Buy Cheap Bradley, IL Auto Insurance in 2023
Bradley, IL auto insurance rates average $283 a month. Minimum auto insurance requirements in Bradley, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Bradley, IL, compare Bradley auto insurance quotes from top companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Bradley, IL for teens drivers are $6,569/year
- Average auto insurance rates in Bradley, IL are $283/month
- The most expensive auto insurance company in Bradley is Allstate
Finding affordable Bradley, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Bradley, IL auto insurance with confidence is right here. Auto insurance rates in Bradley are affected by local factors as well as personal ones like your driving record.
See how Bradley, IL car insurance rates compare to Aurora auto insurance rates, Champaign auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Bradley.
Don’t buy Bradley, IL auto insurance until you’ve compared rates. Get free Bradley, Illinois auto insurance quotes when you enter your ZIP code above.
Bradley, IL Minimum Auto Insurance Requirements
The required auto insurance in Bradley, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Bradley, Illinois is outlined here.
Minimum Required Auto Insurance Coverage in Bradley, Illinois
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Bradley, IL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Bradley, IL. Take a look at Bradley, Illinois auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Bradley, Illinois
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,330 | $5,292 | $4,637 |
| American Family | $4,764 | $3,254 | $2,756 |
| Farmers | $5,507 | $4,637 | $4,411 |
| Geico | $4,944 | $2,406 | $1,871 |
| Liberty Mutual | $3,230 | $2,020 | $1,608 |
| Nationwide | $3,938 | $3,182 | $2,781 |
| Progressive | $3,963 | $3,365 | $3,110 |
| State Farm | $3,374 | $2,026 | $1,574 |
| Travelers | $3,072 | $2,485 | $2,014 |
| USAA | $3,636 | $2,494 | $2,053 |
Buy Cheap Bradley, IL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Bradley, Illinois auto insurance rates? Find out how car insurance rates in Bradley, IL are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bradley, Illinois
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,665 | $3,683 | $3,835 | $3,835 | $9,533 | $12,326 | $4,398 | $4,747 |
| American Family | $2,218 | $2,218 | $2,036 | $2,036 | $6,363 | $8,778 | $2,218 | $2,865 |
| Farmers | $2,571 | $2,570 | $2,277 | $2,417 | $11,268 | $11,740 | $2,927 | $3,044 |
| Geico | $1,769 | $1,824 | $1,737 | $1,954 | $6,443 | $6,708 | $2,036 | $2,117 |
| Liberty Mutual | $1,406 | $1,517 | $1,172 | $1,311 | $4,678 | $5,201 | $1,464 | $1,539 |
| Nationwide | $2,082 | $2,115 | $1,851 | $1,959 | $5,839 | $7,484 | $2,437 | $2,638 |
| Progressive | $1,994 | $1,872 | $1,645 | $1,730 | $7,391 | $8,286 | $2,366 | $2,552 |
| State Farm | $1,441 | $1,441 | $1,299 | $1,299 | $4,240 | $5,371 | $1,631 | $1,874 |
| Travelers | $1,569 | $1,654 | $1,445 | $1,539 | $4,672 | $5,904 | $1,659 | $1,747 |
| USAA | $1,623 | $1,650 | $1,506 | $1,480 | $5,267 | $5,815 | $2,138 | $2,345 |
Buy Cheap Bradley, IL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Bradley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bradley, IL are listed here.
Annual Auto Insurance Rates for Teen Drivers in Bradley, Illinois
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,533 | $12,326 |
| American Family | $6,363 | $8,778 |
| Farmers | $11,268 | $11,740 |
| Geico | $6,443 | $6,708 |
| Liberty Mutual | $4,678 | $5,201 |
| Nationwide | $5,839 | $7,484 |
| Progressive | $7,391 | $8,286 |
| State Farm | $4,240 | $5,371 |
| Travelers | $4,672 | $5,904 |
| USAA | $5,267 | $5,815 |
Buy Cheap Bradley, IL Auto Insurance for Seniors
You can save on senior auto insurance rates in Bradley, Illinois by comparing Bradley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bradley, IL here.
