Buy Cheap Daytona Beach, FL Auto Insurance (2021)

Daytona Beach, FL auto insurance rates average $334 a month. Minimum auto insurance requirements in Daytona Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Daytona Beach, FL, compare Daytona Beach auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Daytona Beach, FL after a DUI are $4,797/year
  • The most expensive auto insurance company in Daytona Beach is Allstate
  • Average auto insurance rates in Daytona Beach, FL for teens drivers are $7,166/year

Finding affordable Daytona Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Daytona Beach, FL auto insurance with confidence is right here. Auto insurance rates in Daytona Beach are affected by local factors as well as personal ones like your driving record.

See how Daytona Beach, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Port St. Lucie auto insurance rates, and Tallahassee auto insurance rates before you read more about the cost of auto insurance in Daytona Beach.

Don’t buy Daytona Beach, FL auto insurance until you’ve compared rates. Get free Daytona Beach, Florida auto insurance quotes when you enter your ZIP code above.

Daytona Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Daytona Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Daytona Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Daytona Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Daytona Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Daytona Beach, FL. Take a look at Daytona Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Daytona Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,935 $5,675 $4,621
GEICO $4,762 $2,902 $2,191
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,282 $4,450 $3,710
State Farm $3,943 $2,591 $2,127
USAA $3,955 $1,944 $1,416

Buy Cheap Daytona Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Daytona Beach, Florida auto insurance rates? Find out how car insurance rates in Daytona Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Daytona Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,899 $3,766 $3,419 $3,493 $13,723 $15,037 $3,935 $4,012
GEICO $2,601 $2,615 $2,433 $2,433 $4,619 $5,802 $2,865 $2,914
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,232 $3,052 $2,788 $2,977 $9,032 $9,840 $3,882 $3,708
State Farm $1,818 $1,818 $1,650 $1,650 $5,271 $6,713 $2,020 $2,157
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

Buy Cheap Daytona Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Daytona Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Daytona Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Daytona Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,723 $15,037
GEICO $4,619 $5,802
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $9,032 $9,840
State Farm $5,271 $6,713
USAA $4,823 $5,602

Buy Cheap Daytona Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Daytona Beach, Florida by comparing Daytona Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Daytona Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Daytona Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,419 $3,493
GEICO $2,433 $2,433
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,788 $2,977
State Farm $1,650 $1,650
USAA $1,319 $1,307

Find Cheap Auto Insurance Rates in Daytona Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Daytona Beach, Florida auto insurance. Compare Daytona Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Daytona Beach, Florida

Insurance Company Low Medium High
Allstate $4,897 $6,754 $7,580
GEICO $2,680 $3,402 $3,772
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $4,021 $4,927 $5,494
State Farm $2,458 $2,959 $3,244
USAA $2,103 $2,526 $2,686

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Daytona Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Daytona Beach. Compare auto insurance rates in Daytona Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Daytona Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,227 $6,594
GEICO $3,269 $3,301
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,814 $4,814
State Farm $2,788 $2,986
USAA $2,411 $2,466

Find Cheap Daytona Beach, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Daytona Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Daytona Beach, FL to see how much where you live in Daytona Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Daytona Beach, Florida

ZIP Code Average Annual Rates
32114 $3,111
32117 $3,111
32118 $3,116
32119 $3,042
32124 $3,064

Find Cheap Daytona Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Daytona Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Daytona Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Daytona Beach.

Annual Daytona Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,522 $6,605 $7,375 $6,140
GEICO $2,304 $2,930 $4,337 $3,570
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,811 $5,613 $4,735 $5,097
State Farm $2,641 $3,133 $2,887 $2,887
USAA $1,908 $2,356 $3,487 $2,001

Find Cheap Daytona Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Daytona Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Daytona Beach for less when you shop around and compare rates from multiple Daytona Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Daytona Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,375
GEICO $4,337
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,735
State Farm $2,887
USAA $3,487

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Daytona Beach, FL

Compare rates from the cheapest auto insurance companies in Daytona Beach, FL for your needs. Take a look at how Daytona Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Daytona Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Daytona Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Daytona Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Daytona Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Daytona Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,410
GEICO $3,285
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,814
State Farm $2,887
USAA $2,438

What affects Daytona Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in Daytona Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Daytona Beach auto insurance rates.

Auto Theft in Daytona Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Daytona Beach, FL auto theft show a total of 224 vehicle thefts annually.

Commute Times in Daytona Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Daytona Beach, FL is 19.3 minutes according to City-Data.

Traffic in Daytona Beach

How is traffic in Daytona Beach, Florida? Inrix data shows that Daytona Beach, FL traffic makes it the 367th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Daytona Beach, FL

You can buy cheap Daytona Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Daytona Beach, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption