Buy Cheap Paramus, NJ Auto Insurance (2022)

Paramus, NJ auto insurance rates average $465 a month. Minimum auto insurance requirements in Paramus, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Paramus, NJ, compare Paramus auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Paramus is State Farm
  • Average auto insurance rates in Paramus, NJ after a DUI are $6,647/year
  • Average auto insurance rates in Paramus, NJ for teens drivers are $10,350/year

Finding affordable Paramus, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Paramus, NJ auto insurance with confidence is right here. Auto insurance rates in Paramus are affected by local factors as well as personal ones like your driving record.

See how Paramus, NJ car insurance rates compare to Camden auto insurance rates, Newark auto insurance rates, and Paterson auto insurance rates before you read more about the cost of auto insurance in Paramus.

Don’t buy Paramus, NJ auto insurance until you’ve compared rates. Get free Paramus, New Jersey auto insurance quotes when you enter your ZIP code above.

Paramus, NJ Minimum Auto Insurance Requirements

The required auto insurance in Paramus, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Paramus, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Paramus, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Paramus, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paramus, NJ. Take a look at Paramus, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paramus, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $8,772 $6,850 $6,467
GEICO $4,837 $2,768 $1,998
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $11,582 $6,980 $5,438
Travelers $6,234 $4,544 $3,081

Buy Cheap Paramus, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paramus, New Jersey auto insurance rates? Find out how car insurance rates in Paramus, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paramus, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,589 $2,558 $2,546 $2,546 $4,780 $4,703 $3,004 $2,884
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,647 $4,647 $4,217 $4,217 $15,346 $19,691 $5,307 $5,930
Travelers $3,502 $3,384 $3,246 $3,267 $7,910 $8,911 $3,389 $3,347

Buy Cheap Paramus, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paramus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paramus, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paramus, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $13,705 $15,831
GEICO $4,780 $4,703
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $15,346 $19,691
Travelers $7,910 $8,911

Buy Cheap Paramus, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Paramus, New Jersey by comparing Paramus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paramus, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Paramus, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $4,504 $4,428
GEICO $2,546 $2,546
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,217 $4,217
Travelers $3,246 $3,267

Find Cheap Auto Insurance Rates in Paramus, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paramus, New Jersey auto insurance. Compare Paramus, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paramus, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $6,540 $7,321 $8,229
GEICO $2,830 $3,270 $3,504
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,414 $8,108 $8,478
Travelers $4,212 $4,619 $5,028

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Find Cheap Paramus, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paramus. Compare auto insurance rates in Paramus, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paramus, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $7,363 $7,363
GEICO $3,173 $3,229
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $7,792 $8,209
Travelers $4,620 $4,620

Find Cheap Paramus, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Paramus, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paramus, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Paramus.

Annual Paramus, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,484 $3,274 $4,563 $2,484
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,341 $7,917 $12,730 $7,012
Travelers $3,542 $5,290 $5,109 $4,538

Find Cheap Paramus, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paramus, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Paramus for less when you shop around and compare rates from multiple Paramus, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paramus, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,454
Farmers $7,866
GEICO $4,563
Liberty Mutual $6,019
Progressive $3,788
State Farm $12,730
Travelers $5,109

Winners by Category: Where to Buy Cheap Auto Insurance in Paramus, NJ

Compare rates from the cheapest auto insurance companies in Paramus, NJ for your needs. Take a look at how Paramus, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paramus, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Paramus, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Paramus, NJ auto insurance companies overall, you can compare them here. Find the best price for Paramus, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Paramus, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $7,363
GEICO $3,201
Liberty Mutual $6,138
Progressive $3,854
State Farm $8,000
Travelers $4,620

What affects Paramus, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Paramus, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Paramus auto insurance rates.

Commute Times in Paramus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paramus, NJ is 31.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Paramus, NJ

You can buy cheap Paramus, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paramus, New Jersey auto insurance quotes from top companies.

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