Buy Cheap Ruskin, FL Auto Insurance (2021)

Ruskin, FL auto insurance rates average $429 a month. Minimum auto insurance requirements in Ruskin, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Ruskin, FL, compare Ruskin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ruskin, FL for teens drivers are $9,263/year
  • The most expensive auto insurance company in Ruskin is Allstate
  • The most expensive auto insurance company in Ruskin after a DUI is Allstate

Finding affordable Ruskin, Florida auto insurance can be challenging, but everything you need to know to buy cheap Ruskin, FL auto insurance with confidence is right here. Auto insurance rates in Ruskin are affected by local factors as well as personal ones like your driving record.

See how Ruskin, FL car insurance rates compare to Hialeah auto insurance rates, Fort Lauderdale auto insurance rates, and Tallahassee auto insurance rates before you read more about the cost of auto insurance in Ruskin.

Don’t buy Ruskin, FL auto insurance until you’ve compared rates. Get free Ruskin, Florida auto insurance quotes when you enter your ZIP code above.

Ruskin, FL Minimum Auto Insurance Requirements

The required auto insurance in Ruskin, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Ruskin, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Ruskin, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ruskin, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ruskin, FL. Take a look at Ruskin, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ruskin, Florida

Insurance Company Poor Fair Good
Allstate $11,547 $7,327 $5,949
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

Buy Cheap Ruskin, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ruskin, Florida auto insurance rates? Find out how car insurance rates in Ruskin, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ruskin, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,918 $4,781 $4,352 $4,461 $17,902 $19,782 $4,948 $5,052
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Buy Cheap Ruskin, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ruskin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ruskin, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ruskin, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,902 $19,782
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Buy Cheap Ruskin, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ruskin, Florida by comparing Ruskin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ruskin, FL here.

Annual Auto Insurance Rates for Senior Drivers in Ruskin, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,461
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Find Cheap Auto Insurance Rates in Ruskin, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ruskin, Florida auto insurance. Compare Ruskin, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ruskin, Florida

Insurance Company Low Medium High
Allstate $6,009 $8,787 $10,028
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Find Cheap Ruskin, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ruskin. Compare auto insurance rates in Ruskin, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ruskin, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,036 $8,513
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

Find Cheap Ruskin, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Ruskin, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ruskin, FL, take a look at the average cost for various violations versus rates for a clean driving record in Ruskin.

Annual Ruskin, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,094 $8,524 $9,563 $7,917
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Find Cheap Ruskin, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ruskin, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Ruskin for less when you shop around and compare rates from multiple Ruskin, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ruskin, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,563
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

Winners by Category: Where to Buy Cheap Auto Insurance in Ruskin, FL

Compare rates from the cheapest auto insurance companies in Ruskin, FL for your needs. Take a look at how Ruskin, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ruskin, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Ruskin, Florida Auto Insurance Companies

If you’re looking for the cheapest Ruskin, FL auto insurance companies overall, you can compare them here. Find the best price for Ruskin, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Ruskin, Florida

Insurance Company Average Annual Rates
Allstate $8,275
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

What affects Ruskin, Florida auto insurance rates?

Local factors affect auto insurance rates in Ruskin, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ruskin auto insurance rates.

Commute Times in Ruskin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ruskin, FL is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ruskin, FL

You can buy cheap Ruskin, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ruskin, Florida auto insurance quotes from top companies.

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