Buy Cheap Idaho Falls, ID Auto Insurance (2022)

Idaho Falls, ID auto insurance rates average $247 a month. Minimum auto insurance requirements in Idaho Falls, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in Idaho Falls, ID, compare Idaho Falls auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Idaho Falls, ID for teens drivers are $5,893/year
  • The most expensive auto insurance company in Idaho Falls after a DUI is Travelers
  • The most expensive auto insurance company in Idaho Falls is Allstate

Finding affordable Idaho Falls, Idaho auto insurance can be challenging, but everything you need to know to buy cheap Idaho Falls, ID auto insurance with confidence is right here. Auto insurance rates in Idaho Falls are affected by local factors as well as personal ones like your driving record.

See how Idaho Falls, ID car insurance rates compare to Caldwell auto insurance rates, Nampa auto insurance rates, and Coeur d’Alene auto insurance rates before you read more about the cost of auto insurance in Idaho Falls.

Don’t buy Idaho Falls, ID auto insurance until you’ve compared rates. Get free Idaho Falls, Idaho auto insurance quotes when you enter your ZIP code above.

Idaho Falls, ID Minimum Auto Insurance Requirements

The required auto insurance in Idaho Falls, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in Idaho Falls, Idaho is outlined here.

Minimum Required Auto Insurance Coverage in Idaho Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Idaho Falls, ID Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Idaho Falls, ID. Take a look at Idaho Falls, Idaho auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Idaho Falls, Idaho

Insurance Company Poor Fair Good
Allstate $5,583 $3,785 $3,306
American Family $5,080 $3,629 $3,099
Farmers $3,737 $3,182 $3,040
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,419 $2,113 $1,673
Nationwide $3,305 $2,674 $2,341
State Farm $2,764 $1,746 $1,390
Travelers $3,693 $3,113 $2,884
USAA $2,837 $1,659 $1,339

Buy Cheap Idaho Falls, ID Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Idaho Falls, Idaho auto insurance rates? Find out how car insurance rates in Idaho Falls, ID are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idaho Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,397 $2,100 $2,178 $8,901 $10,284 $2,690 $2,838
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,641 $1,630 $1,446 $1,533 $8,080 $8,369 $1,883 $1,974
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,473 $1,588 $1,184 $1,325 $4,934 $5,493 $1,565 $1,652
Nationwide $1,868 $1,908 $1,686 $1,788 $4,658 $5,721 $2,194 $2,362
State Farm $1,200 $1,200 $1,087 $1,087 $3,645 $4,599 $1,355 $1,561
Travelers $1,335 $1,355 $1,348 $1,343 $6,731 $10,695 $1,421 $1,612
USAA $1,138 $1,135 $1,114 $1,098 $3,744 $4,194 $1,510 $1,626

Buy Cheap Idaho Falls, ID Auto Insurance for Teen Drivers

Auto insurance for teenagers in Idaho Falls can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Idaho Falls, ID are listed here.

Annual Auto Insurance Rates for Teen Drivers in Idaho Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,901 $10,284
American Family $7,919 $10,284
Farmers $8,080 $8,369
GEICO $4,424 $5,499
Liberty Mutual $4,934 $5,493
Nationwide $4,658 $5,721
State Farm $3,645 $4,599
Travelers $6,731 $10,695
USAA $3,744 $4,194

Buy Cheap Idaho Falls, ID Auto Insurance for Seniors

You can save on senior auto insurance rates in Idaho Falls, Idaho by comparing Idaho Falls senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Idaho Falls, ID here.

