Buy Cheap Carrollton, KY Auto Insurance (2021)

Carrollton, KY auto insurance rates average $390 a month. Minimum auto insurance requirements in Carrollton, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Carrollton, KY, compare Carrollton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carrollton, KY are $390/month
  • Average auto insurance rates in Carrollton, KY after a DUI are $5,574/year
  • Average auto insurance rates in Carrollton, KY for teens drivers are $9,240/year

Finding affordable Carrollton, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Carrollton, KY auto insurance with confidence is right here. Auto insurance rates in Carrollton are affected by local factors as well as personal ones like your driving record.

See how Carrollton, KY car insurance rates compare to Hopkinsville auto insurance rates, Richmond auto insurance rates, and Nicholasville auto insurance rates before you read more about the cost of auto insurance in Carrollton.

Don’t buy Carrollton, KY auto insurance until you’ve compared rates. Get free Carrollton, Kentucky auto insurance quotes when you enter your ZIP code above.

Carrollton, KY Minimum Auto Insurance Requirements

The required auto insurance in Carrollton, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Carrollton, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Carrollton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Carrollton, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carrollton, KY. Take a look at Carrollton, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carrollton, Kentucky

Insurance Company Poor Fair Good
Allstate $8,357 $5,748 $4,814
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,951 $4,883 $3,842
Nationwide $5,647 $4,437 $3,858
Progressive $5,036 $4,374 $4,071
State Farm $5,713 $3,437 $2,675
Travelers $5,739 $4,851 $4,830
USAA $4,399 $2,446 $1,988

Buy Cheap Carrollton, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carrollton, Kentucky auto insurance rates? Find out how car insurance rates in Carrollton, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carrollton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,703 $3,295 $3,526 $12,960 $14,566 $4,208 $4,494
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,893 $3,129 $2,430 $2,710 $12,840 $14,214 $3,049 $3,205
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,193 $2,099 $1,955 $1,968 $10,408 $11,799 $2,724 $2,804
State Farm $2,409 $2,409 $2,153 $2,153 $7,374 $9,308 $2,691 $3,036
Travelers $2,226 $2,265 $2,186 $2,187 $10,512 $16,713 $2,329 $2,702
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Buy Cheap Carrollton, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carrollton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carrollton, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carrollton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,960 $14,566
GEICO $7,170 $8,568
Liberty Mutual $12,840 $14,214
Nationwide $7,450 $9,339
Progressive $10,408 $11,799
State Farm $7,374 $9,308
Travelers $10,512 $16,713
USAA $5,206 $5,502

Buy Cheap Carrollton, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Carrollton, Kentucky by comparing Carrollton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carrollton, KY here.

Annual Auto Insurance Rates for Senior Drivers in Carrollton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,526
GEICO $3,742 $3,389
Liberty Mutual $2,430 $2,710
Nationwide $2,972 $3,117
Progressive $1,955 $1,968
State Farm $2,153 $2,153
Travelers $2,186 $2,187
USAA $1,779 $1,819

Find Cheap Auto Insurance Rates in Carrollton, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carrollton, Kentucky auto insurance. Compare Carrollton, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carrollton, Kentucky

Insurance Company Low Medium High
Allstate $5,943 $6,286 $6,691
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,352 $5,532 $5,792
Nationwide $4,735 $4,596 $4,611
Progressive $4,186 $4,444 $4,851
State Farm $3,749 $3,942 $4,134
Travelers $4,918 $5,170 $5,332
USAA $2,827 $2,938 $3,068

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Find Cheap Carrollton, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carrollton. Compare auto insurance rates in Carrollton, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carrollton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,307 $6,307
GEICO $4,371 $4,456
Liberty Mutual $5,559 $5,559
Nationwide $4,647 $4,647
Progressive $4,494 $4,494
State Farm $3,847 $4,036
Travelers $5,140 $5,140
USAA $2,835 $3,054

Find Cheap Carrollton, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Carrollton, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carrollton, KY, take a look at the average cost for various violations versus rates for a clean driving record in Carrollton.

Annual Carrollton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,305 $6,819 $7,183 $5,919
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,624 $7,142 $5,550 $4,920
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,720 $5,482 $4,246 $4,527
State Farm $3,592 $4,291 $3,942 $3,942
Travelers $4,477 $4,608 $6,664 $4,810
USAA $2,219 $3,142 $3,746 $2,670

Find Cheap Carrollton, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carrollton, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Carrollton for less when you shop around and compare rates from multiple Carrollton, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carrollton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,183
GEICO $7,199
Liberty Mutual $5,550
Nationwide $6,064
Progressive $4,246
State Farm $3,942
Travelers $6,664
USAA $3,746

Winners by Category: Where to Buy Cheap Auto Insurance in Carrollton, KY

Compare rates from the cheapest auto insurance companies in Carrollton, KY for your needs. Take a look at how Carrollton, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carrollton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Carrollton, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Carrollton, KY auto insurance companies overall, you can compare them here. Find the best price for Carrollton, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Carrollton, Kentucky

Insurance Company Average Annual Rates
Allstate $6,307
GEICO $4,413
Liberty Mutual $5,559
Nationwide $4,647
Progressive $4,494
State Farm $3,942
Travelers $5,140
USAA $2,944

What affects Carrollton, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Carrollton, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Carrollton auto insurance rates.

Commute Times in Carrollton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carrollton, KY is 18.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Carrollton, KY

You can buy cheap Carrollton, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carrollton, Kentucky auto insurance quotes from top companies.

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