Buy Cheap Terre Haute, IN Auto Insurance (2021)

Terre Haute, IN auto insurance rates average $286 a month. Minimum auto insurance requirements in Terre Haute, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Terre Haute, IN, compare Terre Haute auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Terre Haute, IN for teens drivers are $6,737/year
  • The most expensive auto insurance company in Terre Haute after a DUI is Liberty Mutual
  • Average auto insurance rates in Terre Haute, IN after a DUI are $4,082/year

Finding affordable Terre Haute, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Terre Haute, IN auto insurance with confidence is right here. Auto insurance rates in Terre Haute are affected by local factors as well as personal ones like your driving record.

See how Terre Haute, IN car insurance rates compare to Bloomington auto insurance rates, Gary auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Terre Haute.

Don’t buy Terre Haute, IN auto insurance until you’ve compared rates. Get free Terre Haute, Indiana auto insurance quotes when you enter your ZIP code above.

Terre Haute, IN Minimum Auto Insurance Requirements

The required auto insurance in Terre Haute, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Terre Haute, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Terre Haute, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Terre Haute, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Terre Haute, IN. Take a look at Terre Haute, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Terre Haute, Indiana

Insurance Company Poor Fair Good
Allstate $5,171 $3,826 $3,478
American Family $5,114 $3,321 $2,781
Farmers $4,078 $3,326 $3,083
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,146 $2,657 $2,488
Progressive $4,359 $3,864 $3,644
State Farm $3,726 $2,221 $1,722
Travelers $3,903 $3,308 $3,307
USAA $2,248 $1,486 $1,274

Buy Cheap Terre Haute, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Terre Haute, Indiana auto insurance rates? Find out how car insurance rates in Terre Haute, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terre Haute, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,592 $2,662 $2,268 $2,488 $7,837 $9,898 $2,648 $2,874
American Family $2,345 $2,345 $2,105 $2,105 $6,443 $9,338 $2,345 $2,879
Farmers $1,570 $1,547 $1,344 $1,513 $8,551 $9,132 $2,074 $2,235
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,705 $1,744 $1,494 $1,597 $4,947 $6,436 $1,999 $2,189
Progressive $1,680 $1,587 $1,525 $1,534 $9,919 $11,156 $2,104 $2,140
State Farm $1,553 $1,553 $1,391 $1,391 $4,789 $6,136 $1,724 $1,913
Travelers $1,252 $1,274 $1,173 $1,174 $7,846 $12,477 $1,323 $1,529
USAA $1,062 $1,045 $989 $994 $2,975 $3,323 $1,434 $1,532

Buy Cheap Terre Haute, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Terre Haute can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Terre Haute, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Terre Haute, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,837 $9,898
American Family $6,443 $9,338
Farmers $8,551 $9,132
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,947 $6,436
Progressive $9,919 $11,156
State Farm $4,789 $6,136
Travelers $7,846 $12,477
USAA $2,975 $3,323

Buy Cheap Terre Haute, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Terre Haute, Indiana by comparing Terre Haute senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Terre Haute, IN here.

Annual Auto Insurance Rates for Senior Drivers in Terre Haute, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,268 $2,488
American Family $2,105 $2,105
Farmers $1,344 $1,513
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,494 $1,597
Progressive $1,525 $1,534
State Farm $1,391 $1,391
Travelers $1,173 $1,174
USAA $989 $994

Find Cheap Auto Insurance Rates in Terre Haute, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Terre Haute, Indiana auto insurance. Compare Terre Haute, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terre Haute, Indiana

Insurance Company Low Medium High
Allstate $3,948 $4,143 $4,384
American Family $3,696 $3,862 $3,657
Farmers $3,358 $3,488 $3,642
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,789 $2,743 $2,760
Progressive $3,711 $3,887 $4,269
State Farm $2,425 $2,556 $2,688
Travelers $3,420 $3,539 $3,559
USAA $1,609 $1,665 $1,734

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Find Cheap Terre Haute, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Terre Haute. Compare auto insurance rates in Terre Haute, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Terre Haute, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,158 $4,158
American Family $3,693 $3,784
Farmers $3,496 $3,496
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,764 $2,764
Progressive $3,956 $3,956
State Farm $2,483 $2,629
Travelers $3,506 $3,506
USAA $1,647 $1,691

Find Cheap Terre Haute, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Terre Haute, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Terre Haute, IN to see how much where you live in Terre Haute affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Terre Haute, Indiana

ZIP Code Average Annual Rates
47802 $3,396
47803 $3,321
47804 $3,350
47805 $3,365
47807 $3,305
47809 $3,327

Find Cheap Terre Haute, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Terre Haute, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Terre Haute, IN, take a look at the average cost for various violations versus rates for a clean driving record in Terre Haute.

Annual Terre Haute, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $4,879 $4,483 $3,943
American Family $2,576 $4,106 $5,202 $3,070
Farmers $3,132 $3,639 $3,758 $3,455
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,375 $3,065 $2,939 $2,676
Progressive $2,955 $5,217 $3,529 $4,121
State Farm $2,494 $2,742 $2,494 $2,494
Travelers $2,978 $3,679 $4,170 $3,197
USAA $1,260 $1,796 $2,061 $1,561

Find Cheap Terre Haute, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Terre Haute, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Terre Haute for less when you shop around and compare rates from multiple Terre Haute, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Terre Haute, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,483
American Family $5,202
Farmers $3,758
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,939
Progressive $3,529
State Farm $2,494
Travelers $4,170
USAA $2,061

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Winners by Category: Where to Buy Cheap Auto Insurance in Terre Haute, IN

Compare rates from the cheapest auto insurance companies in Terre Haute, IN for your needs. Take a look at how Terre Haute, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Terre Haute, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Terre Haute, Indiana Auto Insurance Companies

If you’re looking for the cheapest Terre Haute, IN auto insurance companies overall, you can compare them here. Find the best price for Terre Haute, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Terre Haute, Indiana

Insurance Company Average Annual Rates
Allstate $4,158
American Family $3,738
Farmers $3,496
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,764
Progressive $3,956
State Farm $2,556
Travelers $3,506
USAA $1,669

What affects Terre Haute, Indiana auto insurance rates?

Local factors affect auto insurance rates in Terre Haute, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Terre Haute auto insurance rates.

Commute Times in Terre Haute

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Terre Haute, IN is 22.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Terre Haute, IN

You can buy cheap Terre Haute, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Terre Haute, Indiana auto insurance quotes from top companies.

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