Buy Cheap Huntsville, TX Auto Insurance (2021)

Huntsville, TX auto insurance rates average $335 a month. Minimum auto insurance requirements in Huntsville, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Huntsville, TX, compare Huntsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Huntsville is American Family
  • Average auto insurance rates in Huntsville, TX for teens drivers are $7,211/year
  • The most expensive auto insurance company in Huntsville after a DUI is Allstate

Finding affordable Huntsville, Texas auto insurance can be challenging, but everything you need to know to buy cheap Huntsville, TX auto insurance with confidence is right here. Auto insurance rates in Huntsville are affected by local factors as well as personal ones like your driving record.

See how Huntsville, TX car insurance rates compare to Laredo auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Huntsville.

Don’t buy Huntsville, TX auto insurance until you’ve compared rates. Get free Huntsville, Texas auto insurance quotes when you enter your ZIP code above.

Huntsville, TX Minimum Auto Insurance Requirements

The required auto insurance in Huntsville, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Huntsville, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Huntsville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Huntsville, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Huntsville, TX. Take a look at Huntsville, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Huntsville, Texas

Insurance Company Poor Fair Good
Allstate $6,847 $5,021 $4,302
American Family $7,832 $5,085 $4,432
GEICO $4,729 $2,683 $1,794
Nationwide $4,490 $3,607 $3,134
Progressive $5,413 $4,694 $4,354
State Farm $4,148 $2,579 $2,054
USAA $3,564 $2,054 $1,651

Buy Cheap Huntsville, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Huntsville, Texas auto insurance rates? Find out how car insurance rates in Huntsville, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Huntsville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,488 $3,514 $3,441 $3,441 $9,265 $11,175 $4,311 $4,485
American Family $3,319 $3,735 $3,170 $3,672 $9,490 $12,359 $4,913 $5,606
GEICO $2,293 $2,472 $2,223 $2,512 $4,961 $5,153 $2,472 $2,463
Nationwide $2,343 $2,382 $2,070 $2,191 $6,668 $8,561 $2,755 $2,980
Progressive $2,533 $2,399 $2,262 $2,299 $10,870 $12,150 $3,004 $3,047
State Farm $2,058 $2,058 $1,828 $1,828 $4,885 $6,219 $2,234 $2,306
USAA $1,546 $1,557 $1,475 $1,466 $4,337 $4,728 $2,062 $2,215

Buy Cheap Huntsville, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Huntsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Huntsville, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Huntsville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,265 $11,175
American Family $9,490 $12,359
GEICO $4,961 $5,153
Nationwide $6,668 $8,561
Progressive $10,870 $12,150
State Farm $4,885 $6,219
USAA $4,337 $4,728

Buy Cheap Huntsville, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Huntsville, Texas by comparing Huntsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Huntsville, TX here.

Annual Auto Insurance Rates for Senior Drivers in Huntsville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,441 $3,441
American Family $3,170 $3,672
GEICO $2,223 $2,512
Nationwide $2,070 $2,191
Progressive $2,262 $2,299
State Farm $1,828 $1,828
USAA $1,475 $1,466

Find Cheap Auto Insurance Rates in Huntsville, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Huntsville, Texas auto insurance. Compare Huntsville, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Huntsville, Texas

Insurance Company Low Medium High
Allstate $5,269 $5,345 $5,556
American Family $5,316 $5,529 $6,503
GEICO $2,905 $3,029 $3,272
Nationwide $4,031 $3,583 $3,617
Progressive $4,579 $4,798 $5,083
State Farm $2,781 $2,918 $3,082
USAA $2,345 $2,414 $2,510

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Find Cheap Huntsville, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Huntsville. Compare auto insurance rates in Huntsville, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Huntsville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,524
American Family $5,783 $5,783
GEICO $3,012 $3,125
Nationwide $3,744 $3,744
Progressive $4,820 $4,820
State Farm $2,927 $2,927
USAA $2,393 $2,454

Find Cheap Huntsville, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Huntsville, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Huntsville, TX to see how much where you live in Huntsville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Huntsville, Texas

ZIP Code Average Annual Rates
77320 $6,172
77340 $5,916
77341 $6,032

Find Cheap Huntsville, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Huntsville, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Huntsville, TX, take a look at the average cost for various violations versus rates for a clean driving record in Huntsville.

Annual Huntsville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $6,475 $6,752 $4,167
American Family $5,247 $6,743 $5,894 $5,247
GEICO $2,607 $3,438 $2,877 $3,353
Nationwide $3,247 $3,247 $4,813 $3,668
Progressive $4,198 $5,456 $4,905 $4,723
State Farm $2,606 $2,982 $3,514 $2,606
USAA $1,808 $2,664 $3,146 $2,075

Find Cheap Huntsville, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Huntsville, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Huntsville for less when you shop around and compare rates from multiple Huntsville, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Huntsville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,752
American Family $5,894
GEICO $2,877
Nationwide $4,813
Progressive $4,905
State Farm $3,514
USAA $3,146

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Winners by Category: Where to Buy Cheap Auto Insurance in Huntsville, TX

Compare rates from the cheapest auto insurance companies in Huntsville, TX for your needs. Take a look at how Huntsville, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Huntsville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Huntsville, Texas Auto Insurance Companies

If you’re looking for the cheapest Huntsville, TX auto insurance companies overall, you can compare them here. Find the best price for Huntsville, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Huntsville, Texas

Insurance Company Average Annual Rates
Allstate $5,390
American Family $5,783
GEICO $3,069
Nationwide $3,744
Progressive $4,820
State Farm $2,927
USAA $2,423

What affects Huntsville, Texas auto insurance rates?

Local factors affect auto insurance rates in Huntsville, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Huntsville auto insurance rates.

Auto Theft in Huntsville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Huntsville, TX auto theft show a total of 53 vehicle thefts annually.

Commute Times in Huntsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Huntsville, TX is 25.3 minutes according to City-Data.

Traffic in Huntsville

How is traffic in Huntsville, Texas? Inrix data shows that Huntsville, TX traffic makes it the 819th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Huntsville, TX

You can buy cheap Huntsville, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Huntsville, Texas auto insurance quotes from top companies.

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