Buy Cheap Benton, KY Auto Insurance (2022)

Benton, KY auto insurance rates average $336 a month. Minimum auto insurance requirements in Benton, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Benton, KY, compare Benton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Benton, KY are $336/month
  • The most expensive auto insurance company in Benton after a DUI is Travelers
  • The most expensive auto insurance company in Benton is Allstate

Finding affordable Benton, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Benton, KY auto insurance with confidence is right here. Auto insurance rates in Benton are affected by local factors as well as personal ones like your driving record.

See how Benton, KY car insurance rates compare to Richmond auto insurance rates, Hopkinsville auto insurance rates, and Independence auto insurance rates before you read more about the cost of auto insurance in Benton.

Don’t buy Benton, KY auto insurance until you’ve compared rates. Get free Benton, Kentucky auto insurance quotes when you enter your ZIP code above.

Benton, KY Minimum Auto Insurance Requirements

The required auto insurance in Benton, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Benton, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Benton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Benton, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Benton, KY. Take a look at Benton, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Benton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,025 $4,854 $4,060
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,394 $3,920 $3,106
Nationwide $4,672 $3,666 $3,197
Progressive $4,504 $3,908 $3,635
State Farm $4,573 $2,765 $2,159
Travelers $5,693 $4,813 $4,793
USAA $3,862 $2,154 $1,754

Buy Cheap Benton, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Benton, Kentucky auto insurance rates? Find out how car insurance rates in Benton, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,086 $3,069 $2,770 $2,957 $11,059 $12,426 $3,460 $3,676
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,528 $2,745 $2,158 $2,412 $9,748 $10,787 $2,647 $2,762
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,977 $1,892 $1,761 $1,779 $9,275 $10,479 $2,450 $2,512
State Farm $1,954 $1,954 $1,748 $1,748 $5,875 $7,415 $2,179 $2,449
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

Buy Cheap Benton, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Benton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Benton, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Benton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,059 $12,426
GEICO $6,168 $7,329
Liberty Mutual $9,748 $10,787
Nationwide $6,037 $7,550
Progressive $9,275 $10,479
State Farm $5,875 $7,415
Travelers $10,394 $16,625
USAA $4,521 $4,786

Buy Cheap Benton, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Benton, Kentucky by comparing Benton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Benton, KY here.

Annual Auto Insurance Rates for Senior Drivers in Benton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,770 $2,957
GEICO $3,218 $2,914
Liberty Mutual $2,158 $2,412
Nationwide $2,519 $2,640
Progressive $1,761 $1,779
State Farm $1,748 $1,748
Travelers $2,161 $2,167
USAA $1,580 $1,623

Find Cheap Auto Insurance Rates in Benton, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Benton, Kentucky auto insurance. Compare Benton, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benton, Kentucky

Insurance Company Low Medium High
Allstate $4,992 $5,295 $5,652
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,268 $4,446 $4,706
Nationwide $3,908 $3,801 $3,826
Progressive $3,740 $3,974 $4,333
State Farm $2,991 $3,161 $3,345
Travelers $4,861 $5,126 $5,312
USAA $2,475 $2,584 $2,710

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Find Cheap Benton, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Benton. Compare auto insurance rates in Benton, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Benton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,313 $5,313
GEICO $3,750 $3,821
Liberty Mutual $4,473 $4,473
Nationwide $3,845 $3,845
Progressive $4,016 $4,016
State Farm $3,090 $3,241
Travelers $5,100 $5,100
USAA $2,492 $2,688

Find Cheap Benton, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Benton, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Benton, KY, take a look at the average cost for various violations versus rates for a clean driving record in Benton.

Annual Benton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,439 $5,744 $6,089 $4,979
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,746 $5,718 $4,458 $3,971
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,326 $4,896 $3,795 $4,044
State Farm $2,890 $3,441 $3,166 $3,166
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,957 $2,767 $3,284 $2,352

Find Cheap Benton, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Benton, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Benton for less when you shop around and compare rates from multiple Benton, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Benton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,089
GEICO $6,130
Liberty Mutual $4,458
Nationwide $4,997
Progressive $3,795
State Farm $3,166
Travelers $6,599
USAA $3,284

Winners by Category: Where to Buy Cheap Auto Insurance in Benton, KY

Compare rates from the cheapest auto insurance companies in Benton, KY for your needs. Take a look at how Benton, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Benton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Benton, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Benton, KY auto insurance companies overall, you can compare them here. Find the best price for Benton, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Benton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,313
GEICO $3,785
Liberty Mutual $4,473
Nationwide $3,845
Progressive $4,016
State Farm $3,166
Travelers $5,100
USAA $2,590

What affects Benton, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Benton, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Benton auto insurance rates.

Commute Times in Benton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Benton, KY is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Benton, KY

You can buy cheap Benton, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Benton, Kentucky auto insurance quotes from top companies.

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