purchase Buick Enclave auto insurance at the dealership, so be sure to shop around and compare Buick Enclave auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Buick Enclave Insurance

You have more options at your disposal to save money on your Buick Enclave auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Buick Enclave car insurance rates

  • Ask About Student Discounts
  • Reduce Modifications on Your Buick Enclave
  • Pay Your Bills On Time — Especially Buick Enclave Payments and Insurance
  • Buy An Older Buick Enclave
  • Remove Young Drivers from Your Buick Enclave Insurance When They Move Out or Go to School

Top Buick Enclave Insurance Companies

Who is the top car insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Buick Enclave Insurance Quotes Online

Start comparing Buick Enclave car insurance quotes for free by using our convenient online comparison tool.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2012
5
5
5
5
2014
5
5
5
5
2013
5
5
5
5
2012
5
4
5
5
2011
5
4
5
5

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Not Available

Lane Departure Warning

Optional

Land Departure Prevention

Not Available

Blind Spot Detection

Optional

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