Annual Auto Insurance Rates for Senior Drivers in Bradley, Illinois
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,835 | $3,835 |
| American Family | $2,036 | $2,036 |
| Farmers | $2,277 | $2,417 |
| Geico | $1,737 | $1,954 |
| Liberty Mutual | $1,172 | $1,311 |
| Nationwide | $1,851 | $1,959 |
| Progressive | $1,645 | $1,730 |
| State Farm | $1,299 | $1,299 |
| Travelers | $1,445 | $1,539 |
| USAA | $1,506 | $1,480 |
Find Cheap Auto Insurance Rates in Bradley, IL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Bradley, Illinois auto insurance. Compare Bradley, IL auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Bradley, Illinois
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,543 | $5,746 | $5,970 |
| American Family | $3,445 | $3,723 | $3,605 |
| Farmers | $4,596 | $4,729 | $5,230 |
| Geico | $2,768 | $3,057 | $3,396 |
| Liberty Mutual | $2,150 | $2,281 | $2,427 |
| Nationwide | $3,266 | $3,332 | $3,304 |
| Progressive | $3,149 | $3,462 | $3,827 |
| State Farm | $2,180 | $2,327 | $2,466 |
| Travelers | $2,353 | $2,520 | $2,698 |
| USAA | $2,557 | $2,725 | $2,901 |
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Find Cheap Bradley, IL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Bradley. Compare auto insurance rates in Bradley, IL by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Bradley, Illinois
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,753 | $5,753 |
| American Family | $3,546 | $3,637 |
| Farmers | $4,852 | $4,852 |
| Geico | $3,018 | $3,129 |
| Liberty Mutual | $2,286 | $2,286 |
| Nationwide | $3,301 | $3,301 |
| Progressive | $3,479 | $3,479 |
| State Farm | $2,265 | $2,384 |
| Travelers | $2,425 | $2,623 |
| USAA | $2,651 | $2,804 |
Find Cheap Bradley, IL Auto Insurance Rates by ZIP Code
Auto insurance rates in Bradley, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bradley, IL to see how much where you live in Bradley affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Bradley, Illinois
| ZIP Code | Average Annual Rates |
|---|---|
| 60901 | $3,422 |
| 60915 | $3,274 |
Find Cheap Bradley, IL Auto Insurance Rates by Driving Record
Auto insurance rates in Bradley, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bradley, IL, take a look at the average cost for various violations versus rates for a clean driving record in Bradley.
Annual Bradley, Illinois Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,087 | $7,017 | $6,511 | $5,397 |
| American Family | $2,639 | $3,755 | $4,980 | $2,992 |
| Farmers | $4,096 | $5,289 | $5,158 | $4,864 |
| Geico | $2,056 | $3,325 | $4,498 | $2,415 |
| Liberty Mutual | $1,904 | $2,704 | $2,374 | $2,161 |
| Nationwide | $2,658 | $3,443 | $4,048 | $3,053 |
| Progressive | $2,862 | $4,266 | $3,175 | $3,615 |
| State Farm | $2,116 | $2,533 | $2,324 | $2,324 |
| Travelers | $2,003 | $2,631 | $2,946 | $2,515 |
| USAA | $1,944 | $2,795 | $3,828 | $2,344 |
Find Cheap Bradley, IL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Bradley, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Bradley for less when you shop around and compare rates from multiple Bradley, IL auto insurance companies.
Annual Auto Insurance Rates After a DUI in Bradley, Illinois
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,511 |
| American Family | $4,980 |
| Farmers | $5,158 |
| Geico | $4,498 |
| Liberty Mutual | $2,374 |
| Nationwide | $4,048 |
| Progressive | $3,175 |
| State Farm | $2,324 |
| Travelers | $2,946 |
| USAA | $3,828 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Bradley, IL
Compare rates from the cheapest auto insurance companies in Bradley, IL for your needs. Take a look at how Bradley, Illinois auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Bradley, Illinois
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
Find Cheap Bradley, Illinois Auto Insurance Companies
If you’re looking for the cheapest Bradley, IL auto insurance companies overall, you can compare them here. Find the best price for Bradley, Illinois car insurance by company.
