Buy Cheap Scranton, PA Auto Insurance (2022)

Scranton, PA auto insurance rates average $336 a month. Minimum auto insurance requirements in Scranton, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Scranton, PA, compare Scranton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Scranton, PA are $336/month
  • The most expensive auto insurance company in Scranton is Travelers
  • Average auto insurance rates in Scranton, PA after a DUI are $4,426/year

Finding affordable Scranton, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Scranton, PA auto insurance with confidence is right here. Auto insurance rates in Scranton are affected by local factors as well as personal ones like your driving record.

See how Scranton, PA car insurance rates compare to Harrisburg auto insurance rates, Scranton auto insurance rates, and Reading auto insurance rates before you read more about the cost of auto insurance in Scranton.

Don’t buy Scranton, PA auto insurance until you’ve compared rates. Get free Scranton, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Scranton, PA Minimum Auto Insurance Requirements

The required auto insurance in Scranton, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Scranton, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Scranton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Scranton, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Scranton, PA. Take a look at Scranton, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Scranton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,905 $3,654 $2,943
GEICO $3,806 $2,145 $1,657
Liberty Mutual $7,277 $5,221 $4,612
Nationwide $3,091 $2,544 $2,267
Progressive $5,992 $4,215 $3,384
State Farm $4,172 $2,588 $2,045
Travelers $9,039 $8,189 $7,735
USAA $2,206 $1,638 $1,450

Buy Cheap Scranton, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scranton, Pennsylvania auto insurance rates? Find out how car insurance rates in Scranton, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scranton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,398 $2,226 $2,226 $8,093 $8,093 $2,620 $2,620
GEICO $1,988 $1,720 $1,905 $1,650 $4,994 $4,332 $1,984 $1,717
Liberty Mutual $3,749 $3,749 $3,437 $3,437 $10,877 $10,877 $4,750 $4,750
Nationwide $1,796 $1,796 $1,706 $1,706 $5,022 $5,022 $2,012 $2,012
Progressive $2,819 $2,819 $2,521 $2,521 $9,210 $9,210 $3,572 $3,572
State Farm $1,766 $1,766 $1,571 $1,571 $6,445 $6,445 $1,956 $1,956
Travelers $1,771 $1,771 $1,929 $1,929 $27,475 $27,475 $2,110 $2,110
USAA $1,128 $1,128 $1,022 $1,022 $3,417 $3,417 $1,492 $1,492

Buy Cheap Scranton, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scranton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scranton, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scranton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,093 $8,093
GEICO $4,994 $4,332
Liberty Mutual $10,877 $10,877
Nationwide $5,022 $5,022
Progressive $9,210 $9,210
State Farm $6,445 $6,445
Travelers $27,475 $27,475
USAA $3,417 $3,417

Buy Cheap Scranton, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Scranton, Pennsylvania by comparing Scranton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scranton, PA here.

Annual Auto Insurance Rates for Senior Drivers in Scranton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,226
GEICO $1,905 $1,650
Liberty Mutual $3,437 $3,437
Nationwide $1,706 $1,706
Progressive $2,521 $2,521
State Farm $1,571 $1,571
Travelers $1,929 $1,929
USAA $1,022 $1,022

Find Cheap Auto Insurance Rates in Scranton, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scranton, Pennsylvania auto insurance. Compare Scranton, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scranton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,639 $3,860 $4,003
GEICO $2,272 $2,564 $2,773
Liberty Mutual $5,415 $5,748 $5,948
Nationwide $2,602 $2,669 $2,632
Progressive $4,074 $4,564 $4,954
State Farm $2,713 $2,979 $3,112
Travelers $8,205 $8,356 $8,403
USAA $1,629 $1,782 $1,883

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Find Cheap Scranton, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scranton. Compare auto insurance rates in Scranton, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scranton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,756 $3,912
GEICO $2,497 $2,575
Liberty Mutual $5,558 $5,849
Nationwide $2,634 $2,634
Progressive $4,531 $4,531
State Farm $2,848 $3,021
Travelers $8,321 $8,321
USAA $1,714 $1,815

Find Cheap Scranton, PA Auto Insurance Rates by ZIP Code

Auto insurance rates in Scranton, Pennsylvania can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Scranton, PA to see how much where you live in Scranton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Scranton, Pennsylvania

ZIP Code Average Annual Rates
18503 $4,927
18504 $4,857
18505 $5,013
18508 $4,857
18509 $4,973
18510 $5,029
18515 $5,591

Find Cheap Scranton, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Scranton, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scranton, PA, take a look at the average cost for various violations versus rates for a clean driving record in Scranton.

Annual Scranton, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,669 $4,328 $3,669 $3,669
GEICO $1,862 $3,226 $2,492 $2,566
Liberty Mutual $5,182 $5,983 $5,824 $5,824
Nationwide $1,918 $2,551 $3,525 $2,543
Progressive $4,096 $5,694 $4,224 $4,108
State Farm $2,669 $3,200 $2,935 $2,935
Travelers $5,862 $8,386 $10,652 $8,386
USAA $1,420 $1,963 $2,090 $1,586

Find Cheap Scranton, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scranton, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Scranton for less when you shop around and compare rates from multiple Scranton, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scranton, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,669
GEICO $2,492
Liberty Mutual $5,824
Nationwide $3,525
Progressive $4,224
State Farm $2,935
Travelers $10,652
USAA $2,090

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Winners by Category: Where to Buy Cheap Auto Insurance in Scranton, PA

Compare rates from the cheapest auto insurance companies in Scranton, PA for your needs. Take a look at how Scranton, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scranton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Scranton, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Scranton, PA auto insurance companies overall, you can compare them here. Find the best price for Scranton, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Scranton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,834
GEICO $2,536
Liberty Mutual $5,703
Nationwide $2,634
Progressive $4,531
State Farm $2,935
Travelers $8,321
USAA $1,765

What affects Scranton, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Scranton, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Scranton auto insurance rates.

Commute Times in Scranton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Scranton, PA is 20.1 minutes according to City-Data.

Traffic in Scranton

How is traffic in Scranton, Pennsylvania? Inrix data shows that Scranton, PA traffic makes it the 974th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Scranton, PA

You can buy cheap Scranton, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scranton, Pennsylvania auto insurance quotes from top companies.

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