Annual Auto Insurance Rates for Senior Drivers in Idaho Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,100 $2,178
American Family $1,957 $1,957
Farmers $1,446 $1,533
GEICO $1,941 $1,886
Liberty Mutual $1,184 $1,325
Nationwide $1,686 $1,788
State Farm $1,087 $1,087
Travelers $1,348 $1,343
USAA $1,114 $1,098

Find Cheap Auto Insurance Rates in Idaho Falls, ID by Coverage Level

The amount of coverage you choose is a big factor in the cost of Idaho Falls, Idaho auto insurance. Compare Idaho Falls, ID auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Idaho Falls, Idaho

Insurance Company Low Medium High
Allstate $4,054 $4,216 $4,404
American Family $3,924 $4,132 $3,751
Farmers $3,140 $3,278 $3,541
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,264 $2,399 $2,542
Nationwide $2,721 $2,916 $2,683
State Farm $1,846 $1,972 $2,082
Travelers $3,165 $3,278 $3,246
USAA $1,884 $1,942 $2,008

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Find Cheap Idaho Falls, ID Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Idaho Falls. Compare auto insurance rates in Idaho Falls, ID by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Idaho Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,225 $4,225
American Family $3,854 $4,018
Farmers $3,319 $3,319
GEICO $2,793 $2,890
Liberty Mutual $2,402 $2,402
Nationwide $2,773 $2,773
State Farm $1,918 $2,015
Travelers $3,230 $3,230
USAA $1,922 $1,968

Find Cheap Idaho Falls, ID Auto Insurance Rates by ZIP Code

Auto insurance rates in Idaho Falls, Idaho can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Idaho Falls, ID to see how much where you live in Idaho Falls affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Idaho Falls, Idaho

ZIP Code Average Annual Rates
83401 $2,959
83402 $2,953
83404 $2,967
83406 $2,949

Find Cheap Idaho Falls, ID Auto Insurance Rates by Driving Record

Auto insurance rates in Idaho Falls, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Idaho Falls, ID, take a look at the average cost for various violations versus rates for a clean driving record in Idaho Falls.

Annual Idaho Falls, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,484 $4,386 $4,896 $4,134
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,892 $3,670 $3,449 $3,268
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $1,995 $2,503 $2,573 $2,535
Nationwide $2,125 $2,751 $3,832 $2,384
State Farm $1,790 $2,144 $1,967 $1,967
Travelers $1,986 $2,838 $4,918 $3,178
USAA $1,395 $1,991 $2,702 $1,691

Find Cheap Idaho Falls, ID Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Idaho Falls, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in Idaho Falls for less when you shop around and compare rates from multiple Idaho Falls, ID auto insurance companies.

Annual Auto Insurance Rates After a DUI in Idaho Falls, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,896
American Family $4,742
Farmers $3,449
GEICO $3,885
Liberty Mutual $2,573
Nationwide $3,832
State Farm $1,967
Travelers $4,918
USAA $2,702

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Winners by Category: Where to Buy Cheap Auto Insurance in Idaho Falls, ID

Compare rates from the cheapest auto insurance companies in Idaho Falls, ID for your needs. Take a look at how Idaho Falls, Idaho auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Idaho Falls, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Idaho Falls, Idaho Auto Insurance Companies

If you’re looking for the cheapest Idaho Falls, ID auto insurance companies overall, you can compare them here. Find the best price for Idaho Falls, Idaho car insurance by company.

Average Annual Auto Insurance Rates by Company in Idaho Falls, Idaho

Insurance Company Average Annual Rates
Allstate $4,225
American Family $3,936
Farmers $3,319
GEICO $2,842
Liberty Mutual $2,402
Nationwide $2,773
State Farm $1,967
Travelers $3,230
USAA $1,945

What affects Idaho Falls, Idaho auto insurance rates?

Local factors affect auto insurance rates in Idaho Falls, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact Idaho Falls auto insurance rates.

Auto Theft in Idaho Falls

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Idaho Falls, ID auto theft show a total of 81 vehicle thefts annually.

Commute Times in Idaho Falls

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Idaho Falls, ID is 17.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Idaho Falls, ID

You can buy cheap Idaho Falls, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Idaho Falls, Idaho auto insurance quotes from top companies.

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