Buy Cheap Westminster, MD Auto Insurance (2022)

Westminster, MD auto insurance rates average $359 a month. Minimum auto insurance requirements in Westminster, Maryland are 30/60/15 to comply with Maryland laws. To buy cheap auto insurance in Westminster, MD, compare Westminster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Westminster, MD are $359/month
  • Average auto insurance rates in Westminster, MD for teens drivers are $7,523/year
  • The most expensive auto insurance company in Westminster is Liberty Mutual

Finding affordable Westminster, Maryland auto insurance can be challenging, but everything you need to know to buy cheap Westminster, MD auto insurance with confidence is right here. Auto insurance rates in Westminster are affected by local factors as well as personal ones like your driving record.

See how Westminster, MD car insurance rates compare to College Park auto insurance rates, Bowie auto insurance rates, and Laurel auto insurance rates before you read more about the cost of auto insurance in Westminster.

Don’t buy Westminster, MD auto insurance until you’ve compared rates. Get free Westminster, Maryland auto insurance quotes when you enter your ZIP code above.

Westminster, MD Minimum Auto Insurance Requirements

The required auto insurance in Westminster, MD is 30/60/15 according to the auto insurance laws in Maryland. The minimum auto insurance in Westminster, Maryland is outlined here.

Minimum Required Auto Insurance Coverage in Westminster, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Westminster, MD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westminster, MD. Take a look at Westminster, Maryland auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westminster, Maryland

Insurance Company Poor Fair Good
Allstate $6,624 $4,622 $4,092
GEICO $4,389 $3,635 $3,591
Liberty Mutual $11,979 $7,707 $5,426
Nationwide $3,211 $2,284 $2,068
Progressive $4,895 $3,683 $3,090
State Farm $5,701 $3,378 $2,603
USAA $3,347 $2,303 $1,900

Buy Cheap Westminster, MD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westminster, Maryland auto insurance rates? Find out how car insurance rates in Westminster, MD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westminster, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,397 $3,266 $3,236 $3,320 $9,899 $11,594 $3,071 $3,118
GEICO $2,412 $2,639 $2,746 $3,168 $7,352 $8,413 $2,063 $2,182
Liberty Mutual $5,998 $5,998 $5,929 $5,929 $11,683 $17,335 $5,998 $8,093
Nationwide $1,734 $1,740 $1,571 $1,616 $4,044 $5,301 $2,004 $2,158
Progressive $2,309 $2,082 $2,015 $2,058 $8,275 $9,048 $2,691 $2,634
State Farm $2,300 $2,300 $2,117 $2,117 $7,373 $9,462 $2,572 $2,909
USAA $1,807 $1,772 $1,692 $1,682 $4,039 $4,760 $2,072 $2,307

Buy Cheap Westminster, MD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westminster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westminster, MD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westminster, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,899 $11,594
GEICO $7,352 $8,413
Liberty Mutual $11,683 $17,335
Nationwide $4,044 $5,301
Progressive $8,275 $9,048
State Farm $7,373 $9,462
USAA $4,039 $4,760

Buy Cheap Westminster, MD Auto Insurance for Seniors

You can save on senior auto insurance rates in Westminster, Maryland by comparing Westminster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westminster, MD here.

Annual Auto Insurance Rates for Senior Drivers in Westminster, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,320
GEICO $2,746 $3,168
Liberty Mutual $5,929 $5,929
Nationwide $1,571 $1,616
Progressive $2,015 $2,058
State Farm $2,117 $2,117
USAA $1,692 $1,682

Find Cheap Auto Insurance Rates in Westminster, MD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westminster, Maryland auto insurance. Compare Westminster, MD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westminster, Maryland

Insurance Company Low Medium High
Allstate $5,002 $5,086 $5,249
GEICO $3,739 $3,850 $4,026
Liberty Mutual $8,133 $8,350 $8,628
Nationwide $2,418 $2,528 $2,617
Progressive $3,716 $3,891 $4,060
State Farm $3,686 $3,906 $4,089
USAA $2,390 $2,525 $2,634

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Find Cheap Westminster, MD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westminster. Compare auto insurance rates in Westminster, MD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westminster, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,040 $5,185
GEICO $3,808 $3,935
Liberty Mutual $8,146 $8,595
Nationwide $2,521 $2,521
Progressive $3,889 $3,889
State Farm $3,795 $3,993
USAA $2,440 $2,593

Find Cheap Westminster, MD Auto Insurance Rates by ZIP Code

Auto insurance rates in Westminster, Maryland can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Westminster, MD to see how much where you live in Westminster affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Westminster, Maryland

ZIP Code Average Annual Rates
21157 $3,736
21158 $3,621

Find Cheap Westminster, MD Auto Insurance Rates by Driving Record

Auto insurance rates in Westminster, Maryland are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westminster, MD, take a look at the average cost for various violations versus rates for a clean driving record in Westminster.

Annual Westminster, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $6,016 $4,522 $5,390
GEICO $2,740 $4,276 $5,219 $3,253
Liberty Mutual $6,035 $7,940 $11,892 $7,615
Nationwide $2,222 $2,972 $2,375 $2,515
Progressive $3,321 $4,399 $4,020 $3,816
State Farm $3,487 $4,391 $3,848 $3,848
USAA $1,979 $2,431 $3,526 $2,129

Find Cheap Westminster, MD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westminster, Maryland is higher than for a clean driving record. You can buy auto insurance after a DUI in Westminster for less when you shop around and compare rates from multiple Westminster, MD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westminster, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,522
GEICO $5,219
Liberty Mutual $11,892
Nationwide $2,375
Progressive $4,020
State Farm $3,848
USAA $3,526

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Winners by Category: Where to Buy Cheap Auto Insurance in Westminster, MD

Compare rates from the cheapest auto insurance companies in Westminster, MD for your needs. Take a look at how Westminster, Maryland auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westminster, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Find Cheap Westminster, Maryland Auto Insurance Companies

If you’re looking for the cheapest Westminster, MD auto insurance companies overall, you can compare them here. Find the best price for Westminster, Maryland car insurance by company.

Average Annual Auto Insurance Rates by Company in Westminster, Maryland

Insurance Company Average Annual Rates
Allstate $5,113
GEICO $3,872
Liberty Mutual $8,371
Nationwide $2,521
Progressive $3,889
State Farm $3,894
USAA $2,516

What affects Westminster, Maryland auto insurance rates?

Local factors affect auto insurance rates in Westminster, MD, including traffic, theft statistics, and commute length. Take a look at the things that impact Westminster auto insurance rates.

Auto Theft in Westminster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Westminster, MD auto theft show a total of 23 vehicle thefts annually.

Commute Times in Westminster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westminster, MD is 31.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Westminster, MD

You can buy cheap Westminster, MD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westminster, Maryland auto insurance quotes from top companies.

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