Average Annual Auto Insurance Rates by Company in Bradley, Illinois
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,753 |
| American Family | $3,591 |
| Farmers | $4,852 |
| Geico | $3,074 |
| Liberty Mutual | $2,286 |
| Nationwide | $3,301 |
| Progressive | $3,479 |
| State Farm | $2,324 |
| Travelers | $2,524 |
| USAA | $2,728 |
What affects Bradley, Illinois auto insurance rates?
Local factors affect auto insurance rates in Bradley, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bradley auto insurance rates.
Commute Times in Bradley
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bradley, IL is 23.4 minutes according to City-Data.
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Compare Auto Insurance Quotes in Bradley, IL
You can buy cheap Bradley, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bradley, Illinois auto insurance quotes from top companies.
Frequently Asked Questions
How can I buy cheap auto insurance in Bradley, IL?
To buy cheap auto insurance in Bradley, IL, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options. This allows you to find the best deal for your specific needs.
- Maintain a good driving record: Insurance companies often offer lower rates to drivers with clean driving histories and no recent accidents or traffic violations.
- Opt for higher deductibles: By choosing a higher deductible, you can lower your premium. However, keep in mind that you’ll need to pay this amount out of pocket if you file a claim.
- Bundle your policies: Consider combining your auto insurance policy with other types of insurance, such as homeowner’s or renter’s insurance, to take advantage of potential multi-policy discounts.
- Ask about discounts: Inquire with insurance providers about available discounts. These may include safe driver discounts, discounts for low mileage, or discounts for completing defensive driving courses.
What factors affect the cost of auto insurance in Bradley, IL?
Several factors can influence the cost of auto insurance in Bradley, IL, including:
- Age and driving experience: Younger, inexperienced drivers generally face higher insurance premiums compared to older, more seasoned drivers.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates. Expensive cars or vehicles with high theft rates often have higher premiums.
- Driving record: Insurance companies assess your driving history to determine risk. Traffic violations, accidents, and claims can lead to higher premiums.
- Coverage and deductibles: The type and level of coverage you choose, as well as the deductibles you opt for, will affect your premium. More comprehensive coverage and lower deductibles generally result in higher premiums.
- Location: Where you live and park your vehicle can impact insurance rates. Areas with higher crime rates or accident frequencies may lead to higher premiums.
- Credit score: In some states, including Illinois, insurance companies consider credit scores when determining rates. Maintaining a good credit score can help lower your premiums.
Are there any specific auto insurance requirements in Bradley, IL?
Yes, in Bradley, IL, drivers are required to carry liability insurance coverage. The minimum liability insurance limits mandated by the state are:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $20,000 for property damage per accident
These are the minimum requirements, but it’s generally recommended to consider higher coverage limits to adequately protect yourself in case of an accident.
Can I get auto insurance coverage if I have a bad driving record?
Yes, even if you have a bad driving record, you can still obtain auto insurance coverage in Bradley, IL. However, insurance companies may consider you a higher-risk driver and charge higher premiums. It’s crucial to shop around and compare quotes from different insurance providers to find the most affordable coverage options available to you.
Can I get discounts on auto insurance in Bradley, IL?
Yes, there are various discounts available that can help reduce the cost of auto insurance in Bradley, IL. Common discounts include:
- Good driver discount: This is often offered to drivers with a clean driving record and no recent accidents or violations.
- Multi-policy discount: If you have multiple insurance policies with the same provider, such as auto and homeowner’s insurance, you may qualify for a discount.
- Defensive driving discount: Completing a defensive driving course can make you eligible for a discount.
- Safety features discount: Vehicles equipped with safety features like anti-lock brakes, airbags, or anti-theft devices may qualify for discounts.
- Good student discount: Full-time students who maintain good grades can often receive a discount on their auto insurance.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.