Buy Cheap Batavia, NY Auto Insurance in 2023
Batavia, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in Batavia, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Batavia, NY, compare Batavia auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Batavia, NY for teens drivers are $5,317/year
- The most expensive auto insurance company in Batavia is Liberty Mutual
- Average auto insurance rates in Batavia, NY after a DUI are $4,063/year
Finding affordable Batavia, New York auto insurance can be challenging, but everything you need to know to buy cheap Batavia, NY auto insurance with confidence is right here. Auto insurance rates in Batavia are affected by local factors as well as personal ones like your driving record.
See how Batavia, NY car insurance rates compare to New York auto insurance rates, New Rochelle auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Batavia.
Don’t buy Batavia, NY auto insurance until you’ve compared rates. Get free Batavia, New York auto insurance quotes when you enter your ZIP code above.
Batavia, NY Minimum Auto Insurance Requirements
The required auto insurance in Batavia, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Batavia, New York is outlined here.
Minimum Required Auto Insurance Coverage in Batavia, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Batavia, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Batavia, NY. Take a look at Batavia, New York auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Batavia, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,979 | $2,941 | $2,550 |
| Geico | $2,243 | $1,649 | $1,479 |
| Liberty Mutual | $6,178 | $4,053 | $3,046 |
| Nationwide | $2,883 | $2,883 | $2,883 |
| Progressive | $4,430 | $2,295 | $1,682 |
| State Farm | $5,021 | $3,148 | $2,498 |
| Travelers | $4,202 | $2,660 | $2,319 |
| USAA | $4,201 | $2,113 | $1,867 |
Buy Cheap Batavia, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Batavia, New York auto insurance rates? Find out how car insurance rates in Batavia, NY are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Batavia, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,361 | $2,229 | $2,211 | $2,245 | $6,820 | $7,353 | $2,344 | $2,360 |
| Geico | $1,326 | $1,277 | $1,289 | $1,270 | $2,748 | $3,988 | $1,197 | $1,227 |
| Liberty Mutual | $3,225 | $3,225 | $3,003 | $3,003 | $6,212 | $10,081 | $3,225 | $3,432 |
| Nationwide | $2,197 | $2,197 | $2,075 | $2,075 | $3,830 | $5,702 | $2,197 | $2,790 |
| Progressive | $1,701 | $1,598 | $1,372 | $1,391 | $5,688 | $6,338 | $2,193 | $2,140 |
| State Farm | $2,250 | $2,250 | $1,958 | $1,958 | $6,527 | $8,430 | $2,468 | $2,605 |
| Travelers | $2,234 | $2,249 | $2,025 | $2,169 | $5,029 | $5,954 | $2,365 | $2,457 |
| USAA | $1,442 | $1,419 | $1,306 | $1,310 | $5,683 | $6,773 | $1,844 | $2,037 |
Buy Cheap Batavia, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Batavia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Batavia, NY are listed here.
Annual Auto Insurance Rates for Teen Drivers in Batavia, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,820 | $7,353 |
| Geico | $2,748 | $3,988 |
| Liberty Mutual | $6,212 | $10,081 |
| Nationwide | $3,830 | $5,702 |
| Progressive | $5,688 | $6,338 |
| State Farm | $6,527 | $8,430 |
| Travelers | $5,029 | $5,954 |
| USAA | $5,683 | $6,773 |
Buy Cheap Batavia, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Batavia, New York by comparing Batavia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Batavia, NY here.
Annual Auto Insurance Rates for Senior Drivers in Batavia, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,211 | $2,245 |
| Geico | $1,289 | $1,270 |
| Liberty Mutual | $3,003 | $3,003 |
| Nationwide | $2,075 | $2,075 |
| Progressive | $1,372 | $1,391 |
| State Farm | $1,958 | $1,958 |
| Travelers | $2,025 | $2,169 |
| USAA | $1,306 | $1,310 |
Find Cheap Auto Insurance Rates in Batavia, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Batavia, New York auto insurance. Compare Batavia, NY auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Batavia, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,307 | $3,479 | $3,685 |
| Geico | $1,685 | $1,783 | $1,903 |
| Liberty Mutual | $4,235 | $4,411 | $4,631 |
| Nationwide | $2,726 | $2,861 | $3,062 |
| Progressive | $2,667 | $2,789 | $2,951 |
| State Farm | $3,371 | $3,577 | $3,719 |
| Travelers | $2,912 | $3,032 | $3,237 |
| USAA | $2,650 | $2,714 | $2,817 |
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Find Cheap Batavia, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Batavia. Compare auto insurance rates in Batavia, NY by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Batavia, New York
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,444 | $3,537 |
| Geico | $1,738 | $1,842 |
| Liberty Mutual | $4,302 | $4,549 |
| Nationwide | $2,883 | $2,883 |
| Progressive | $2,803 | $2,803 |
| State Farm | $3,429 | $3,682 |
| Travelers | $3,060 | $3,060 |
| USAA | $2,699 | $2,754 |
Find Cheap Batavia, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Batavia, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Batavia, NY, take a look at the average cost for various violations versus rates for a clean driving record in Batavia.
