Buy Cheap Frisco, TX Auto Insurance (2021)

Frisco, TX auto insurance rates average $320 a month. Minimum auto insurance requirements in Frisco, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Frisco, TX, compare Frisco auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Frisco after a DUI is Allstate
  • Average auto insurance rates in Frisco, TX are $320/month
  • Average auto insurance rates in Frisco, TX after a DUI are $4,379/year

Finding affordable Frisco, Texas auto insurance can be challenging, but everything you need to know to buy cheap Frisco, TX auto insurance with confidence is right here. Auto insurance rates in Frisco are affected by local factors as well as personal ones like your driving record.

See how Frisco, TX car insurance rates compare to Corpus Christi auto insurance rates, Dallas auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Frisco.

Don’t buy Frisco, TX auto insurance until you’ve compared rates. Get free Frisco, Texas auto insurance quotes when you enter your ZIP code above.

Frisco, TX Minimum Auto Insurance Requirements

The required auto insurance in Frisco, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Frisco, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Frisco, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Frisco, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Frisco, TX. Take a look at Frisco, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Frisco, Texas

Insurance Company Poor Fair Good
Allstate $6,826 $5,016 $4,302
American Family $6,228 $4,007 $3,497
GEICO $5,341 $3,019 $2,009
Nationwide $4,305 $3,474 $3,022
Progressive $4,687 $4,057 $3,763
State Farm $4,336 $2,701 $2,153
USAA $3,791 $2,210 $1,782

Buy Cheap Frisco, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Frisco, Texas auto insurance rates? Find out how car insurance rates in Frisco, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frisco, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,459 $3,476 $3,411 $3,411 $9,347 $11,244 $4,271 $4,429
American Family $2,657 $2,976 $2,541 $2,927 $7,456 $9,726 $3,894 $4,443
GEICO $2,534 $2,749 $2,450 $2,809 $5,723 $5,896 $2,755 $2,736
Nationwide $2,236 $2,268 $1,976 $2,088 $6,463 $8,282 $2,640 $2,853
Progressive $2,222 $2,130 $1,981 $2,019 $9,284 $10,359 $2,649 $2,707
State Farm $2,105 $2,105 $1,883 $1,883 $5,205 $6,661 $2,300 $2,365
USAA $1,635 $1,632 $1,570 $1,542 $4,754 $5,139 $2,177 $2,306

Buy Cheap Frisco, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Frisco can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Frisco, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Frisco, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,347 $11,244
American Family $7,456 $9,726
GEICO $5,723 $5,896
Nationwide $6,463 $8,282
Progressive $9,284 $10,359
State Farm $5,205 $6,661
USAA $4,754 $5,139

Buy Cheap Frisco, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Frisco, Texas by comparing Frisco senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Frisco, TX here.

Annual Auto Insurance Rates for Senior Drivers in Frisco, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,411 $3,411
American Family $2,541 $2,927
GEICO $2,450 $2,809
Nationwide $1,976 $2,088
Progressive $1,981 $2,019
State Farm $1,883 $1,883
USAA $1,570 $1,542

Find Cheap Auto Insurance Rates in Frisco, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Frisco, Texas auto insurance. Compare Frisco, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frisco, Texas

Insurance Company Low Medium High
Allstate $5,254 $5,333 $5,556
American Family $4,257 $4,408 $5,068
GEICO $3,267 $3,418 $3,684
Nationwide $3,881 $3,452 $3,469
Progressive $4,009 $4,155 $4,343
State Farm $2,895 $3,057 $3,237
USAA $2,499 $2,583 $2,700

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Find Cheap Frisco, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Frisco. Compare auto insurance rates in Frisco, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Frisco, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,245 $5,517
American Family $4,577 $4,577
GEICO $3,395 $3,518
Nationwide $3,601 $3,601
Progressive $4,169 $4,169
State Farm $3,063 $3,063
USAA $2,562 $2,627

Find Cheap Frisco, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Frisco, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Frisco, TX to see how much where you live in Frisco affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Frisco, Texas

ZIP Code Average Annual Rates
75033 $5,623
75034 $5,689
75035 $5,597

Find Cheap Frisco, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Frisco, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Frisco, TX, take a look at the average cost for various violations versus rates for a clean driving record in Frisco.

Annual Frisco, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,125 $6,489 $6,784 $4,125
American Family $4,153 $5,337 $4,665 $4,153
GEICO $2,930 $3,904 $3,222 $3,770
Nationwide $3,124 $3,124 $4,628 $3,527
Progressive $3,640 $4,692 $4,243 $4,101
State Farm $2,704 $3,124 $3,720 $2,704
USAA $1,922 $2,859 $3,390 $2,206

Find Cheap Frisco, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Frisco, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Frisco for less when you shop around and compare rates from multiple Frisco, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Frisco, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,784
American Family $4,665
GEICO $3,222
Nationwide $4,628
Progressive $4,243
State Farm $3,720
USAA $3,390

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Winners by Category: Where to Buy Cheap Auto Insurance in Frisco, TX

Compare rates from the cheapest auto insurance companies in Frisco, TX for your needs. Take a look at how Frisco, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Frisco, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Frisco, Texas Auto Insurance Companies

If you’re looking for the cheapest Frisco, TX auto insurance companies overall, you can compare them here. Find the best price for Frisco, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Frisco, Texas

Insurance Company Average Annual Rates
Allstate $5,381
American Family $4,577
GEICO $3,456
Nationwide $3,601
Progressive $4,169
State Farm $3,063
USAA $2,594

What affects Frisco, Texas auto insurance rates?

Local factors affect auto insurance rates in Frisco, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Frisco auto insurance rates.

Auto Theft in Frisco

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Frisco, TX auto theft show a total of 138 vehicle thefts annually.

Commute Times in Frisco

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Frisco, TX is 29.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Frisco, TX

You can buy cheap Frisco, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Frisco, Texas auto insurance quotes from top companies.

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