Buy Cheap West Alton, MO Auto Insurance (2021)

West Alton, MO auto insurance rates average $302 a month. Minimum auto insurance requirements in West Alton, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in West Alton, MO, compare West Alton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in West Alton is Farmers
  • Average auto insurance rates in West Alton, MO are $302/month
  • Average auto insurance rates in West Alton, MO for teens drivers are $7,293/year

Finding affordable West Alton, Missouri auto insurance can be challenging, but everything you need to know to buy cheap West Alton, MO auto insurance with confidence is right here. Auto insurance rates in West Alton are affected by local factors as well as personal ones like your driving record.

See how West Alton, MO car insurance rates compare to St. Louis auto insurance rates, Independence auto insurance rates, and St. Joseph auto insurance rates before you read more about the cost of auto insurance in West Alton.

Don’t buy West Alton, MO auto insurance until you’ve compared rates. Get free West Alton, Missouri auto insurance quotes when you enter your ZIP code above.

West Alton, MO Minimum Auto Insurance Requirements

The required auto insurance in West Alton, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in West Alton, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in West Alton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap West Alton, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Alton, MO. Take a look at West Alton, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Alton, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,721 $3,319 $2,795
Farmers $6,053 $5,051 $4,802
GEICO $4,076 $2,655 $2,123
Liberty Mutual $7,016 $4,286 $3,367
Nationwide $2,906 $2,413 $2,094
Progressive $4,604 $3,843 $3,555
State Farm $3,742 $2,341 $1,872
USAA $4,433 $2,074 $1,489

Buy Cheap West Alton, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Alton, Missouri auto insurance rates? Find out how car insurance rates in West Alton, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Alton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,345 $2,345 $2,090 $2,090 $6,499 $8,443 $2,345 $2,736
Farmers $2,870 $2,858 $2,557 $2,733 $12,210 $12,591 $3,247 $3,349
GEICO $1,893 $2,133 $1,461 $1,923 $6,243 $6,567 $1,702 $1,688
Liberty Mutual $2,910 $3,155 $2,414 $2,712 $10,272 $11,400 $3,039 $3,217
Nationwide $1,620 $1,648 $1,454 $1,533 $4,241 $5,404 $1,862 $2,006
Progressive $2,359 $2,167 $1,939 $1,994 $8,328 $9,357 $2,887 $2,975
State Farm $1,602 $1,602 $1,457 $1,457 $4,967 $6,230 $1,812 $2,084
USAA $1,620 $1,602 $1,467 $1,486 $4,911 $5,994 $2,011 $2,232

Buy Cheap West Alton, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Alton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Alton, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Alton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $6,499 $8,443
Farmers $12,210 $12,591
GEICO $6,243 $6,567
Liberty Mutual $10,272 $11,400
Nationwide $4,241 $5,404
Progressive $8,328 $9,357
State Farm $4,967 $6,230
USAA $4,911 $5,994

Buy Cheap West Alton, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in West Alton, Missouri by comparing West Alton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Alton, MO here.

Annual Auto Insurance Rates for Senior Drivers in West Alton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $2,090 $2,090
Farmers $2,557 $2,733
GEICO $1,461 $1,923
Liberty Mutual $2,414 $2,712
Nationwide $1,454 $1,533
Progressive $1,939 $1,994
State Farm $1,457 $1,457
USAA $1,467 $1,486

Find Cheap Auto Insurance Rates in West Alton, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Alton, Missouri auto insurance. Compare West Alton, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Alton, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,497 $3,725 $3,613
Farmers $4,886 $5,238 $5,782
GEICO $2,735 $2,985 $3,133
Liberty Mutual $4,549 $4,916 $5,204
Nationwide $2,318 $2,496 $2,599
Progressive $3,570 $4,007 $4,425
State Farm $2,459 $2,664 $2,831
USAA $2,548 $2,657 $2,791

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Find Cheap West Alton, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Alton. Compare auto insurance rates in West Alton, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Alton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,576 $3,647
Farmers $5,302 $5,302
GEICO $2,901 $3,001
Liberty Mutual $4,890 $4,890
Nationwide $2,471 $2,471
Progressive $4,001 $4,001
State Farm $2,585 $2,717
USAA $2,571 $2,760

Find Cheap West Alton, MO Auto Insurance Rates by Driving Record

Auto insurance rates in West Alton, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Alton, MO, take a look at the average cost for various violations versus rates for a clean driving record in West Alton.

Annual West Alton, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,695 $3,881 $4,786 $3,084
Farmers $4,581 $5,718 $5,590 $5,319
GEICO $2,233 $2,998 $4,129 $2,445
Liberty Mutual $3,537 $5,109 $5,247 $5,666
Nationwide $1,918 $2,493 $3,364 $2,109
Progressive $3,404 $4,712 $3,823 $4,063
State Farm $2,414 $2,889 $2,651 $2,651
USAA $2,117 $2,592 $3,627 $2,325

Find Cheap West Alton, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Alton, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in West Alton for less when you shop around and compare rates from multiple West Alton, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Alton, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
American Family $4,786
Farmers $5,590
GEICO $4,129
Liberty Mutual $5,247
Nationwide $3,364
Progressive $3,823
State Farm $2,651
USAA $3,627

Winners by Category: Where to Buy Cheap Auto Insurance in West Alton, MO

Compare rates from the cheapest auto insurance companies in West Alton, MO for your needs. Take a look at how West Alton, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Alton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap West Alton, Missouri Auto Insurance Companies

If you’re looking for the cheapest West Alton, MO auto insurance companies overall, you can compare them here. Find the best price for West Alton, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in West Alton, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,612
Farmers $5,302
GEICO $2,951
Liberty Mutual $4,890
Nationwide $2,471
Progressive $4,001
State Farm $2,651
USAA $2,665

What affects West Alton, Missouri auto insurance rates?

Local factors affect auto insurance rates in West Alton, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact West Alton auto insurance rates.

Commute Times in West Alton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Alton, MO is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in West Alton, MO

You can buy cheap West Alton, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Alton, Missouri auto insurance quotes from top companies.

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