Buy Cheap Alamogordo, NM Auto Insurance (2021)

Alamogordo, NM auto insurance rates average $246 a month. Minimum auto insurance requirements in Alamogordo, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Alamogordo, NM, compare Alamogordo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Alamogordo after a DUI is GEICO
  • Average auto insurance rates in Alamogordo, NM after a DUI are $3,780/year
  • Average auto insurance rates in Alamogordo, NM are $246/month

Finding affordable Alamogordo, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Alamogordo, NM auto insurance with confidence is right here. Auto insurance rates in Alamogordo are affected by local factors as well as personal ones like your driving record.

See how Alamogordo, NM car insurance rates compare to Las Cruces auto insurance rates, Roswell auto insurance rates, and Carlsbad auto insurance rates before you read more about the cost of auto insurance in Alamogordo.

Don’t buy Alamogordo, NM auto insurance until you’ve compared rates. Get free Alamogordo, New Mexico auto insurance quotes when you enter your ZIP code above.

Alamogordo, NM Minimum Auto Insurance Requirements

The required auto insurance in Alamogordo, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Alamogordo, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Alamogordo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Alamogordo, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alamogordo, NM. Take a look at Alamogordo, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alamogordo, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,193 $3,470 $3,300
GEICO $4,357 $3,795 $3,512
Nationwide $3,495 $2,720 $2,363
Progressive $2,669 $2,374 $2,242
State Farm $2,835 $1,749 $1,385
USAA $2,413 $1,817 $1,580

Buy Cheap Alamogordo, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alamogordo, New Mexico auto insurance rates? Find out how car insurance rates in Alamogordo, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alamogordo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,043 $2,035 $1,830 $1,951 $8,240 $8,466 $2,297 $2,372
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $1,974 $2,006 $1,799 $1,885 $4,704 $5,912 $2,222 $2,374
Progressive $1,333 $1,296 $1,209 $1,217 $5,237 $5,878 $1,602 $1,656
State Farm $1,295 $1,295 $1,178 $1,178 $3,514 $4,409 $1,448 $1,600
USAA $1,312 $1,300 $1,260 $1,253 $3,322 $3,737 $1,602 $1,706

Buy Cheap Alamogordo, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alamogordo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alamogordo, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alamogordo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,240 $8,466
GEICO $7,018 $9,580
Nationwide $4,704 $5,912
Progressive $5,237 $5,878
State Farm $3,514 $4,409
USAA $3,322 $3,737

Buy Cheap Alamogordo, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Alamogordo, New Mexico by comparing Alamogordo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alamogordo, NM here.

Annual Auto Insurance Rates for Senior Drivers in Alamogordo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,830 $1,951
GEICO $2,269 $2,269
Nationwide $1,799 $1,885
Progressive $1,209 $1,217
State Farm $1,178 $1,178
USAA $1,260 $1,253

Find Cheap Auto Insurance Rates in Alamogordo, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alamogordo, New Mexico auto insurance. Compare Alamogordo, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alamogordo, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,338 $3,622 $4,002
GEICO $3,606 $3,879 $4,179
Nationwide $2,801 $2,830 $2,947
Progressive $2,314 $2,426 $2,545
State Farm $1,812 $1,996 $2,161
USAA $1,786 $1,946 $2,078

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Find Cheap Alamogordo, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alamogordo. Compare auto insurance rates in Alamogordo, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alamogordo, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,654 $3,654
GEICO $3,828 $3,948
Nationwide $2,859 $2,859
Progressive $2,428 $2,428
State Farm $1,940 $2,039
USAA $1,879 $1,994

Find Cheap Alamogordo, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Alamogordo, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alamogordo, NM, take a look at the average cost for various violations versus rates for a clean driving record in Alamogordo.

Annual Alamogordo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,088 $3,975 $3,882 $3,672
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,153 $3,001 $3,854 $2,431
Progressive $2,110 $2,854 $2,269 $2,481
State Farm $1,868 $2,030 $2,030 $2,030
USAA $1,435 $1,994 $2,648 $1,669

Find Cheap Alamogordo, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alamogordo, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Alamogordo for less when you shop around and compare rates from multiple Alamogordo, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alamogordo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $3,882
GEICO $7,283
Nationwide $3,854
Progressive $2,269
State Farm $2,030
USAA $2,648

Winners by Category: Where to Buy Cheap Auto Insurance in Alamogordo, NM

Compare rates from the cheapest auto insurance companies in Alamogordo, NM for your needs. Take a look at how Alamogordo, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alamogordo, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Alamogordo, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Alamogordo, NM auto insurance companies overall, you can compare them here. Find the best price for Alamogordo, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Alamogordo, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,654
GEICO $3,888
Nationwide $2,859
Progressive $2,428
State Farm $1,990
USAA $1,937

What affects Alamogordo, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Alamogordo, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Alamogordo auto insurance rates.

Auto Theft in Alamogordo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Alamogordo, NM auto theft show a total of 75 vehicle thefts annually.

Commute Times in Alamogordo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alamogordo, NM is 16.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Alamogordo, NM

You can buy cheap Alamogordo, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alamogordo, New Mexico auto insurance quotes from top companies.

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