Buy Cheap Warsaw, IN Auto Insurance (2021)

Warsaw, IN auto insurance rates average $260 a month. Minimum auto insurance requirements in Warsaw, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Warsaw, IN, compare Warsaw auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Warsaw, IN for teens drivers are $6,110/year
  • The most expensive auto insurance company in Warsaw is Liberty Mutual
  • The most expensive auto insurance company in Warsaw after a DUI is Liberty Mutual

Finding affordable Warsaw, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Warsaw, IN auto insurance with confidence is right here. Auto insurance rates in Warsaw are affected by local factors as well as personal ones like your driving record.

See how Warsaw, IN car insurance rates compare to Fort Wayne auto insurance rates, Hammond auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Warsaw.

Don’t buy Warsaw, IN auto insurance until you’ve compared rates. Get free Warsaw, Indiana auto insurance quotes when you enter your ZIP code above.

Warsaw, IN Minimum Auto Insurance Requirements

The required auto insurance in Warsaw, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Warsaw, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Warsaw, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Warsaw, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Warsaw, IN. Take a look at Warsaw, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Warsaw, Indiana

Insurance Company Poor Fair Good
Allstate $4,424 $3,290 $2,994
American Family $4,594 $2,986 $2,501
Farmers $4,194 $3,419 $3,167
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,010 $2,544 $2,379
Progressive $3,970 $3,512 $3,310
State Farm $3,100 $1,850 $1,434
Travelers $3,520 $2,984 $2,981
USAA $2,130 $1,401 $1,199

Buy Cheap Warsaw, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Warsaw, Indiana auto insurance rates? Find out how car insurance rates in Warsaw, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warsaw, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,230 $2,287 $1,958 $2,145 $6,723 $8,490 $2,264 $2,458
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,633 $1,612 $1,396 $1,567 $8,744 $9,320 $2,150 $2,326
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,544 $1,460 $1,399 $1,409 $8,982 $10,091 $1,929 $1,965
State Farm $1,315 $1,315 $1,170 $1,170 $3,935 $5,051 $1,454 $1,614
Travelers $1,145 $1,165 $1,074 $1,074 $7,064 $11,160 $1,211 $1,401
USAA $1,014 $1,002 $938 $952 $2,757 $3,098 $1,374 $1,479

Buy Cheap Warsaw, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Warsaw can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Warsaw, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Warsaw, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,723 $8,490
American Family $5,778 $8,378
Farmers $8,744 $9,320
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,739 $6,162
Progressive $8,982 $10,091
State Farm $3,935 $5,051
Travelers $7,064 $11,160
USAA $2,757 $3,098

Buy Cheap Warsaw, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Warsaw, Indiana by comparing Warsaw senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Warsaw, IN here.

Annual Auto Insurance Rates for Senior Drivers in Warsaw, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,958 $2,145
American Family $1,897 $1,897
Farmers $1,396 $1,567
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,428 $1,526
Progressive $1,399 $1,409
State Farm $1,170 $1,170
Travelers $1,074 $1,074
USAA $938 $952

Find Cheap Auto Insurance Rates in Warsaw, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Warsaw, Indiana auto insurance. Compare Warsaw, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warsaw, Indiana

Insurance Company Low Medium High
Allstate $3,393 $3,556 $3,759
American Family $3,333 $3,473 $3,277
Farmers $3,469 $3,587 $3,725
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,690 $2,623 $2,619
Progressive $3,396 $3,540 $3,856
State Farm $2,026 $2,127 $2,231
Travelers $3,100 $3,191 $3,194
USAA $1,523 $1,573 $1,634

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Find Cheap Warsaw, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Warsaw. Compare auto insurance rates in Warsaw, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Warsaw, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,569 $3,569
American Family $3,320 $3,401
Farmers $3,594 $3,594
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,644 $2,644
Progressive $3,597 $3,597
State Farm $2,067 $2,189
Travelers $3,162 $3,162
USAA $1,556 $1,598

Find Cheap Warsaw, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Warsaw, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Warsaw, IN to see how much where you live in Warsaw affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Warsaw, Indiana

ZIP Code Average Annual Rates
46580 $3,055
46582 $3,045

Find Cheap Warsaw, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Warsaw, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Warsaw, IN, take a look at the average cost for various violations versus rates for a clean driving record in Warsaw.

Annual Warsaw, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,863 $4,185 $3,845 $3,385
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,214 $3,750 $3,861 $3,549
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,701 $4,719 $3,220 $3,750
State Farm $2,079 $2,276 $2,079 $2,079
Travelers $2,686 $3,319 $3,760 $2,881
USAA $1,195 $1,692 $1,939 $1,480

Find Cheap Warsaw, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Warsaw, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Warsaw for less when you shop around and compare rates from multiple Warsaw, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Warsaw, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,845
American Family $4,670
Farmers $3,861
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,811
Progressive $3,220
State Farm $2,079
Travelers $3,760
USAA $1,939

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Winners by Category: Where to Buy Cheap Auto Insurance in Warsaw, IN

Compare rates from the cheapest auto insurance companies in Warsaw, IN for your needs. Take a look at how Warsaw, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Warsaw, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Warsaw, Indiana Auto Insurance Companies

If you’re looking for the cheapest Warsaw, IN auto insurance companies overall, you can compare them here. Find the best price for Warsaw, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Warsaw, Indiana

Insurance Company Average Annual Rates
Allstate $3,569
American Family $3,361
Farmers $3,594
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,644
Progressive $3,597
State Farm $2,128
Travelers $3,162
USAA $1,577

What affects Warsaw, Indiana auto insurance rates?

Local factors affect auto insurance rates in Warsaw, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Warsaw auto insurance rates.

Commute Times in Warsaw

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Warsaw, IN is 13.9 minutes according to City-Data.

Traffic in Warsaw

How is traffic in Warsaw, Indiana? Inrix data shows that Warsaw, IN traffic makes it the 40th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Warsaw, IN

You can buy cheap Warsaw, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Warsaw, Indiana auto insurance quotes from top companies.

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