Annual Batavia, New York Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,971 | $2,971 | $4,297 | $3,723 |
| Geico | $1,416 | $1,542 | $2,786 | $1,416 |
| Liberty Mutual | $3,575 | $3,575 | $6,979 | $3,575 |
| Nationwide | $2,204 | $2,204 | $4,869 | $2,254 |
| Progressive | $2,727 | $2,727 | $3,012 | $2,743 |
| State Farm | $3,391 | $3,391 | $3,720 | $3,720 |
| Travelers | $2,634 | $3,259 | $3,303 | $3,046 |
| USAA | $2,429 | $2,468 | $3,542 | $2,468 |
Find Cheap Batavia, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Batavia, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Batavia for less when you shop around and compare rates from multiple Batavia, NY auto insurance companies.
Annual Auto Insurance Rates After a DUI in Batavia, New York
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,297 |
| Geico | $2,786 |
| Liberty Mutual | $6,979 |
| Nationwide | $4,869 |
| Progressive | $3,012 |
| State Farm | $3,720 |
| Travelers | $3,303 |
| USAA | $3,542 |
Winners by Category: Where to Buy Cheap Auto Insurance in Batavia, NY
Compare rates from the cheapest auto insurance companies in Batavia, NY for your needs. Take a look at how Batavia, New York auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Batavia, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap Batavia, New York Auto Insurance Companies
If you’re looking for the cheapest Batavia, NY auto insurance companies overall, you can compare them here. Find the best price for Batavia, New York car insurance by company.
Average Annual Auto Insurance Rates by Company in Batavia, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,490 |
| Geico | $1,790 |
| Liberty Mutual | $4,426 |
| Nationwide | $2,883 |
| Progressive | $2,803 |
| State Farm | $3,556 |
| Travelers | $3,060 |
| USAA | $2,727 |
What affects Batavia, New York auto insurance rates?
Local factors affect auto insurance rates in Batavia, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Batavia auto insurance rates.
Commute Times in Batavia
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Batavia, NY is 18.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Batavia, NY
You can buy cheap Batavia, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Batavia, New York auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when buying auto insurance in Batavia, NY?
When buying auto insurance in Batavia, NY, there are several factors to consider. These include the coverage options you need, your driving record, the type of vehicle you own, your budget, and any specific requirements set by the state of New York.
What are the minimum auto insurance requirements in Batavia, NY?
In Batavia, NY, the minimum auto insurance requirements set by the state include liability coverage with minimum limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident. It is important to note that these are minimum requirements, and additional coverage options are available for added protection.
How can I find cheap auto insurance in Batavia, NY?
To find cheap auto insurance in Batavia, NY, you can consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles, which can lower your premiums.
- Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for installing safety features in your vehicle.
- Consider bundling your auto insurance with other policies like home insurance to potentially receive a discounted rate.
Are there any disadvantages to buying cheap auto insurance?
While buying cheap auto insurance can save you money upfront, there are potential disadvantages to consider:
- Limited coverage options: Cheap policies may have fewer coverage options, leaving you with less protection in certain situations.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of an accident or claim.
- Limited customer service: Some cheap insurance providers may not offer robust customer service, which can be frustrating if you need assistance with claims or have questions about your policy.
What are the advantages of buying cheap auto insurance?
Buying cheap auto insurance can have several advantages, including:
- Cost savings: Cheap policies typically have lower premiums, allowing you to save money on your monthly or annual insurance costs.
- Compliance with legal requirements: Even with cheaper policies, you can still meet the minimum insurance requirements set by the state of New York.
- Basic protection: While cheap policies may have limited coverage, they can still provide essential protection against liability claims and property damage.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.