Buy Cheap West Liberty, WV Auto Insurance (2022)

West Liberty, WV auto insurance rates average $311 a month. Minimum auto insurance requirements in West Liberty, West Virginia are 25/50/25 to comply with West Virginia laws. To buy cheap auto insurance in West Liberty, WV, compare West Liberty auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in West Liberty, WV for teens drivers are $7,458/year
  • Average auto insurance rates in West Liberty, WV are $311/month
  • The most expensive auto insurance company in West Liberty is Liberty Mutual

Finding affordable West Liberty, West Virginia auto insurance can be challenging, but everything you need to know to buy cheap West Liberty, WV auto insurance with confidence is right here. Auto insurance rates in West Liberty are affected by local factors as well as personal ones like your driving record.

See how West Liberty, WV car insurance rates compare to Vienna auto insurance rates, Martinsburg auto insurance rates, and Clarksburg auto insurance rates before you read more about the cost of auto insurance in West Liberty.

Don’t buy West Liberty, WV auto insurance until you’ve compared rates. Get free West Liberty, West Virginia auto insurance quotes when you enter your ZIP code above.

West Liberty, WV Minimum Auto Insurance Requirements

The required auto insurance in West Liberty, WV is 25/50/25 according to the auto insurance laws in West Virginia. The minimum auto insurance in West Liberty, West Virginia is outlined here.

Minimum Required Auto Insurance Coverage in West Liberty, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap West Liberty, WV Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Liberty, WV. Take a look at West Liberty, West Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Liberty, West Virginia

Insurance Company Poor Fair Good
Allstate $5,363 $4,257 $3,639
GEICO $4,014 $3,265 $2,709
Liberty Mutual $9,633 $5,925 $4,654
Nationwide $3,429 $2,896 $2,712
Progressive $4,043 $3,530 $3,284
State Farm $3,212 $1,957 $1,537
USAA $4,074 $2,364 $1,899

Buy Cheap West Liberty, WV Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Liberty, West Virginia auto insurance rates? Find out how car insurance rates in West Liberty, WV are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Liberty, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,691 $2,505 $2,410 $2,416 $9,483 $9,894 $2,976 $2,982
GEICO $2,361 $2,327 $2,243 $2,174 $5,849 $7,051 $2,267 $2,363
Liberty Mutual $3,817 $4,150 $3,072 $3,752 $14,491 $16,373 $3,927 $4,316
Nationwide $1,997 $2,027 $1,819 $1,906 $5,159 $6,526 $2,252 $2,410
Progressive $1,882 $1,810 $1,747 $1,743 $8,108 $9,108 $2,246 $2,309
State Farm $1,615 $1,615 $1,457 $1,457 $3,634 $4,691 $1,908 $1,507
USAA $1,640 $1,615 $1,534 $1,541 $5,482 $6,038 $2,115 $2,267

Buy Cheap West Liberty, WV Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Liberty can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Liberty, WV are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Liberty, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,483 $9,894
GEICO $5,849 $7,051
Liberty Mutual $14,491 $16,373
Nationwide $5,159 $6,526
Progressive $8,108 $9,108
State Farm $3,634 $4,691
USAA $5,482 $6,038

Buy Cheap West Liberty, WV Auto Insurance for Seniors

You can save on senior auto insurance rates in West Liberty, West Virginia by comparing West Liberty senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Liberty, WV here.

Annual Auto Insurance Rates for Senior Drivers in West Liberty, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,416
GEICO $2,243 $2,174
Liberty Mutual $3,072 $3,752
Nationwide $1,819 $1,906
Progressive $1,747 $1,743
State Farm $1,457 $1,457
USAA $1,534 $1,541

Find Cheap Auto Insurance Rates in West Liberty, WV by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Liberty, West Virginia auto insurance. Compare West Liberty, WV auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Liberty, West Virginia

Insurance Company Low Medium High
Allstate $4,269 $4,413 $4,577
GEICO $3,111 $3,339 $3,538
Liberty Mutual $6,358 $6,720 $7,134
Nationwide $2,927 $3,002 $3,108
Progressive $3,456 $3,576 $3,826
State Farm $2,097 $2,229 $2,380
USAA $2,666 $2,774 $2,897

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Find Cheap West Liberty, WV Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Liberty. Compare auto insurance rates in West Liberty, WV by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Liberty, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,420 $4,420
GEICO $3,293 $3,366
Liberty Mutual $6,737 $6,737
Nationwide $3,012 $3,012
Progressive $3,619 $3,619
State Farm $2,176 $2,295
USAA $2,747 $2,811

Find Cheap West Liberty, WV Auto Insurance Rates by Driving Record

Auto insurance rates in West Liberty, West Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Liberty, WV, take a look at the average cost for various violations versus rates for a clean driving record in West Liberty.

Annual West Liberty, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,748 $4,426 $5,263 $4,243
GEICO $2,066 $3,316 $5,718 $2,217
Liberty Mutual $5,512 $6,983 $7,718 $6,737
Nationwide $2,409 $3,216 $3,745 $2,679
Progressive $3,081 $4,118 $3,671 $3,605
State Farm $2,050 $2,420 $2,235 $2,235
USAA $2,183 $2,589 $3,678 $2,666

Find Cheap West Liberty, WV Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Liberty, West Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in West Liberty for less when you shop around and compare rates from multiple West Liberty, WV auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Liberty, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,263
GEICO $5,718
Liberty Mutual $7,718
Nationwide $3,745
Progressive $3,671
State Farm $2,235
USAA $3,678

Winners by Category: Where to Buy Cheap Auto Insurance in West Liberty, WV

Compare rates from the cheapest auto insurance companies in West Liberty, WV for your needs. Take a look at how West Liberty, West Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Liberty, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap West Liberty, West Virginia Auto Insurance Companies

If you’re looking for the cheapest West Liberty, WV auto insurance companies overall, you can compare them here. Find the best price for West Liberty, West Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in West Liberty, West Virginia

Insurance Company Average Annual Rates
Allstate $4,420
GEICO $3,329
Liberty Mutual $6,737
Nationwide $3,012
Progressive $3,619
State Farm $2,235
USAA $2,779

What affects West Liberty, West Virginia auto insurance rates?

Local factors affect auto insurance rates in West Liberty, WV, including traffic, theft statistics, and commute length. Take a look at the things that impact West Liberty auto insurance rates.

Commute Times in West Liberty

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Liberty, WV is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in West Liberty, WV

You can buy cheap West Liberty, WV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Liberty, West Virginia auto insurance quotes from top companies.

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