Buy Cheap Belen, NM Auto Insurance (2021)

Belen, NM auto insurance rates average $329 a month. Minimum auto insurance requirements in Belen, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Belen, NM, compare Belen auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Belen, NM for teens drivers are $7,667/year
  • The most expensive auto insurance company in Belen is Farmers
  • Average auto insurance rates in Belen, NM are $329/month

Finding affordable Belen, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Belen, NM auto insurance with confidence is right here. Auto insurance rates in Belen are affected by local factors as well as personal ones like your driving record.

See how Belen, NM car insurance rates compare to Rio Rancho auto insurance rates, Hobbs auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Belen.

Don’t buy Belen, NM auto insurance until you’ve compared rates. Get free Belen, New Mexico auto insurance quotes when you enter your ZIP code above.

Belen, NM Minimum Auto Insurance Requirements

The required auto insurance in Belen, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Belen, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Belen, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Belen, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Belen, NM. Take a look at Belen, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Belen, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $5,897 $4,882 $4,644
GEICO $5,759 $5,013 $4,638
Nationwide $5,014 $3,900 $3,380
Progressive $4,062 $3,599 $3,390
State Farm $3,691 $2,277 $1,803
USAA $3,168 $2,376 $2,062

Buy Cheap Belen, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Belen, New Mexico auto insurance rates? Find out how car insurance rates in Belen, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belen, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,856 $2,853 $2,554 $2,725 $11,643 $11,999 $3,200 $3,299
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,782 $2,828 $2,525 $2,649 $6,843 $8,630 $3,151 $3,376
Progressive $2,002 $1,953 $1,795 $1,812 $7,969 $8,979 $2,436 $2,526
State Farm $1,689 $1,689 $1,537 $1,537 $4,564 $5,738 $1,890 $2,077
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

Buy Cheap Belen, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Belen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Belen, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Belen, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $11,643 $11,999
GEICO $9,224 $12,627
Nationwide $6,843 $8,630
Progressive $7,969 $8,979
State Farm $4,564 $5,738
USAA $4,476 $5,054

Buy Cheap Belen, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Belen, New Mexico by comparing Belen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Belen, NM here.

Annual Auto Insurance Rates for Senior Drivers in Belen, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,554 $2,725
GEICO $3,007 $3,007
Nationwide $2,525 $2,649
Progressive $1,795 $1,812
State Farm $1,537 $1,537
USAA $1,593 $1,581

Find Cheap Auto Insurance Rates in Belen, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Belen, New Mexico auto insurance. Compare Belen, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belen, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $4,661 $5,087 $5,675
GEICO $4,774 $5,124 $5,512
Nationwide $4,029 $4,063 $4,202
Progressive $3,514 $3,684 $3,854
State Farm $2,350 $2,599 $2,822
USAA $2,348 $2,549 $2,709

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Find Cheap Belen, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Belen. Compare auto insurance rates in Belen, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Belen, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,462 $4,462
Farmers $5,141 $5,141
GEICO $5,057 $5,215
Nationwide $4,098 $4,098
Progressive $3,684 $3,684
State Farm $2,525 $2,656
USAA $2,460 $2,611

Find Cheap Belen, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Belen, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Belen, NM, take a look at the average cost for various violations versus rates for a clean driving record in Belen.

Annual Belen, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $4,351 $5,595 $5,464 $5,155
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $3,055 $4,302 $5,568 $3,466
Progressive $3,190 $4,337 $3,434 $3,775
State Farm $2,433 $2,643 $2,643 $2,643
USAA $1,877 $2,623 $3,452 $2,189

Find Cheap Belen, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Belen, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Belen for less when you shop around and compare rates from multiple Belen, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Belen, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $5,464
GEICO $9,625
Nationwide $5,568
Progressive $3,434
State Farm $2,643
USAA $3,452

Winners by Category: Where to Buy Cheap Auto Insurance in Belen, NM

Compare rates from the cheapest auto insurance companies in Belen, NM for your needs. Take a look at how Belen, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Belen, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Belen, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Belen, NM auto insurance companies overall, you can compare them here. Find the best price for Belen, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Belen, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $5,141
GEICO $5,136
Nationwide $4,098
Progressive $3,684
State Farm $2,590
USAA $2,535

What affects Belen, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Belen, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Belen auto insurance rates.

Auto Theft in Belen

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Belen, NM auto theft show a total of 33 vehicle thefts annually.

Commute Times in Belen

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Belen, NM is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Belen, NM

You can buy cheap Belen, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Belen, New Mexico auto insurance quotes from top companies.

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